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pany. 



More than 
58,000 busi- 
ness and 
profession- 
al men are 
insured. 




Of some things only the best are worth 
having. 

Who wants a tolerable egg? 

Who would have accident insurance that is 
tolerably secure when he might have absolute 
security ? 

The United States Mutual Accident Asso- 
ciation writes the most liberal policy and gives 
insurance at as low a rate as is consistent with 
absolute security. 

$15 a year if paid at one time, or $4 quar- 
terly (exclusive of $5 admission fee the hist 
year), will secure $5,000 accident insurance with 
$25 weekly indemnity up to 52 weeks, and 
liberal indemnities for loss of hand, foot, or 
sight, or permanent total disability. 
Charles B. Peet, 

President. 

James R. Pitcher. 

Secretary and General Man 

320, 322 and 324 Broadway, New York. 




Over 

$270,000.00 
Assets. 



$-\ 553-799-49 

paid in 

l"--ses to 

Sept. 1, 1891. 



The oldest, 

strongest, 

and the safes) 

Accident 
Company. 



Progress and Prospects 



OF 



NEW YORK 



THE FIRST CITY OF THE WORLD. 



1492— 1893 



St 



V/ 



PUBLISHED BY THE 

COMMERCIAL TRAVELERS CLUB, 

OF NEW YORK CITY. 
1893. 




is compiling the pages of this 
Souvenir Book, it has been ouk pur- 
pose to issue a publication worthy, 

IN ALL RESPECTS, OF THE ORGANIZATION 
WHICH IT TYPIFIES. THE GREATEST RE- 
WARD WHICH WE CAN RECEIVE FOR "I R 
HUMBLE BUT EARNEST SERVICES IS THE 
KNOWLEDGE THAT OUR WORE HAS MET 
WITH THE APPROVAL OF THE PRESS, OUR 
BROTHER ( loMMERI I \1. TRAVELERS, AND 
FRIENDS. 

A. s. W1LLDIGG, 
G. W. PROCTOB KNOTT, 
JOHN G. BART, 
Souvenir t Iommittee, 
Commerciai Travelers Club, \'i» York. 



ol .1. .1. Little a Co., Vstor Place, New 1 



A 









To the 

Merchants, Manufacturers 
arid Bankers, 

THROUGH whose energy and progressive ability the 
City of New York has been advanced to the fore- 
rnost place arnong the great cornrnercial and industrial 
centers of the World; whose enterprise and liberality 
have adorned it with palatial mercantile establishments, 
great factories, irnrnense warehouses, rnagnificent parks, 
benevolent institutions and residences; and whose un- 
impaired integrity has irnparted a world-wide financial 
credit to the city, is this publication respectfully inscribed 
by the 

COMMERCIAL TRAVELERS' CLUB. 



RAILROAD FREIGHT AND PASSENGER AGENTS' DINNER, 

THE "ARENA," 41 WEST THIRTY-FIRST STREET, 

FEBRUARY 14, r8 9 3. 



Mb. George W. Proctor Knott, 

President Commercial Trunin* Club, New York City. 



New Yore, February IS, 1893. 



Dear Mr. Knott: When Mr. II. W. Dearborn, Chairman of your Railroad Committee, waited upon 
members of our committee and very kindly tendered the hospitalities and use of the Commercial Trav- 
elers Club House for a '•quiet smoke," after our dinner on Tuesday last, we had not the slightest idea. 
of what was in store for us. 

We had supposed up to the time of leaving our dinner table that nothing better could be had, but a 
few moments in your lovely home showed that the pleasures of our evening had only ju.-f becun. 

Our guests for that occasion were representative Railroad men from the sister cities of Boston and 
Philadelphia, and we numbered all told about 105. 

Your representative at our dinner invited "every mother's son " of us, and insisted upon all accompa- 
nying him to "No. 15 this street, boys — a few doors below." 

It is needless to tell you they went, for your records must show. 

How can we ever thank the C. T. Club for the generous hospitality they extended? 

How can we ever thank you for sitting up so late with us? 

How can we ever thank your Mr. \V. A. Power for the lovely music he discoursed the whole time and 
never seemed to tire in the least ? 

We do not feel that we owe you any apology for staying as late as we did, for we think it was the 
fault of your members. They simply refused to let us go. 

On behalf of those who were there, we desire to extend to your Club our most sincere thanks for the 
happy time you gave us and our guests, and assure you it is impressed so indelibly in the minds of every 
one present that it will never be forgotten. 

We trust the occasion may present itself when we can, in part at least, repay the compliment you so 
happily extended us, and wish for your Club the prosperity and success it so justly deserves. 

With much regard, we are, very truly yours, 

A. II. Pride, Chicago and Northwestern ; 

M. ('. Roach, New York Centra] and Hudson River ; 

W. J. Bogebt, Chicago and Alien ; 

R. TenBroeck, Union Pacific; 

Geo. R. Fitch, Northern Pacific ; 

('. D. Simon-son-. Atchison, Topeka and Santa Fe ; 

H. B. McClellan, Wabash : 

M. G. Vandergaw, Pennsylvania : 

F. L. Manchester, Missouri, Kansas and Texas ; 

T. J. Klasi:. Reading System ; 

II. B. Jagoe, West Shore ; 

A. B. Farnsworth, Chicago, Rock Island and Pacific ; 

per WM. .1. BOGBRT. 



ROLL OF HONOR. 

INDEX TO SUBSCRIBERS. 



Adams, Edwin D 145 

Addieks, J. Edward los 

Ames, Pred'k I- 105 

Arlington Mills (Lawrence, Mass.).. 180 

Baker, Walter & Co . Inside Bad Covei 

Baltimore & Ohio RR. Co 90 

Barber Asphalt Paving Co 12(i 

Bel nt, August 10 1 

Bingham Hotel (Philadelphia) 158 

Bliss, Fabyan & Co .. 195 

Boston & Maine RR. Co 102 

Briscom, C. A 147 

Brunswick-Balke-Collender Co 130 

Capewell Horse-Nail Co 157 

Carrollton Hotel 159 

Central Railroad of New Jersey. . . . los 

Chase National Bank lis 

Cheney Brothers 182 

Cleveland Baking Powder Co 127 

Colt's Patent Fire Anns Manufact- 
uring Co 120 

Conneeticul Mutual Life Insurance 

Co His 

Continental Hotel (Philadelphia). . . 100 

Coppell, (ieo 115 

Iii' Bary, Frederick & Co. (Munim's 

" Extra Hiv " ) Hill 

Hun, It. (i. & I'.. 17". 

Dunlap, Roberl cV Co 156 

I > 1 1 Vivier & < ... (■• Perrier Joiiel " i 197 

Eagle Pencil <',. su 

Edison, Thos. A isl 

Emerson Piano Co ... 1 7S, 17!i 

Erie Lines Ill 

Fall River Line ISO 

Fargo, .1. (' 14'.» 

Firsl National Bank of New York. . 130 

Fish, Stuyvesant 93 

Fitchburg RR. Co 107 

Flagler, Henry M 98 

General Electric Co 172 



Good, John, Cordage & Machine Ct>. 137 

Graef, Charles & Co 143 

i Iran. 1 Trunk Ry. Co 112 

Grand Union Hotel 133 

Gunther's Sons, C. (1 157 

Hake, I'll., Manufacturing Co 121 

Harper's Magazine 123 

ll.iri ford Steam Boiler Inspection & 

Insurance Co 173 

Havemeyer, II. O 99 

[leublein II. .1.7 (Hartford, Conn.). . 101 

Hitchcock, \V. G. & Co 174 

Hotel Marlborough 134 

II. .iiH' Insurance Co. of New York. . 169 

Huntington, C. P 117 



PAUE 

New York, Ontario ^^ Western RR. 

Co 100, 101 

New York, Susquehanna & Western 

RR Co lis 

Northern Pacific Rv. Co 116 



I Isboruc, Jiihu. S..11 \ Co 
Otis Brothers ,v Co 



I 14 

177 



Jewell Belting C 



Keystone Watch Co . . 
Knickerbocker Trusl t 'o 



Pennsylvania RR. System 107 

Phenix Insurance 0... of Brooklvn. . 100 
Phoenix Mutual Lit'.' Insurance c<>. 

(Hartford, Conn.) 171 

Plant System of Railways 100 

Plall. Thus. (' 150 

Pope Manufacturing Co 00, '.II 

Powers Hotel (Rochester, X. V.i. . . 107 

I 'i . . \ identic & Siuiiiiiu0i.il SS. ( '... . . 187 

Pullman Palace < 'ar < 'o 68 



194 

192 



Lilly, C. II 153 

Liverpool, London & Globe Insur- 
ance Co 107 

Lorillard, P. & Co 142 

Mackay, John William 189 

Mail and Express 170 

Manhattan Trust Co 193 

Mexican Central RR. Co Ill 

Midland Ry, of Englantl 117 

Miller, Warner 119 

Missouri Pacific Ry. Co 88 

Morgan, J. Pierpont 129 

Mutual Life Insurance Co 82 

Mutual Reserve Fund Life Associa- 
tion 170 

National Cordage Co 139 

National Hotel (Washington, D. C.) 162 

National Park Bank 131 

New York Belting & Packing Co. . . 191 
New York Central & Hudson River 

RR, Co Outsidt Back Cover 



( L liiiucv House . Boston, Mass.). 

Reading RR, System 

Rehm, P. & Co 

U. i.l. Whitelaw 

Reinhart, Jos. W 

Ringler, F. A. & Co 



10-1 

no 

151 
185 

110 

lis 



Schwarzwaehler, Win. & Co . . .140, 111 

Sloan, Samuel loo 

Stewart, Theodore 200 

Strange & Brother ls;7 

T.-ll'i. Weller & Co 199 

'I'll.' II. It. Claflin Co 198 

Thomas, Gen'l Samuel DO 

Thurber, Whyland & Co 155 

Travelers' Accident Insurance < '... 

(Hartford. Conn.) 105 

United States Life Insurance Co. . . 122 
United States Mutual Accident Asso- 
ciation Insidt Front Cover 

Wabash PI! 92 

Western Union Telegraph Co . .. 199 



CLASSIFIED INDEX TO ADVERTISERS. 



ASPHALT PAVINC. page 

Barber Asphalt Paving Co. '-'■ 

BAKING POWDER. 

i li iclaiul Baking I'owdi l I " 

BANKS. 



< hase Ni nal Bank 

i., ,i Morgan a Co 
I- ii -t National Bank. 
National Park Bank 



BELTING. 



Jewell Bi Ring Co ... 
New "i ork Bi Iting I i 



128 
129 
130 
131 



132 
11)1 



BICYCLES. 
Pope Vi mufai hiring Co 90, 01 

BILLIARD TABLES. 

Brun wii k Balke-Collenilei Co . ... 130 

COCOA. 

Baker, Walt' i * I ". ..../»«</< Vael Vorer 

COMMISSION MERCHANTS. 
W, Ci. Uiti 1 k & Co .174 

CORDAGE. 

I |, John, Cordage anil 

National Cordage Co 

DESKS AND OFFICE 
FURNITURE. 

Si bwarawaclder, William a Co II". Ill 



DRY GOODS. 



ihj-an & Co 

ii i; Co 
Trlli. Wellei & Co 



195 



GROCERS. 
Thurber, Whyland Co 



FIREARMS. 
Colt's Armory 120 

FLAGS AND DECORATIONS. 

SCo 151 

FLAG POLES. 

Lilly, C. 11 

FURS. 
Uunthi i - Sons ' '■ 



. . 155 



HATS. 
Dnnlap, Robert & Co 

HORSE-NAILS. 
Capewell Horei Sail ' u 



HOTELS. 

Bingham Hotel (Philadelphia) I " 

Hotel (Balti re Mil I ....159 

,i Hotel fPhiladi Iphia) 

1 mi, ivcnllc Hotel (N Y.) .. 1*1. ~> 

,1 nion ll-i. I(N. Y.) « 

ii n Hotel (Hartford, Conn.) 

M i ; ngl) Hotel (N. Y.l ••• •« 

National Hot, UWn |l '- 

Powi re Hotel (Rochester, N. Y.I.. • "m 
1,1101.' • lions Boston, Mil- 164 

INSURANCE 'ACCIDENT'. 

Travel, rs Vi i id' nt 1 ' Hurtful 

: states Mutual Accident Association, 

■ 



INSURANCE FIRE'. 

I'h. n 

l.iveri I, London a Glob I 

INSURANCE LIFE. 

Mutual Life [iimh mi i I 

1 1 ■ Insurance < " 

Mali, 

M I Reserve 1 and Life Vssm . io 

■ is Mutual Lifi Insuranci « ' ■ ■ " II irtfonl. 
Conn 

1 States 1 I ' ' 

INSURANCE STEAM-BOILER'. 

I: . I 

Co...., 



ELECTRIC POWER COMPANY. 
Niagara "I unm I Co..... 145 

ELECTRIC COMPANY. 
Genera] Electrii Co ITS 

ELECT ROTYPERS. 

1 \ Ringler & Co 118 

ELEVATORS. 

Otis Brothers & Co .. I" 

EXPRESS COMPANIES. 

Vilnius I. pr *aCn II s 

\niericnn Express Co . 149 

I uii'-il States Expr, ss Co... .. 150 



RAILROADS. i-aoe 

Atchison, Torn kn A Santa Fe 111; Co 113 

Balti & I RR Co 

Boston & Maine RR Co. .... 102 

Central Railroad of Ni w Jerscj 108 

Delaware, Lai kawanna & Western 111; < o . 109 

h . ■ a Rio Grande RR I a 115 

Duluth, South Shore & Atlantic 111; Co 99 

Fitchburg RR. Co 103 

Grand Trunk Railway 112 

Illinois Cent) 'I RR < n. 93 94, 95 

i River 

RR Co 98 

I ouisville & Nashville RR. Co l"l 

Mexi' in ' .ini il Ri Co "I 

Midi .i i. 117 

Mi—.. H ss 

[Je» Yo Cei ' a 11 <• ' RR 

Co Outrtd Itai A ■ . 

New York, I I Co Ill 

v „ -, ork, Ontario a w i sti rn RR I o 100 101 
New 1 ' "I".' -\ Wcsti i n RR Co 

Northern Pai i RR I i " 

Pennsylvania RR. System 50, 101 

Philadelphia A Reading 1111 Systi in .....110 

Plant S\ stem of Railroaxls 1 |H » 

Southern I', : RR. Co 97 

I nii'ii Pie ni. 11'. 

Wabash Railroad 93 



LACES. 
IIii.l,.'- k, W.G. & O 174 

MERCANTILE AGENCY. 
Dun, R. G. & I ■■ '75 

MINERAL WATERS. 

Ajiollii . 143 

NEWSPAPERS. 

M nl .iii'l Expr. - . 17(1 

New York Tribun. ...... 

Harp* i — ,.123 



PENCILS. 



Eagle Pciii il Co 



PIANOS. 



Emei I ' in ' 

i .:, Pianos 



..ITS. 1T9 
84 



PRINT. 






l..i 



Vrlineton Mi 



PHONOCRAPHS. 
lvlis-.ii Phonograph . 



SHOES. 



. i.iii Shi 



80 



SILKS. 

I : 182 

.1 I. a Brothi . 183 

SHIRT MANUFACTURERS. 

McG. -- 1 . . . 184 

STATIONERY. 

I':, 11 M Co. ...... 121 

STEAMSHIP LINES. 

Vmeriean Line (International Xa I 147 

Pall Rivet Line. .. 

Proi id. ngti hi ss Lim .... I8i 

SUCARS. 
i ■ i . .... 99 

STOVE FOUNDERS. 
Eugem Munsel a . i 105 

TELEGRAPH COMPANIES, 
urcial Cable I o. (PosUil Telegi 

h Co 190 

TERRA COTTA. 
Stolen Island Terra Cotta I o 138 

TOBACCO. 
Lorillard, P. & Co 142 

TRUST COMPANIES. 

198 

WATCH-CASE MANUFACT- 
URERS. 
Keysl ' ' Co 194 

WATER LINES, 
ragual Co 119 

WINES. 
I,,. |; m Extra Drj " i 196 

... i "Pei 

197 

' 

Pip, • Heidsieck ") 111 
,.rl, Theodore 200 



NEW YORK AND THE COMMERCIAL TRAVELER. 



, Ifa^^ OB all useful, benevolent, and legislative purposes, organization in tlie forms of social and 
civil combinations is the only force thai can achieve practical ami beneficial results. It 

^ is the establishment oi power and the means through which it is wisely or oppressively 

i exercised. 

Capital is organized I" carry forward useful enterprises. Labor is organized for mutual 

benefits and protection. Churches are organized to uphold and advance their teachings. 

Special departments of skilled industry are organized that an influence may be exerted bevond the 

power of individual effort. Every instrument of society, every organization, every school, every 

bank, must be like a well-equipped machine, in order to run smoothly and successfully. 

The merchant and the commercial traveler should share alike the benefits of organization. The 
vast machinery of trade that has covered the continent with gleaming rails, and whitened the sens 
with great ships, and built cities where millions of artisans and weavers, mechanics and builders, in a 
thousand industries are busy in the production of goods for distribution, has made it possible to amass 
colossal fortunes, and spread the streams of wealth over the nation. In this amazing progress the 
commercial traveler has been an important factor. Is it, unwise to predict that Now York City 
will, within twenty years, at the present rate of increase, surpass London with a life-time of twenty 
centuries, ami become the capital of the world in wealth and population? If one may judge by past 
progress this statement is a safe one, especially when it. is known that New York's growth is based 
upon the rapid but permanent development of natural conditions more favorable than those that sur- 
round any other city of the world. When abroad, the New Yorker modestly speaks of "The Metrop- 
olis," because he feels that its preeminence is beyond question. New York's greatest advertise- 
ment is through that class of hard-working, active, tireless, enterprising, and aggressive men known 
as commercial travelers, and it is eminently proper that the value and great importance of their services 
should be recognized by the business community in a fitting manner. 

New Yorlc, with its rail and water lines stretching forth their feelers and feeders, placing the 
products of tin' farm, forest, factory, and the mine at our very doors, has reached the limit of expan- 
sion in regard to its routes of travel. It must now compete with other distributing (/enters in the hot 
contest for preeminence, and it remains for the traveler, under these conditions, to secure the full 
complement of trade and commerce that, will eventually crown this island as the richest spot of 
ground on the globe, adorned with art. surfeited with luxury, and groaning under billions of 
wealth.— k. B. F. 




HON. WILLIAM SCHWARZWAELDER 



WILLIAM SCHWARZWAELDER. 




K. WILLIAM SCHWARZWAELDEE was born in Baden. Germany, sixty-one years ago, 
but he crossed the Atlantic in company with his parents, when only five months old, in a 

sailing ship. lie received his education in the public scl Is of New York City, where 

his parents located, and where they resided until L850, when they removed to Brooklyn, lie has 
been a resident of the City of Churches ever since, where lie has been an honored and respected citizen. 
For fully five years he was a member of the Board of Education of that city, and while other public 
offices have been tendered him, including a nomination for the Mayoralty, and Commissioner of Public 
Works, he has invariably declined all public recognition. 

The house of William Schwarzwaelder & Co. was originally established in 1834 by the brother 
of the gentleman wdio is now at the head of tin- firm. When William entered the employ of his 
hrother at tin' age of fourteen, there were three stores under the management of the firm, one of which 
was at No. 9 East Broadway, and which continued in operation for forty-seven years; anotherat L09 Fulton 
Street, and a third in the City of Philadelphia. Mr. William Schwarzwaelder went into partnership with 
his brother in 1858, the style of the firm being C. Schwarzwaelder & Bro. In 1870 William became the 
sole proprietor, and so continued until 1879. since which time it has been William Schwarzwaelder & Co. 

The house of Schwarzwaelder & Co. was for a longtime the pioneer in the export furniture trade, 
doing the hulk of the business transacted in that line in this city. Later, however, the firm drifted into 
special order work, manufacturing office furniture, including desks, chairs, ami all the paraphernalia that 
go to make up a complete office outfit lor tin:' leading banking houses, insurance companies, railroads, 
and other similar corporations. For years past they have supplied most of tin.' railroad companies 
having olfices in this city with their outfits. The house does more business in this line than all other 
establishments in the city put together. It carries at all times in stock from two to three thousand desks 
for immediate delivery, and can turn out as many as six hundred desks per month. Its capacity for 
chairs is equal to six hundred per day. The factory for the manufacture of desks and other cabinet 
work is located at Whitesboro, on the New York' Central Railroad, while its chair factory is in the 
Catskill Mountains, where the firm owns 5,000 acres of virgin timber land. 

The measure of tin 1 value of the assistance furnished often depends lamely upon the emergency of 
the situation; or, to use a homely adage, "A friend in need is a friend indeed." It was Mr. William 
Schwarzwaelder who proved the true friend of the Commercial Travelers Club, just at the time when 
such friendship was most needed. A Trustee was in demand whose reputation was above reproach, and 
wJiose position in the commercial world was second to none. Mr. Schwarzwaelder graciously accepted 
the office, which he has tilled to the entire satisfaction of all parties interested. 




EXTERIOR NEW COMMERCIAL TRAVELERS CLUB, 
15 West Thirty-first Street, New York City. 



THE COMMERCIAL TRAVELER AND THE CLUB. 




" As we journey through life, 
Lei us live />// the way. 

RAVELERS who are club hahitius have "a superior cut.'' Their manners are more 
courtly, and they have cultivated, if doI a higher order of intelligence, certainly a 
show of it. They charge for both in their sales, and rightly. In the present era 
of social and political combinations the club puts the seller and the purchaser on 
an equal footing, and tends to the maintenance of prices. 

In the Travelers' Club of London, organized in 1814, "no person is considered 

gible who has not traveled out of the British Islands to a distance of at least Sve 

d nnles from London in a direct line." That distance in those days would equal a 

transcontinental trip now. "The committee are empowered to invite foreigners of distinction 

to the club, as visitors for six months; tliry can also invite as visitors, for one month at a time, 

British travelers whose usual place of residence is at a distance from tin' metropolis." 

This is the example we have followed in extending the privileges of the Commercial Travelers 
Club of New York to members of all other (dubs. Of course, in the substantial form of the 
Travelers League tic ruling or supreme power is vested in the National Committee of the League 
Clubs. At all the clubs once a month the commercial travelers and head-pushers in all lines meet 
and confer together. The best (dubs are those where men of commerce, professional men, and men 
of the world commune together. 

The club tends to keep alive, sympathies which might otherwise be lost; and as a bond of union, 
it is scarcely too much to say that clubs preserve much of that virtue of the carle chivalry in its 
cosmopolitan features. Then, added to these, it will be the proper thine' for the National League of 
Travelers Clubs to have a summer retreat, where the weary and dustdaden traveler can sojourn by 
the ever-sounding sea,; where it, will be allowable for married members to take their wives, to dine 
amidst refined surroundings along with admirably trained servants. 

On the tables of the reception-room of the New York Club arc found the New York daily 
papers: also the leading dailies of Chicago, Boston, and other cities, together with the ■•monthlies 
and the illustrated "weeklies," which make it a pleasant place to pass an idle hour. 

One of the social features of the club are fortnightly "Smokers." given by the musical members 
of the (dub and their friends. From two to three hundred are usually present, and at the close of 
the programme a lunch is served by the club caterer. 




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COMMERCIAL TRAVELERS CLUB SOUVENIR BOOK. 7 

Members of the Commercial Travelers Club, as the_\ travel about, issue to their customers who 
contemplate visiting New York City the following card of entertainment: 



Commerctaf T ra ^ er6 C^ 

15 WEST 31st STREET NEW YORK 

\£>nc ("rtccbom of lite ^llnG eKou^c 

10 C.X'lc 11 bob to 



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On presentation of this card the bearer receives the honorary' extension of the privileges of the 

club house. — K. B. F. 




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COMMERCIAL TRAVELERS CLUB OF NEW YORK. 




s{KE!S I) 1 1 1'] Commercial Traveler is essentially a social being; deprived for the greater part 
of the time' of the comforts of a home and the society of those dearest to him, he 
turns instinctively to the companionship of his fellow-man wherever found; he hails 

the appearan if a brother traveler as one caravan hails another in the trackless 

Sahara. When there arc no acquaintances at hand, he makes them- -in fact, he 
is constantly adding to Ins stun' of friends. He scatters them along the path of 
his pilgrimage, and his thoughts arc brightened by the knowledge that cordial 
welcomes from friendly lips await him on his return. Sociability is a part of Ins organization; it. is 

the Golden Rule of his creed; it is the corner stoi I' his success. Animated by this idea, the 

nomads of trade the wandering heralds of commerce, naturally turn toward the comforts oi the 
Club. Some idea of these comforts may be gained from the illustration which shows the cozy 
parlors, and gives a glimpse of the anterooms of the Commercial Travelers Club of New Fork; 

but, of course, it cannot reproduce the color harmony of the decorations, or the atmosphere of g 1 

fellowship which pervades the place. 

The Commercial Travelers Club of New Fork is the outgrowth of Fraternity for the Mutual 
Protection and Benefit of the .Members of the Club and oi all Commercial Travelers. In the 
summer of 1891, the Commercial Travelers Club of New York came into existence. It was warmly 
greeted. Its establishment was soon made known by that swift Free Masonry of friendly com- 
munication that animates all commercial travelers, to brothers on the road far and wide, and 
thousands of appreciative guests have crossed its hospitable threshold in the short year of its 
existence. It aims to fulfill in the highest degree the purpose of a social organization. It affords 
its Members the benefits of a perfectly ordered Club, free from the surroundings that so often 
make club life an objectionable thing. It offers to a certain class of men a form of entertain 
meiit that is very dear to them, and which no class can better appreciate. 

In the New York Club the Commercial Traveler can pleasantly extend the hospitality of a 
home to his customers and friends, and perhaps repay in some degree the friendly consideration 
and attention which has so often greeted him while on the road. There are no rigid rules to 
narrow the purpose of the Commercial Travelers Club, no Chinese Wall of exclusion to girdle it. 
It is, in the broadest, the most liberal, the freest sense, a Commercial Club for Commercial men. 
The Membership has grown steadily; it couldn't help growing, in view of the advantages offered. 
In the first place, the Members belong to the sort of men one likes to meet. Some of them are 
travelers: others are energetic commercial men; others are newspaper men: nearly all of them 



COMMERCIAL TRAVELERS CLUB SOUVENIR BOOK. 11 

are young, and all are good fellows. Then, again, the Members of the Club enjoy privileges 
which are remarkable when it is considered that the initiation fee is only $10, and the annual dues, $20. 

The list of Club Officers elected al the lasl election in December embraces the following names: 
Board of Governors : Geo. \V. Proctor Knott, President; John <;. Hart, Vice-President; Charles E. 
Matthews, Treasurer; Denis Tucker, Secretary; .John L. Shepherd, Arthur S. Willdigg, 11. P. Beach, 
Geo. W. Graves. E. C. Mathewson, Martin S. White. John II. Willis, E. C. Carroll, E. F. Crouin, S. L. 
McGonigal, Govt mors. 

These gentlemen, hailing from the City of New York, believed that an association wisely planned 
would he an excellent thing for themselves and lor the fraternity in general. They did better 
than merely discuss the matter. They boldly resolved to put the idea to a thorough test. A more 
extended personal mention of the founders and governors of the Club will follow, and be found with 
their portraits. The handsome Club House is located at No. 15 West 31st Street, and here the 
latch-string always hangs out and a cordial welcome awaits the wayfaring commercial man. The 
interest manifested in the Club, as shown in many ways and most recently by the patronage given this 
publication, we most highly appreciate, and sincerely hope that tin; future growth and prosperity 
of the organization may be such as to justify the kindness and confidence manifested toward it. 



George W. Proctor Knott, elected President at Annual Meeting, December, L891, 

AND AGAIN UNANIMOUSLY CHOSEN AT SECOND ANNUAL ELECTION, SEPTEMBER, L892. ( Portrait, oppo- 
site page.) Mr. Knott was born in Lebanon, Kv., July lo, L856, and is of Irish -American parents, 
his father being of the celebrated family of that name for which Kentucky is famous, and his mother 
the seventh daughter of a Belfast clergyman of flu; Church of England. It is easy to see that from 
such stock a bright boy should be born, and the subject of this sketch is the result. 

When a baby in arms his parents moved North and determined upon making New York their home 
— it is to this that George owes his education, as he was enabled to attend the public schools for which 
this city is noted, and to graduate from Grammar School No. 28, in West 40th Street, with honor. 
Entering the College of the City of New York, he took the commercial course, after which he secured 
a cadetship to West Point. The system of study and training at the Military School proved too 
hard; after six months' trial it was found he was not strong enough to stand the strain of being :i 
young soldier, so he resigned and returned home to New York. 

Hi- hither then secured him a position with the Tower Manufacturing Company, the great 
stationers and importers of Broadway, and with them he rapidly advanced from the ranks to : i road 
position, and became one of their most successful travelers. In 1885 he accepted ;i flattering offer 
tendered him by Mr. Geo. A. Raisbeck, the President of the Ph. Hake Manufacturing Company, 
located at 132 ami I'M Essex Street, this city, and makers of tine cards and ladies' stationery, with 
a world-wide reputation, where he again demonstrated his ability to keep moving upward by being 
admitted into this famous firm as Secretary, January, 1891. 

Mr. Knott is very fond of all kinds of sports, likes horses, is a crank on baseball, and is a good 
all-around athlete himself. While at college he used to run hurdle and flat races, and has done 
a hundred yards in ten ami a quarter seconds, under the colors of the "Mercury foot." lie is a 




CHARLES E MATTHEWS. 



See page 13. 

First President, Founder and Member Board of Governors, 1892 93 

Treasurer Commercial Travelers Club of New York, 1893. 



COMMERCIAL TRAVELERS CLUB SOUVENIR BOOK. 13 

man of slight build and medium height, served his seveu years in the gallant Seventh Regiment, 
and is a member of the Veteran organization and club, as well as of several others. His manners 
are pleasant and affable, he is a ready talker, a fair speechmaker, and a great leader and organizer. 
He is a firm disciplinarian, but kind-hearted and possessed of a keen sense of humor, is fair 
to all, has no favorites, treating all alike for the good and welfare of the Club. 

His forte is his executive ability, and as a chairman and presiding officer he stands high, 
being well posted as a parliamentarian. He believes in making friends of every one. His brother 
travelers all like him, and his clubmates look to him as the fountain head and acknowledged 
lender of this great, glorious, and grand movement of Travelers Clubs. During the past, winter 
In' endeavored to do much in the way of securing members from the Commercial Travelers 
Brotherhood and other organizations as members of the. Travelers Club, and with great success. 
His assiduity to business and the necessity of keeping on the road have kept him from giving 
more attention personally to the affairs of the Club. 



Charles E. Matthews, elected Treasurer, Commercial Travelers Club, December, 1892. 

(Portrait, see p. 12.) Mr. Matthews' name was on the card that, called a meeting to consider the 
advisability of starting a Commercial Travelers Club. lie was Chairman of that meeting, and was 
elected First, President, of the Commercial Travelers Club of New York City. In a hot contest, 
for tin' Treasurership he was elected by an overwhelming majority. lie is leading traveler for 
William Schwarzwaelder & Company, Office Furniture dealers in New York City, at No. :i7 Fulton 
Street. During the early days of tin.' Club Mr. Matthews spent much of his time in the club-house 
in the preliminary work of organization. He went, through much drudgery for the sake of the 
Club, ami his attention was fully appreciated by the hoys. Later on he married an estimable lady 
and settled down at Port Richmond, Staten Island. Mr. Matthews is a typical traveler, and enjoys 
the confidence of his employer, Hon. William Schwarzwaelder, who is Trustee of the (.'Ink. The 
attachments and friendships of Mr. Matthews are strong and Listing. lie is the bitter foe of all 
forms of usurpation ami injustice; he does not stand on personal grounds in his official capacity, 
but deals out even-handed justice to all concerned. As Treasurer, the funds of the Club are in 
sale hands. As a business man he is conservative and careful in all his dealings. No better 
selection could have been made for the position he holds. Ever courteous and conciliatory, he 
o-raciouslv attends to his duties. Under his suggestion and management the Club has prospered, 
and before he surrenders the portfolio of the Treasurership, there is no doubt that the Club will 
l.e on a safe and substantial footing for the future. The hoys all wish Charlie success and prosperity. 



Mr. John Gladys Hart, elected Vice-President, Commercial Travelers Club, at the 
Annual Flection in December, PS! 12. (Portrait, see p. 14.) Mr. John Gladys Hart was horn Sep- 
tembers, 1803, in Cork. Ireland, and left there at the age of six years, going to London, England. He 
was educated at Exeter College, from which he graduated when he was 15 years old. He then entered 



COMMERCIAL TRAVELERS CLUB soIVKXIl; BOOK. 



L5 



the employ of William Whiteley & Company, "The Universal Provider," Westbourne Grove, London, 
which he had to abandon on account of ill health. After traveling all over Europe in search of health, 

he was advised to go to the United States, which he did, arriving here March 1st, L880. His first 
location was at Bismarck, North Dakota. Subsequently he entered the employ of Seltz, Schwab & 
Co., Chicago, and remained with them about two years, after which he went to Boston to engage with 
Batchelder & Lincoln, for whom he worked about six years. Be then engaged with Rice & Hutchins, 
of Boston, his present employers, in connection with their New York Agency, the Manhattan Shoe 
Company. Mr. Hart was one of the Qrs1 to see the nee.] of a Club for New York traveling men, ami, 
with two others, organized the presenl Club. Mr. Hart is a traveler whom any one would be glad 
to meet on the road; he is hail-fellow-well-met, ami has wonderful ability in securing and maintaining 
a personal popularity with other men. He recently married a noble lady, and lias settled down for life. 
It was during Mr. Hart's administration that the Club was incorporated and the present Club House 
fitted up and opened. 



Arthur Shirley Will(lit>$>-, Member of Board of Governors and Chairman of Committee 
on New Club House, Commercial Travelers Club ok New York. (Portrait, see p. 16.) Mr. 
ArtlmrS. Willdigg was horn in Birmingham, England, September 22, 1859. He came to this country 
with his parents in 1870, and attended Grammar School No. 34, New York City. He afterward learned 
the trade of machinist, that being his father's business. He devoted live years to learning this trade, 
and had many inducements offered him to remain in the machine business ; hut he did not like it, gave 
it up, and took Horace Greeley's advice, and went West, ne then started to sell goods for Martin 
Kalblleisch's Sons, the Bushwick Chemical Works, and was with them from the day he took his maiden 
trip until they failed in business some few years ago. After their failure, he started in for the Cleveland 
Bakitm Powder Company, for which he sold goods in nearly every city in the Union. He has been on 
the road upward of twelve years. Mr. Willdigg is married, and has two sons. He lives in the City ot 
Brooklyn, N. Y. He is now stationed in New York City for the Cleveland Baking Powder Co.. selling to 
the grocery trade. Mr. Willdigg has traits that make him a foremost traveler. In searching for the pic- 
ture of a tvpical American traveler, the artist picked out the photograph of Mr. Willdigg, and his picture 
adorns the cover of this work. It was fortunate for the Commercial Travelers of New York that Mr. 
Willdigg was in a position to devote much of his time to the building up of the organization. As Chair- 
man of the Committee in charge of the work- of securing all the substantial results, he has distinguished 
himself by success, and had he been allowed the freedom which his ability entitled him to, even greater 
results would have been attained. His honesty and sincerity burn with a steady flame: he knows no 
turning from the right. He is the soul of honor. To those who know him intimately, his friendship is 
highly prized. Once your friend, he knows no swerving from tin' path of loyalty. It is owing to tins 
sterling trait of his character that he wins so many fast and loyal friends. With one beck of his finger, he 
can call around him more stanch supporters and allies than any other young man of his age in Brooklyn. 
The highest tribute that can be paid him is that he is faithful. It is the highest recommendation that any 
man can have anion- his fellow-meii. Mr. Willdigg's executive ability is remarkable, and will some day 
place him in the front rank of the enterprising commercial men of this country. 




n 




ARTHUR S WILLDIGG 



See page 15. 

Founder and Member Board of Governors, 1892-93. 

Chairman Committee on New Club House, 1892-93, 

Commercial Travelers Club of New York. 



COMMERCIAL TRAVELERS CLUB SOUVENIR BOOK. 17 

George W. Graves, Chairman Committee on Membership, Commercial Travelers Club. 
(Portrait, see p. 18.) Mr. Graves lias a larger personal acquaintance with the retail stove trade, and Com- 
mercial Travelers in general, than any other one person. Don't take it for granted that the middle letter 
of his name stands for Washington, as you might make the mistake of vour life some da\ bv addressing 
the subject of our sketch as George Washington Graves. People have been killed for committing what 
Graves would consider a less offense than that. 

George William Graves was born in the city of Rochester, 1ST. V., in 1848, and finished his education 
at the Eochester Academy. Be started early in life in the stove business as a traveler for S. II. Ransom 
& Co., of Albany, who at that time were one of the largest stove manufacturers in the world. Ee 
remained with that firm nine years, during which time he made several novel inventions in stove 
construction which are considered very valuable patents. 

In 1885 he accepted the position of Eastern Manager at Buffalo for the Peninsular Stove Co., of 
Detroit, Mich., and held the management until 1888, when be resigned, to become interested in the manu- 
facture of Manhattan Stoves with Eugene Munsell & Co., 218 Water Street, of this city, where he still 
remains, besides being a member of the firm of Beaton & Graves, New Britain, < lonn. 

During his resilience in Buffalo, he was the head and front of any and all organizations that tended 

to advance the interests of Coin rcial Travelers. Tor three years he was the President of Post C. T. P. 

A., and it was the most successful organization of its kind in the State. He was one of the incorpora- 
tors, and the first President, of the Travelers Club of Buffalo, whose peculiar and successful features have 
been copied by other Clubs throughout the country. He is one of the incorporators of this Club, and is 
now serving as State President of the Travelers' Protective Accidental Insurance Co. Mr. Graves has 

few equals and no superior as a presiding officer. He recognizes 'liques, personalities, nor coteries. 

In this regard he is like dames G. Blaine, the great statesman and politician, who won the esteem of 
Democrats as well as Republicans by absolute fairness in all his rulings when speaker of the House. 

Kind to his friends, and considerate to all, we are glad to illustrate this work- with the portrait of one 
who has always been interested in the welfare of Commercial Travelers, and has done more than duty 
required. 



3Ir. John L. Shepherd, Member of Board of Governors, Commercial Travelers Club 
of New York. (Portrait, see p. 20.) Mr. John L. Shepherd is also President of the New Eng- 
land Traveling Jewelers' Association of Boston, and Vice-President of the Long Island Wheelmen 
of Brooklyn, N. Y. ; also a member of a number of prominent social clubs in New York and 
Brooklyn, in all of which he takes a prominent part, For a number of years Mr. Shepherd 
was engaged in the newspaper business, and for some time published a Sunday morning paper in 
St. Louis, Mo. lie is a native of Virginia, and Agent of the Keystone Watch Case Company, 
the largest concern of this kind in the world, its product running as high as twenty-five hundred 
cases a. day, in the best season. His office is at No. 23 Maiden Lane, and is the finesl furnished 
office in the trade. Mr. Shepherd can always be found there, and all Commercial Travelers 
will ever receive a hearty welcome. Mr. Shepherd is a brilliant orator, and renowned as the 
Storv Teller of the Club. He is known as "Genial John''; a man who has been President of 




GEORGE W. GRAVES. 

See page 17. 

Chairman Board of Governors, 1893. 

Commercial Travelers Club of New York. 



COMMERCIAL TRAVELERS CLUB SOUVENIR BOOK. ] ',) 

the American Jewelers' Association, ami one withal whom it is well to know. Ee has made his 
mark in the jewelry trade as Manager of the Keystone Watch Case Company, and is universally 
beloved and admired by his fellows. He has added much to the conservative element of The 
Commercial Travelers and wisdom to its councils. 



Mr. John H. Willis, Chaibman of the House Committee, Commebcial Tbavelehs Club 
of New York. (Portrait, see p. 22.) Mr. John II. Willis was born in New York Cit\ in L859 
but in his early youth his parents removed to Massachusetts, and he received his education in the schools 
of that State. After a life divided between school and work on a farm, which continued until he was 
seventeen years of age, Mr. Willis entered upon a commercial career bv connecting himself with a house 
engaged in the music trade, in Lowell, Mass.. where he remained for eight years. He has a host of friends 
in the town which boasts of being the cradle of his business life, but his active and energetic mind became 
restless under the limits of such a circumscribed field. After leaving Lowell he spent two years in experi- 
menting with the planting and development of an orange grove in Florida, and then came to New York, 
where' he has since succeeded in building up a very lucrative business in the groeerv trade. At the same 
time he has given considerable attention to real estate operations, in which he has been eminently success- 
ful. Six gears ago he married a most estimable lady, and they boast to-day of a family of two children. 
Mr. Willis is known as " Honest John." With such a, cognomen, it would be superfluous to add any- 
thing as to his honesty ami integrity of purpose. Under his management as Chairman of the House 

Committee of the Commercial Travelers Club of New York, a very superior syste f organization has 

been developed, the natural result of which is that the affairs of the Club are now running more smoothly 
than in the past. 



Martin S. White, Foundeb and Membeb ok Boaed of Govebnoes, and Member of (nji- 
mittee on New Club Ilorst;, < !ommebcial Tbavelees Club of New Yobk. ( Portrait, see p. 24. i .Mr. 
Martin S. White was born Dee. 21, 1865. lie was the youngest in a family of four children. When nine 
months old, his father died. His mother, a bigh-minded, intellectual, noble woman, pave him a good 
education, and he left college at tin' age of sixteen to enter upon a business career with a commission 
house, lie proved very industrious, ami developed good business qualities. When not quite eighteen 
years of age, he was sent on the road, and proved a successful salesman from the start, making friends every- 
where. He is well known to the fancy goods ami novelty trade, ami is a familiar figure through the South 
and West. Owing to his invincible activity and energy, some of his friends call him "The Irrepressible 
White." If there is one trait to be admired more than another about. Mr. White, it is his integrity of 
purpose; he is a stickler for commercial honor, and is always making a stern fight for Right and Truth. 
Whenever there is a "scrap," White will be found on the side of the right, and in behalf of justice. 
Mr. White was one of the' founders of the Club, and gave more of his time and energy to it< interests 
than any other member, except Mr. Willdigg, in the start out, and during the dark days of the 
Commercial Travelers Club, when those who now are prominent wen; mere on-lookers. lie has been 
twice elected to the Board of Governors, and is the most popular member belonging to the New York 




JOHN L. SHEPHERD. 

See page 17. 

Member Board of Governors, 1892-3. 

Raconteur and After-dinner Orator, 
Commercial Travelers Club of New York. 



COMMERCIAL TRAVELERS CLUB SOUVENIR BOOK. 21 

Club. If Martin will work on some commercial deal with the same zeal vvitb which lie labors for 
the Clubs interests, he will be on tup of the heap in the business world. 



Homer 1'. Beach, elected Member of the Board of Governors of the Commercial 
Travelers Club of New York, 1892 and 1893. (Portrait, see page 26.) Mr. Somer P. Beach 
is a well-known citizen, not only in New York but in the country generally. As an organizer he 
Las few equals and no superiors. This was shown in the caucuses preceding the annual election of 
officers of the Commercial Travelers Club, of which he is one of tin' most popular members. His 
well-known zeal and activity in connection with anything he undertakes, insure great advantages to 
any organization securing him as a member or an officer. Mi'. Beach is very popular in the 
district where hi' resides and quite influential in political circles, and a candidate who secures his 
support, is quite sure to be elected with a, large majority. His connection with the Eagle Pencil 
Co. lias been many years, and he has done more to create demand I'm' lead pencils <>l American 
make and encourage this industry in the United States than any other man. He is not only 
a very popular traveler but a successful business man, ami in his special line he is much sought 
f or ),, a,,] iii the promotion of other enterprises in which he does not take an active, so much 
as a directing, interest. His judgment is always good in matters of administration or finesse. 
Among the characteristics of Mr. Beach is his retiring, unassuming modesty, but those who enjoy 
his friendship know how loyal and faithful he is. Mr. Beach is a member of the brotherhood 
of the Commercial Travelers Club ami numerous other Associations, and on the whole is voted 
as being a good, genial, whole-souled fellow. 



Mr. S. L. McGonigal, Chairman Entertainment Committee, Commercial Travelers 
Club of New York. (Portrait, page 28.) Mr. McGonigal was born in Dover, Delaware July 
19, 1864. He went to the public school, and also to Wilmington Conference Academy, in his 
native town. lie left home when seventeen years of age and went to Philadelphia, engaging in 
the gentlemen's furnishing goods business. He remained there five years, and then went to North 
Carolina and began business in the general mercantile line on his own account. His life while 

there was a very quiet one, on accounl of there being only about two hundred ) pie in the 

village; no post-office nearer than twelve miles, and no railroad nearer than thirty miles. It 
might be added here that the store was run in connection with the saw-mill business; hence 
the reason for being so far away from any large town. After he was there a while he succeeded 
in establishing a post-office with a daily mail, and was made first postmaster. He remained there 
until all the near-by timber was cut up. and then sold out his interest, moving to New York 
City, where he started as a shirt manufacturer and dealer in men's furnishing goods. This business 
he has pursued with wonderful success, his genial qualities and business tact being used to build 
up a large trade. He is one of the organizers of the Commercial Travelers Club, and has been on 
the Board of Governors for two terms, and as Chairman of the Entertainment Committee be has 
done much to build up the social side of the organization. At the "Smokers" given from time to 



£*% 


I, 




% 




1 

> 






•# i 





JOHN H. WILLIS. 



page 19. 
Member Board of Governors, 1 892-93. 
Chairman House Committee, 1893, 
Commercial Travelers Club of New York. 



COMMERCIAL TRAVELERS CLUB SOUVENIR HOOK. 23 

time, his genius for the position lie holds is brilliantly shown. He always secures the best of dra- 
matic talent at these entertainments, and his management of the "Smokers" is the pleasure of the 

1 x iy s. 

* 

Edward Clayton Mathewson, Member of the Board or Governors, Commercial Travel- 
ers Club. (Portrait, see p. 30.) Mr. Edward Clayton Mathewson was born in Lisle, New York State, 
Marcb '^4, 1867. It was originally intended that he should take up the scholastic profession. In view 
of this he graduated from the Lisle Academy at the age of sixteen, and was at that time granted a 
certificate to teach in any part of the State. Although he graduated, his inclinations were not for a. 
scholastic life, and he felt a mercantile career was more suited to his capabilities. He started out as a 
produce merchant on his own account, in Greenwich Street. New York City, where he continued for 
two years, and left at the end of that time, having been offered a position as traveler for a manufacturer 
of silver plate. Since then he has been with the following linns: manager of tin' American Machine 
Company for the New England States: salesman one year ami manager two years for the Patenl Cereals 
Company, 39 Pearl Street, Ni w York City, and the same lor Messrs. Alfred Bird & Sons, of Birmingham, 
England, being salesman, and now holding the position of manager of their Sales Department, for the 
United States. His relations with all these linns have been of the pleasantest kind, and he holds 
valuable testimonials from them. Mr. Mathewson is a distinguished traveler, and would be picked 
out from a crowd as a man of great force of character, and worthy of personal respect and attention. 
He was one of the organizers of this Club, being elected upon the first Hoard of Governors, and also 
unanimously elected for the present, year. 

If there is one thine- more than another that characterizes his action, it is his judicial capacity, 
as he always acts in a conservative spirit, seeking the substantial results that follow good judgment. 

()n the road he is popular, and is held in high esteem by all who know him. 



Ernest ('. Carroll, Founder, and Member or the Board of Governors, Commercial 

Travelers Club of New York. (Portrait, see p. 32.) Mr. Ernesl < '. Carroll was born in the City of 
London. England, in 1865. He was educated at St. John's School, then under the direction of the 
Rev. W. T. T. Webber, who is now the Bishop of Brisbane, lie also passed several terms at the North 
London Institute of Music, under the personal tuition of Mr. Louis Cottell. At an early age he entered 
the office of Adam Hill & Company, No. 258 High Holborn, Loudon, .me of the oldest linns of distillers 
in England, and remained with them for ten years. His first position in this country was as Secretary 
of the old Manhattan Cloak & Suit (Jo., in Broadway, which position he resigned to become the 
Western representative of Jacob Herman, 324 Canal St., New York, in whose interests he 1ms for the past 
four years regularly traveled between Chicago and the Rocky Mountains, and has established a 
most enviable reputation. In London, Mr. Carroll was a well-known member of the Metropolitan, 
Churchill, and Supper Clubs, as well as being for several years a member of the famous Kildare 15. cy T. 
Club. The first impression of Mr. Carroll is that he is a finished gentleman. Thai he is a well-educated 
man, is evident on making his acquaintance. He was one of the founders of the Commercial Travelers 




MARTIN S. WHITE, 



See page 19. 
Founder and Member Board of Governors, 1892-93 
Commercial Travelers Club of New York. 



COMMERCIAL TRAVELERS CLUB SOUVENIR BOOK. 25 

Club, and has given much of his time and attention in the furtherance of its interests. Fur a time he 
acted as Treasurer, and in every position he has held he has Keen above reproach. At the Annual 
Banquet of the Commercial Travelers Club, held in December in the banqueting hall of the Clubdiouse, 
he made one of the finest orations of the evening, lie possesses a sunny disposition, and is an amateur 
singer of much promise. 



Mr. E. F. Cronin, Membkk of the Board of Governors, Commercial Travelers ('lib of 
New York. (Portrait, sec p. 34.) Mr. E. F. Cronin was formerly connected with the New York branch 
of the well-known packing house of Swifl & Co., of Chicago. lie left that establishment, however, two or 
three years ago to connect himself with Messrs. J. P. Scott & Co., one of the leading linns of wholesale 
jewelers in Maiden Lane, this city, where he still remains. He is highly esteemed by his employers for 
Ins faithfulness, integrity, and devotion to their best interests. Whatever he undertakes to do is done 
with his might, a disposition that has been conspicuous in the earnesl and indefatigable services which he 
has rendered for the Commercial Travelers Club. Indeed, among the ardent and untiring workers having 
in mind the ultimate ami permanent success of the Club, Mr. Cronin occupies a position in the front ranks. 
At the same time, he is extremely modest, ami is always disposed to regard his own efforts in a subdued 
light. 



Mr. Denis Tucker, elected Secretary, Commercial Travelers Club, at the Annual 

Election in December, 1892. (Portrait, see ]>. 36.) Mr. Denis Tucker was born in New York 
City, August 1.3, 1852, ami educated in Public Schools Nos. 44 and 38, New York City; also No. 1, 
Stapleton, S. I. lie began business life with the firm of T C. Richards & Co., 47 Murray Street. New 
York City, with whom he remained five years. He then engaged with Speyer Bros., No. 11 Bowery, 
with whom he remained eight years. He has been ten years with the Taylor Company, 163 Bowery, tins 
city. He is a member of the Tinted Council No. L035, A. L. of II.: also a member of Court P. W. Hart, 
No. 7670, A. 0. F. of A. ; also Tammany Association, 10th Assembly District; also Casket Salesman 
Protective Association: also Manhattan Council No. 12, Legion of Justice: also Manetuck Tribe 
No. 162. Imp. 0. of 1{. M. Mr. Tucker is a gentleman of the highest integrity, worthy of any position 
to which he may be elected by his associates. lie is careful and judicious in the office of Secretary of 
the Club, and especially wise in his prevention of those little unpleasantnesses that so often mar club 
life. If he ever grows weary in well-doing, he never shows it by word or look. The boys have much 
for which to thank him in return for his courteous bearing at all times, and above all, for his genial 
humor. 



1 Sv • 



H. P. BEACH. 



' ,-e 21. 

Member Board of Governors, 1892-93 
Commercial Travelers Club of New York. 



THE PROBLEM OF TO-DAY. 



AN ADDRESS TO THE LONG CAVALCADE OF COMMERCIAL TRAVELERS. 




HE hour has come to organize. The Problem of To-day is to stop unnecessary competi- 
jH=& tion, equalize commercial advantages, and prevent arbitrary discrimination. Asked 
how it is to be solved, the reply will be, with triple emphasis, organization! organi- 
zation! ORGANIZATION! It is not fair that one-half the country should be organ- 
ized and not the other half. While nondescript orators out of a political iob, and reformers 

- ■ )•< . . ! . 

J~ffi^xh with a large mortgage on Utopia, are advancing visionary schemes to lit other times and 
conditions more or less remote, cut-throat competition goes on, which leads to destructive 
results and inflicts a monstrous wrong upon the commerce of our country. 

The fact of the matter is, we must inaugurate the greatest fight in this country by am class 
of men to stop unnecessary competition. Every morning two hundred thousand travelers go forth 
in the struggle to secure orders and. if possible, maintain living prices, so that we may be able to 
pay first-class railroad fares and hotel rates. Individually we are unable to maintain prices in the 
fight, but collectively we can do it. Incompetent men who depend entirely upon breaking prices to 
maintain or secure trade have' been driven from the road, while those who remain are travelers who 
hold their trade by their personal influence and ability to show the quality and grade of their goods, 
instead of depending upon a broken price to hold their own. 

Now, you ask how this is to be done, ft is a difficult matter to put the answer on paper, but 
we will attempt to simplify it. We will take an illustration : Suppose that a manufacturer, who 
sells his goods over the entire country, desires to place a new engine or boiler plant in his 
manufactory, and asks for bids of the boiler makers and engine builders. Now, under strict 
organization, the travelers' committee, representing that branch of manufacture, have made a limit to 
the prices, below which no traveler can go and pay first-class rates of fare along with other expenses. 
All of the engine builders keep within the stipulated limit except one. who makes a discount or 
break from the stipulated price. The traveler on the committee of the boiler trade reports to the 
genera] committee, and the general committee scuds a representative to the purchaser, and we say 
to him: •■ We are spending our time and money to maintain prices; now, if you take that engine 
plant, it will be at the peril of your trade; you will antagonize in so doing tin' two hundred 
thousand travelers who are interested in the maintenance of this price, and who control the trade 
of this continent." In just such a case as this, in every instance, will the battle be won. 

All the heavy distributing and supply houses are necessarily with us in the fight to stop the 




S. L McGONIGAL. 

See page 21. 
Member Board of Governors, 1892-93. 
Chairman Entertainment Committee. 
Commercial Travelers Club of New York, It: . 



COMMERCIAL TRAVELERS CLUB Sol'VKNIR BOOK. 



29 



cut-throat policy, anil the favors of heavy freighters will lie thrown where the travelers desire. We 
now furnish three-fourths of the freight shipments in less than car-load lots, and control one-third 
of the passenger traffic of the entire country. We pay one million dollars every day to rail- 
roads and hotels, while the total annual disbursements to maintain the system are upwards of 
one thousand millions of dollars. It behooves us to he reasonable ami use our concentrated power 
wisely, for already we see the Farmers' Alliance, to which all eyes were turned with burning 
hope for the future, used as an engine of destruction in the futile attempt to lock up the products 
of the. soil. Agitate. Speak to your brother knights of the grip. Tell them the time is ripe 
for action. Moving as a solid phalanx, will l>e added to the highest activity, greater social power, 
the result of organization. For has it not Keen written: "Seest thou a man diligent in his busi- 
ness: he shall stand before kings; he shall not stand before mean men." 

Now, Brother Members, remain true to your Club, if you are members of a Club. If you are not, 
then join the Club in the locality from which you hail. This membership will give you the entree to 
all other Travelers Clubs throughout the country under the auspices of the National Leagui of Clubs. 
There are advantages to be gained from organization; advantages to yourselves, advantages to your fel- 
low citizens, and advantages to the business of the whole country. Organize; organize to protect your 
interests, organize to protect the interests of Brother Travelers in all parts of the country. Any disad- 
vantage that may occur to you, any wrongs that may be inflicted upon you, any injustice thai 
may be practiced upon you, will be the result of your own negligence to protect your own interests. 
Protect those interests, protect yourselves, aad every organization, social and political, throughout the 
country, will respect us. Organization is necessary to protect our interests as travelers; to secure thai 
common respect requisite ton proper conception of those rights which are our due. Organize upon the 
club idea and maintain that organization, pay dues to your Club, attend the meetings of your Club regu- 
larly, and the time will not be far distant when yon will see the practical results of organized effort, 
and devotion to your (.'bib. In that hope, accept the kindest wishes of all earnest workers for the 
success of the National League of Travelers Clubs— R. b. f. 





E. C. MATHEWSON. 

Founder and Member Board of Governors, 1892-93, 
Commercial Travelers Club of New York. 



<?i 



NEW YORK CAPITAL 

HE financial strengtli of New York's fiduciary institutions is shown by the vast accumula- 
tions in the National Banks, Trust Companies, Savings Hanks, and numerous other 
corporations controlling the wealth centered here. Of course, the commercial supremacy 
of New York is undoubted. This port has the lion's share of the trade of the country. 
The following is a fair statement of the financial power of the metropolis: 




Deposits of New York City Hanks, - 

(Largely secured bj Railroad Stocks and Bonds ) 

Assets of Life Insurance Companies, - 
Resources of Savings Hanks, - 

Strength of Trust Companies, - - - 

Aggregate of smaller Institutions, - - 



Half a Thousand .Million Dollars. 

Half a Thousand Million Dollars. 
Pour Hundred Million Dollars. 
Three Hundred .Million Dollars. 
Three Hundred Million Dollars. 



grand total,- - - - - Two Thousand Million Dollars. 



THE TWO HUNDRED THOUSAND TRAVELERS OF THIS COUNTRY 
CONTROL THE TRADE OF THE CONTINENT. 



Representatives of New York Capital, 

(Salesmen from imr greut Commercial Houses.) 

From other Distributing Centers, - 
They pay to Railroads and Hotels, - • 
Book three-fourths of the entire Freight, 

(In k-*- than car load lots.) 



One Hundred Thousand Travelers. 

One Hundred Thousand Travelers. 
One Million Dollars Per Day. 
SOO Million Tons Per Year. 




E. C. CARROLL. 



page 23. 
Founder and Member Board of Governors, 1892-93, 
Commercial Travelers Club of New York. 



A GLIMPSE OF "THE STREET." 




r is not so very long ago that our fathers built a wall of brush and trees on the 
lower part of Manhattan Island to keep the wolves and bears from the little fold 
of fortune-hunters that had gathered on the bay, ami to prevent the sheep and 
cows from straying into the forest during the .lav. That was the beginning of 
Wall Street — of what is now even a much stronger bulwark that has been erected 
to protect the interests, not of Manhattan Island alone, but of the whole country. 
It is to-day the financial center of the United States, ami the time is rapidly approaching when it 
will unquestionably occupy an equally important position as regards the whole civilized world. Shrewd 
financiers, both in this country and Europe, admit that the time is not so very far distant when New 
York will control (as London does to-day) the commercial and financial operations of every nation 
on the globe. 

The Foreign Commerce of the United States now approximates two thousand million dollars 
yearly, in value. In the last fiscal year we sent abroad, of the products of the forests, the' mines, and 
the soil, more than a thousand million dollars' worth of goods, which we had no other use for. Those 
figures represent the surplus, the overflow of a country which, less than a. century ago, had fewer 
inhabitants than can be found within tin' limits of the State of New York to-day. One half the railroads 
of the world are within our borders. Fifty per cent, of the total imports of wheat into the Tinted 
Kingdom an; obtained from "the States," and there is no other country in the world whose annual 
product of that cereal equals ours. We arc clothing the world with cotton goods, or, at least, we are 
supplying the material from which they are produced, ami the cotton crop of the Southern States 
has grown to he so large that no doubt is left but that, if railroad or other transportation facilities should 
be sufficiently improved, we may he equally able to supply the demands of Mars and a few other outlying 
planet-. 

In such wonderful strides as this country has made during the past lift v years in the development 
of its industries and in the establishment of a position which to-day is second to none among the 
great nations of tin' world, a combination of interests was an absolute necessity; indeed, we see the 
imperative necessity of combination in almost every enterprise of importance in which the people are 
engaged. Ten thousand millions of dollars, which were necessary to build and equip the railroads 
of the country, could have been obtained in no other way. The hank capital required to conducl 
the business could be found only by a union of investors and capitalists. This aggregation of capital 
and unity of interests among people engaged in like pursuits has become an absolute necessity also, 
on account of tin; greater economy, as well as the more perfect and quicker results that can thus 




E. F. CRONIN. 

See page 25. 
Member Board of Governors, 1892-93, 
Commercial Travelers Club of New York. 



COMMERCIAL TRAVELERS CLUB SOUVENIR HOOK. 35 

be secured. It was only natural that the extension of such a policy should meet with opposition. Tlie 
weaklings — those who by improvidence or for other reasons were' unable to cooperate — inevitably 
became enemies, and the demagogues in both Political and Social organizations quickly detected a 
convenient club of large size with which to belabor capital on one side, and hoodwink their dupes 
on the other. Still, the good work has gone on. As the result, what do we see? 

The new securities listed on the New York Stock Exchange during the past year aggregated 
nearly $300,000,000. The transactions in railroad and other stocks footed up nearly 86,000,000 shares, 
having a par value of about $8,000,000,000. Purchases and sales of railroad and other bonds 
exceeded $500,000,000 more. It is a most remarkable fact that all these securities were bought 
and sold on the good faith, the honor, that exists between the members of the Stock Exchange. 
A little pencil memorandum made at the time of the transactions furnished the only evidence for 
the time being that the stock or bond had keen bought or sold; yet, there was not a single 
lawsuit between the members on account of differences that may have arisen regarding these 
operations. In fact, lawsuits are not admitted among members of the Exchange. If a misun- 
derstanding is discovered at once, it is often settled by the toss of a penny, and "heads" or 
''tails" determines tin' issue: otherwise, an appeal to the proper committee is all that is neces- 
sary. That committee's decision is final. In the settlements from day to day of such monumental 
transactions, it is needless to say that an enormous amount of money is required. Put the money 
of the Wall Street Banks is not all used in carrying on Stock Exchange operations; on the con- 
trary, more than one-half the foreign trade of the whole country passes through the Port, of New 
York. And this is not all. At the time of the moving of the crops from either the West or 
the South, New York Banks are called upon to supply millions upon millions of money to 
assist in the handling of the merchandise — in paying the farmer for his product, and carrying 
the goods until they are finally disposed of. 

It will not seem especially surprising, therefore, that the deposits of the New York Banks 
range from $450,000,000 to $550,000,000, throughout the year— an enormous sum to be con- 
stantly on hand, subject to check or withdrawal. As compared with other cities, it is interest- 
ing to note that the checks which pass through the New York Clearing House from year to 
year amount to nearly 60 per cent, of all the clearances of all the cities from Maine to Cali- 
fornia. In 1892 the New York clearings aggregated almost $37,000,000,000. While there are 
sixtv-one banks belonging to the New York Clearing House Association, the bulk of the enor- 
mous business referred to is transacted by a few down-town banks. Among the most promi- 
nent of these are the Park, which carries the heaviest line of deposits of any bank in the 
United States, and which is presided over by Mr. E. K. Wright; the First National, at the cor- 
ner of Wall Street and Broadway, which does a larger business with other banks scattered in 
all parts of the country than any of its associates, and which is also always directly concerned in some 
of the leading railroad enterprises of the day : and the Chase National, which owes its wonderful 
success in recent years chieHy to the great financial ability and popularity of its president, Mr. 
II. W. Cannon. 




DENIS TUCKER. 

:=;e 25. 
Member Board of Governors, 1892-93. 
Secretary Commercial Travelers Club of New York, 1893 



STATEMENT OF THE ASSOCIATED BANKS OF 

CITY OF NEW YORK. 



THE 



FROM REPORTS TO THE NEW YORK CLEARING BOUSE, AS REQUIRED UNDER SECTION 
CONSTITUTION, FOR WEEK ENDING SATURDAY, MARCH 11. 1803. 



Hi OF THE 



8 

in 

12 
13 

II 
15 
Hi 
17 
IS 
19 
20 
21 

23 

25 
2^ 

28 

30 
31 
32 
33 
34 
36 
40 
42 
43 
41 
45 
47 
49 
53 
54 
59 
61 
62 
63 
64 
65 
66 
67 
in 
71 
72 
74 
76 

78 
79 
80 
81 
82 
83 
84 
85 
86 
S7 
SS 



Bank of N. Y. National Banking Assoc'n 

Manhattan ( ' pans 

Merchants 1 National 

Mechanics' National 

Bank of America 

Phenix National 

National City 

Tradesmen's National 

< Ihemical National 

Merchants' Exchange National 

Gallatin National 

National Butchers' and Drovers' 
Mechanics' and Traders' 

< Jreenwich 

Leather Manufacturers' National 

Seventh National 

Bank of the State of New York 

American Exchange National 

National Bank of Commerce 

National Br Iway 

Mercantile National 

Pacific 

National Bank of the Republic 

( lhatham National 

People's 

National Bank of North A ric.i 

Hanover National 

h \ ing National 

National ( 'iii/.nis' 

Nassau Bank 

Market and Fulton National 

St. Nicholas Hank of New York 

National Shoe aud Leather 

Corn Exchange 

i niitin. ntal National 

Oriental 

Importers' and Traders' National 

National Park 

East River National 

Fourth ■• 

Central " 

Second " 

Ninth - 

Firel " 

Third " 

New York National Exchange 

Bow ery Hank 

New York t 'ounty National 

German-American 

i lhase National 

Fifth Avenue 

German Exchange 

Germania 

United States National 

Lincoln National 

Garfield " 

Fifth " 

Bank of the Metropolis. 

\\ esl Side 

Seahoard National 

Sixth " 

Western " 

First National Bank. Brooklyn 

Southern National 



Totai . National Bank 
State Banks . 



Reserve, $1,859,850, Deere 



$2, 000,1 

2,050,000 

2,000,000 

2,000, 

3,000. 

l.i ion. 

1." 

750.000 
300.000 
600,000 

1,000,000 
300.000 

100. 

■jiiii, noil 

l.iio. 

300,000 
1,200,000 

5, 

5. 

1,000,090 

1,000,000 
122.700 

1,500,000 
150,000 

200,( 

700.000 

1. ,000 

500,1 

600, 

500,01X1 
750,000 
500,000 
500,000 

1 ,000 

1,000,000 
Mi 10,000 

2,000,000 
250,1 

3,201 

2,000, 

300.000 
750,000 
500,000 

1,000,000 
300,000 
250,000 
200,000 
750,000 
500,000 
100.000 
200,000 
200,000 
500,000 
300.000 
200,000 
200,000 

300, > 

200,000 
500,000 
200,000 

2,100,000 
300,000 

1,000, 



£48,650,000 
11.772,700 



$60,422,700 



$2,008,31X1 
1 741 roo 
1.015 loo 

2.0] ; s "" 

2,214,200 

155 100 
2.(149,000 

Jon. Si M I 

7.114.400 

172,500 

1,554,200 

313,100 

III KM) 

160. 

567,800 

81 ! 

500,000 
2.196,(100 
3,578 600 
1,622,400 
1,064,700 

156 BOO 
905,000 
889. n »i 

326. ' 

618,300 

1,851.400 
345,200 
163 300 
272,000 

SI 1. SI ill 
142,100 
265,8 

1,297,700 
255,800 
130,900 

5,660,400 

2,966,900 
145,200 

1,890,200 

570,200 

477,800 

206,300 

6,886,400 

Ins. -nil 

i'.- roo 

527,700 
.-,:, I ( i' .« i 
299. in" 
1,119,900 
916.300 
601.500 

;,i » . J- ■ i 
401,500 

I.'. Ii 
.■in 1, '.'i » i 

739 roo 

173,200 

','1:1. inn 

352, 

283. 

826.1 

159,800 



-11 


51 


12 


n: ;n. 


; 


:, , 100 


s 





$•> 



308.100 



r 737.50(1 

1,280.000 

11.844 roo 

'.'.'.in.-, urn 

23,81 6,500 

1,861 ! 

5, 119,200 
1,903,300 
2,805,000 
1,158.200 
3,602,1 00 
I , :-. 100 
3,476.800 

18,646.000 

17,928 '.'i "i 
5,1 in. I'm 
8,504,400 
2,844 300 

10,773,800 
6,329, 1'"' 
2,300,500 
5,472,500 

1 1,054,400 

2,816,600 
2,946,800 

I. ii.-..: 

2,208,300 
2,582.000 

;.tin 200 

i. it i. 

■.•.Hi,'.',:,' in 

-.'■.'. In.:. 

24,949.400 
1,228,600 

i ; 522 : ■' 
8.181,000 
5,033, 

i, i69 roo 

■J", a:;- 800 
1,987. I"n 
1,597.200 
3,181,000 
3,091.400 
2,836,700 

12,410,600 
5,81 I. '-'mi 

2,! .200 

... 833 too 
7,315.100 
5,391,400 
1,509.700 

1.837, 

5,233,500 

-.' 351 000 

1.684,000 

. i.OOl 

4. 947. mm 
2,795, i 



$444,775,500 



1 1, - n asi 
$8,141,900 



$1,710,000 

1,621,000 

758,3110 

, 17.000 

159.000 
6,134 000 

268. i 

1.481.500 
13!) 200 
080,800 

307.J 

190,000 

153.700 

!51 100 

221,800 

1,869,000 

1,150 I 

998,100 
986.700 
lie Inn 
II ' ." 
849,800 
I 1,300 
580.200 
1,041.500 
361,100 
Ins. nun 
254,100 
194,800 
186.800 

353 

I 027,100 

I. nil. .-""I 

181,100 

3.983,000 

HI Hill 
I, loll. inn 
l 173.001 

SSI l.l 11 II I 

103,000 
■!.', 19,500 
1,048,500 

;s.'.'nn 
533,000 

Sill l.l 

324 I 

3,511 200 
918,700 
192,400 
. 
l 171 

1 086.100 
400,500 
778,000 

112, 



.'.'I ' 

2.013 I"' 
909,000 
210,: 



150,100 

1 

$3,400 



$760 i'"" 
l u ' 

;' in '.'"ii 

789, i 

1. mil. mo 

178,000 
1,123,000 

125,400 
.' 526,300 

.:; 1,200 

.-'1,1 Ii"' 

OH, Inn 

255, 

185,700 
380 Inn 
251,600 
372.200 

1,865. 

1,502 .M'" 

I 103.1 

I, , 

1.311.'. 

sin. 1 "" 
251 ' 
450,200 

2,053,200 

366, 

1'.' 

1 i roo 

566.800 
375.100 

Jli:,. nun 

250. ' 

287,200 

hi.-'.;"" 

2,566, 

2,990,1X10 
I 19.800 
846.100 

858,1 

mi I. m in 

III' I "llll 

■.' .'mi ;mi 

261. 

'.'.V.. nil" 
lis. 100 
249.400 
713,300 
761,200 
I,.; ROO 

I" 1 ' .' 

H17.7"" 

725.; 

:;i, 1.2(H) 
181.900 
333 so" 

I II 
II, I. on" 

imi. i 

.50 "'" 

175, 

'Ill 



DEPOSITS. 



Decrease, 
$5,555,200 



$10,010,000 

12,450.1 

7,038,100 
i. 659,000 

15.651.800 
3,845, 

15,804,400 
.1.1 18,800 

23,216, 

I .' 1 1 I- 'ii 
4.:,:; I. '.inn 
1,91 I. si in 
2,630 "no 
i :f, >i (I 

1. in i". inn 

•.Mil.-,. Inn 
15. 189.000 

10,991, f 

4,916,500 
8,916.800 
3,017.000 

i i : i: 

6.611.600 
2.8S1.200 
5 081,900 

•J. S3". I 

2,829,700 

I 10H 

I.'.'MI """ 
; [| ,,„ 

■J.Ii'.iii.' 

0,200 ii"" 



111. ULATION. No." 



..'■; 



.SI II I 



1,920,000 
22, 105,000 
29,086. 

1,078,200 
17.521,400 

8.786, i 

:, 926. 000 

:;s; ; i 

21.704,000 

5,26 : : 

l.l I -J"" 

3.521,300 
2.552,600 
14,652,801 
i 116.500 
3,255,800 
3,283.700 
8,108.700 
6,24! 

.-..1 1 1. 1'"" 

2,57 '" 

5.325,000 

1. Him. mi" 
l" I.:: ii"" 
4.950.1)110 

-.' 137,700 



$447,209,300 



Decrease, 

sit. III.:. """ 



r ' 



i.-,. 

i.-,. i 

2,000 

'.'Ml. 

15, ' 

I ; i ii in 

1 .inn, ::i in 

15,000 

45, I 

'.'I in,. "ill" 

I I >l II i 

15.000 

.-.-.■iiiiin 
35,900 

I." 



I-.'. 



1 1 100 

i 

215,200 

l:,. in :n 

225. 

I.:. 

II. """ 

43.41111 
15 i.i " 

15,000 



I'.'s ■ 

I'l 300 
i; n. mm 
123, ' 



41 ,400 
mi. ni in 
36.000 
B7.5I 

is' i. ri 'i i 



Decrease, 

-.1" roo 



■ As per offii ml reports 16 National Hanks. Ii" . ii. is"-.', is State Hank-. Ii' i I.:. 1892. 



Clearings for week ending March 11, 1893, 
■• March 1. 1893, 

Balances " " March 11. 1893, 

■■ March 1 ism 

Clearings this da) March 11, 1893, 

Balances - ' March 11, 1893, 



■ 190.95 
800.316,610 28 

i' 102 isii.sj 
35, 150,032.97 
126 126,265.00 

.-'.l.i. 124 an 



THOMAS C. PLATT. 




yt^jpim 



;-""!j^tr IM kYS who know Thomas C. Piatt love him. Mini who don't know him, estimate liis character 
ami his usefulness according to the glass through which they look. For twenty-five years lie 
has been prominent before the nation as a politician, a member of Congress, a statesman, a 
United States Senator, a party manager, a man of large commercial interests, and an 
influential social factor. It would lie odd if, while pushing along these various avenues with vigor, 
energy, pluck, and well-outlined plan of procedure, he failed to jostle, to come in conflict with, to 
injure the plans and programmes of other people. That Mr. Piatt ever intentionally injured mortal man, 
no one who knows him helieves, unless it were in a, fair eve to eye light, where the chances were equal, 
and hitting below the belt an impossibility. lie is a many-sided individuality. 

It would lie difficult for one who had never seen him away from home, unless indeed it were when. 
having forsaken the beastly torridities of the metropolis, he found rest and comfort, solace and refresh- 
ment, on the broad piazzas of the Oriental at Manhattan Peach, to imagine him other than a mild- 
mannered, courteous, sweet-tempered gentleman of retiring disposition, preferring isolation to companion- 
ship. But he is no such man. 

We, who are familiar with the bitter contests waged on the political held, know that courage is as 
essential as diplomacy, that stubbornness, even a grade beyond the line of firmness, is at times an absolute 
essential. Mr. Piatt is regarded everywhere as a conscientious man. Having once made up his mind 
that a specified course is the best for his party, he adheres to it with tenacity, Mini nothing could compel 
him to change his programme. Loyalty has ever been a conspicuous feature in his composition, as was 
clearly shown by his masterful leadership in Chicago, where the famous three hundred and six stood 
together while the ship went down. No face is more familiar than his to the readers of political and comic 
literature, lie has been over-praised by friends and unfairly censured by hostile critics, but I have never 
seen or heard of a charge that he was unfaithful to trust, disloyal toconviction, or party to any measure 
which suggested peril to the Republic or defeat to his organization. Personally, Mr. Piatt is a charm. 

It used to be said that the man who wrote, " Von can catch more Hies with molasses than vinegar," 
had Mr. Piatt in mind when he formulated that bit of wisdom. However that may be, there is no doubt 
that if he were a European, rather than an American, and had circumstances favored his adoption of a, 
diplomatic career, he would have proved a monumental success. In personal intercourse, all who meet 
him recognize the amiability of his nature, the considerateness of his conduct, the delight of his conver- 
sation, not failing to carry with them, however, a conviction of the sturdy independence of his character, 
and the all around excellence of his views concerning men and measures. Although an intense Repub- 
lican in politics, he is first and above all else an American, believing firmly in the principle- announced 
in the Declaration of Independence and the Constitution of the United States, the necessity of our 
common schools, and the desirability of the loyalty of fanaticism even, to the emblem of the Republic, 
Old Glory, the Stars and Stripes. 



COMMERCIAL SUPREMACY OF NEW YORK. 

The aggregate value of the foreign commerce of Manufactures of hides and skins, other 
the Porl of New York during the fiscal year ending than furs, for Porl of New York, $18,715,491 

June 30th, 1892, amounted to $1,061,220,878, which Manufactures of hides and skins, 
is more than one-half the total of the United States, other than furs, for all other 

which was $2,010,341,036. U. S. Ports 8,134,727 

The chief imports, as regards value, were : Manufactures of tin, for Port of V , 

York 12,978,800 

ir and molasses, for Porl oi N Manufactures of tin, for all other 

York $48,354,286 1'. S. Ports 8,004,632 

Sugar and molasses, for all other U. S. Manufactures of india-rubber and 

Ports 58,932,271 gutta-percha, for Port of New 

Coffee, for Porl of New York ....... 112,662,499 York 18,533,343 

Coffee, for all other U. S. Ports 15,379,431 Manufactures of india-rubber and 

Tea, for Port of New York 10,081,372 tta-percha, for all other U. S. 

Tea, for all other I". S. Ports 4,291,850 Ports L,299,747 

Manufactures of wool, for Port of Manufactures of tobacco, for Port <>f 

Now York 29,791,209 New York 8,932,949 

Manufactures of wool, for all otl Manufactures of tobacco, for all other 

U. S. Ports 5,774,670 U. S. Ports 1,495,668 

Manufactures of silk, for Porl of New Manufactures of precious stones, for 

York 27,761.306 Port of New York 11,288,275 

Manufactures of silk, for all other Manufactures of precious stones, for 

U. S. Ports 3,411,588 all other I'. S. Ports 1,066,145 

Manufactures of cotton, for Porl of M mufactures of raw silks, for Porl of 

New York 21,337,770 New York 8,925,938 

Manufactures of cotton, i-<f all other Manufactures of raw silks, for all 

[J. S. Ports 6,986,071 other U. S. Ports 1.5,395,556 

Manufactures of flax, for Port of New Manufactures of wool, for Port of 

York 18,043,684 New York 6.331,821 

Manufactures of flax, for all other Manufacture- of wool, for all other 

U.S. Ports 8,249,533 U.S. Ports 1.3,356,287 



COMMERCIAL TRAVELERS CLUB SOUVENIR BOOK. 



41 



Manufactures of wines, for Port of Mineral nils, from all other U. S. 

New York $6,842,574 Ports $16,891,620 

Manufactures of wines, for all other Tobacco, from Port of New York... 14,719,978 

U. S. Ports 2,101,929 Tobacco, from all other I'. S. Ports. . 10,019,447 

Cotton goods, from Port of New York, 10,638,601 

The total value of the foreign im- Cotton goods, from all other U. S. 

ports duriDg the year, for the United Ports 2587 676 

States, was $897,057,002, of which Cattle, from Port of New York ... . 14,227. 7:.:: 

there was imported through New Cattle, from all other U. S. Ports . . 20,871,342 

York n7ll.24ii.lPt 

The total value of our domestic ex- 

Among the chief articles of export were : , ,., r ,, ,. ,-, 

° i ports tor the year, tor the entire 

Cotton, from Port of New York $34,773,389 country, was $1,075,818,429, of which 

Cotton, from all other U. S. Ports. . . 223,687,852 New York's share was 461,792,231 

Breadstuffs, from Port of New York. 112,553,455 

1 Irea^ 1st i ill's, from all other U. S. The total foreign commerce of Yew York was 

Ports 187,809,662 $61,329,243 in excess of the preceding year, and 

Provisions, from Port of New York. . 81,531,963 the excess for the entire country was $135,730,941. 

Provisions, from all other U. S. The excess of imports over exports at this port was 

Ports 58,830,196 $1 14,473,888, and for the entire United States the 

Mineral oils, from Port of New York. 32,896,657 excess was $178,761,427. 





THOMAS POWELL FOWLER, 

PRESIDENT OF THE NEW YORK, ( iNTARIO AND WESTERN RAILWAY COMPANY. 

|MONG tlic many Newburgh men who have come prominently before the public and who 
have attained high honor and distinction for sterling qualities and native talents, few 
arc better known or more generally respected in railroad circles, or have been more 
cessful in the legal profession, than the subjecl of this brief sketch. He was bora 
in Newburgh, October 26, 1851. His father, Isaac Sebring Fowler, was a descendant of 
Isaac Fowler, who settled near this city in 1717. His mother, Man Ludlow Powell, was the daughter 
of Roberl Ludlow Powell, who was the son of Thomas Powell, long prominent in the affairs of the 
Empire State, and one of the most successful men of his time. His great-grandmother, Mar) Powell, 
was in every way a remarkable woman: she was p i1 talent and judgment, which wen' 

much appreciated in society. Her name is inseparably linked with the steam navigation of the Hui 
River, and is familiar as a household word with the oldest as well oungesl traveler on American 

steamboats. Mr. Fowler's childhood was spent at Newburgh. He received his early education at 
Siglar's School, Newburgh, and College Hill, Po psie, after which he studied abroad for nearly 

snding most of his time in Germi o New York, he entered the banking 

house of Morton. Bliss & Co., then Morton, Burns .\ Co., where he acquired a general knowledg 
financial affairs. We next find him studying law under Prof. Theo. D. Dwight, at tl Columbia 
I ge Law School. He entered the junior class of that institution October 21, 1872. He pursued 
a full course of study, graduating in May. 1874, and of Bachelor of Laws. Prof. 

Dwight speaks of him iws : 

■■ While in the law school, he was distinguished for the qualities Gtting him to be a successful 
lawyer. He showed a very clear and discriminating mind, apt to learn, ability to grasp and solve 
knot! questions, thor - in preparation, and i E-possession . control. He was 

greatlj esteemed by his instructors and classmates, and graduated with high distinction. I always 
i ed for great success on Ins pat e profession, and have not the smallest doubt that had he 

remained in it he would have reached its highest positions. II i among bis other qualities, an 
eminently practical mind, he became at an early day versed in railroad questions, while his advice and 
counsel were eagerly sought for and valued highly. From Mr. Fowler's natural ability, legal acquire- 
ments, and sound judgment I do no1 believi that there are many men iii the country better fitted 
to conduct one of our great railroad enterprises more honorably and su lv than he." 

Since his admission to practice, few members of the New York Bar have been so successful in the 



COMMERCIAL TRAVELERS CLUB SOUVENIR BOOK. 4."> 

commercial branch of their profession. Mr. Fowler has been prominently identified with n large number 
of ruses. He has personally conducted intricate legal matters and negotiations for the late William H. 
Vanderbilt and other distinguished Americans. He is known also to have rendered legal services for 
James McHenry, Henry Labouchere, and Edmund Yates, of London, England, as well as for leading 
continental capitalists. 

Mr. Fowler was employed by President Growen, of the Philadelphia and Reading, in many legal 
struggles with the New Jersey Central Company, and other corporations. Also by the late President 
Devereux, of the Cleveland, Columbus, Cincinnati and Indianapolis Railroad. In all these important 
suits he has shown tin- possession of qualifications which have won him an enviable reputation for 
professional efficiency. 

In 1881 Mr. Fowler was elected Director of the Shenango and Alleghany Railroad. In L884 we 
find him a Director of the West Pennsylvania and Shenango Connecting Railroads. On March 15th, 
of the same year, he was appointed Receiver of the Shenango and Alleghany Railroad and tin/ Mercer 
Coal and Iron Companv. < >n March 31st following, Mr. Fowler was elected Director of the New York. 
Ontario and Western Railroad. In 1886 he was elected President He has also served as Director in 
the Boards of the East Tennessee. Virginia and Georgia Railroad, and other corporations. No higher 
tribute could be paid to anyone than the following, which is taken from the Report of R B. Canadian, 
Master of the United States Circuit Court, on the management of the Shenango and Alleghany Railroad 
by Mr. Fowler as Receiver: 

"The duties of the Receiver are laborious, responsible, and require the exercise not only of care 
and good judgment in the management of the railroad and property, but of unusual caution and tact 
in the circumstances in which the Receiver was placed, and by which the property was surrounded. All 
the evidence in the case has satisfied the Master that the operations of the railroad and management of 
the propertv of the defendant company were conducted with skill, ability, energy, and good judgment. 
The Special Master is satisfied, and has found above that the Receiver has discharged the duties of his 
trust with ability, skill, and fidelity, and no one is found or comes forward alleging the contrary." 

The intelligence and fidelity which Mr. Fowler has shown in his various positions, reenforced by 
the experience gained therein, will doubtless carry him to a much higher one in the railroad world. 
Standing as he is on the very threshold of his career, he can hut feel an honorable degree of pride in the 
importance and responsibility of the duties now devolving upon him as Chief Executive Officer of the 
New York, Ontario and Western. Mr. Fowler occupied his country place, in the village of Warwick. 
during the summer months. In 1876 he married Isabelle, eldest daughter of Benjamin F. Dunning, 
an eminent New York lawyer, and for many years a partner of Charles O'Conor. 



GEORGE M. PULLMAN. 



rKNff 




fJTTE recently a newspaper correspondent told of bis first ride in a sleeping-car. It was in 
1859, and among those who took the train with him at Earrisburg, Pa., wore Stephen 
A. Douglas and his wife. All were bound for Chicago, and the sleeping-car was 
known as N<>. 20. Mrs. Douglas, like most of her fellow-travelers on that night, had 
never been in a sleeping-car before, for they had only been running for three or four 
months and. for the most part, on one or two Western roada Mrs. Douglas was not over- 
whelmed by the luxurious comforl of her surroundings, and if we of to-day could sec the ram- 
shackle, jingling old ark in which she passed thai night on the waj home to Chicago, we surely 
would not charge her discontent to any affected fastidiousness, [magine an old-fashioned passenger 
car with the insides torn out of it and in their place two long benches running lengthwise of the 
car. The only modern survivals sufficiently wretched to 1"' compared with it are some of the side- 
seated concerns which lurch and wobble up and down the Earlem and New Eaven roads to 
suburban places. Only, even these last venerable survivals of primitive railway development arc 
quite agreeable vehicles compared to the dingy, dimly-lighted sleeping-car of the year before the 
war. The real misery in those cars was OOl when you sat sideways and alternately slid into your 
ibor's lap and on to the floor. The real suffering began when you turned in for what the 
Truthful Jameses of the advertising department in those days termed "your luxurious night's 
repose." The sleeping-car of 1859, when the berths were made up at night, was a sort of com 
bination of the worst features of the Black Hole of Calcutta and the hold of an African sla 
The berths were made up in three-decker style, one above tl er, from the fioor to within a 

few inches of the roof of the car. The beds were macadamized mattresses— sheets there were none, 
pillows there were none. You had a blanket to cover yourself with, and a greasy, shiny haircloth 
bolster to lay your bead on. To slide in between those shelve- and to slide oul from them required 
the skill of a contortionist. You could have a single berth to yourself by paying one dollar, or 
you could pay fifty cents and take in lodgers. It is told of Abraham Lincoln that he always 
paid his fifty cents for a quarter of what is now a section, or half a berth, and thai be was 
never troubled with lodgers, because he was so tall be had to lie diagonally across the bed. 



STANDARD ORDER BLANK USED BY MEMBERS OF THE NATIONAL LEAGUE. 



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THE PRESS OF NEW YORK ITS FUTURE. 



BY FRANKLIN FORD. 



The future of New York journalism is that of 
journalism itself. Tlie moving realities of the busi- 
ness must first head up at the metropolis of America. 
It was there thai the new machines of the century, 
the locomotive and the electric wire, were first 
brought into full use for newsgathering. The en- 
terprise of the elder Bennetl was a clear step for- 
ward. Then followed the New York Associ; 
Press, organized to divide the cosl of news trans- 
mission when telegraphing was expensive. The 
cosl of telegraphing lias now fallen ><> low that it is 
no longer a hindrance to the freesl action. Tele- 
graph charges to the greal newspaper are to-daj 

no re than the postage stamp to the individual. 

With the discovery of this fact, a new departure in 
journalism becomes possil 

The newspaper has now at its service an effi 
machine. The long-distat ephone marks the 

ipletion of this new machine. The next step 
was to set about organizing the commodity in which 
spaper deals— intelligence. To do this is to 
gel and publish the truth about all sides of human 
affairs. The more truth the more news, and the 
more news the greater the profit. The newspapers 
want this, but are coming to see that the end ran 
only 1"' reached by raising the quality of their 
gi pods. 

Ne '. s thus disclosed as i imodity is to fi 'How the 

law of all other commodities, that is. toward im- 
provement in quality with consequent wider con- 
sumption. Back in the 70's the people wanted bet- 



ter ken isene. The Standard Oil Company furnished 
it. The result was a centralized industry, gradually 
increased consumption of goods, and lower prices. 
The publishing business has got to go through the 
same movement. In effecting this the distinction 
between news and "editorial" will be lost. There 
is only news the new thing. The whole publishing 
business is to be raised to the NEWS idea The 
so-called book business is speedily to become sec- 
ondary or accessory to the daily newspaper. 

In this New York is to take the lead. Wi re the 
movemenl to originate in the heart of the country, 
which is not unlikely, it could only be done in 
relation to New York. The historian Freeman, in 
one of his lectures a few years ago, declared that 
the world had come to be Romeless, thai it was 
without a center. "No longer," he wrote, "does an 
undivided world look to a single Rome as its one 
undoubted head. The great feature of the most 
modern times ... is the absence of any such 
center as the world so long gathered itself around." 
Me York is the future Rome, for, in the fullness 

of e ectric transmission, it is to 1 me the clearing 

house of the world's intelligence. In the newer 
commerce, now fast gathering force. New York is 
center. A remarkable thing is the fact that the 
world's intelligence is to be centered and coordi- 
nated by English-speaking men. 

The multiplication of daily newspapers at New 
York came about through the premium placed on 
opinion. When the whole fact was inaccessible, this 



COMMERCIAL TRAVELERS CLUB SOUVENIR BOOK. 



47 



and that paper was able to sell what some one 
merely thought was the fact. That day has passed 
away with the incoming of more complete access. 
The daily newspaper of the future will replace edi- 
torial writing with the skillful and full report. New 
York will do this first. Once done, the need for 
half a dozen deliveries of the purported fact will 
have disappeared. 

The change will compel a deal of preparation, but 
numbers of men must already be working at it. On 
the one hand, the scientific center is to be erected ; 
on the other, the country will be reported. The 
one central establishment will take account of the 
three sides, and, therefore, three profits, which all 
news presents. For two of these sides, or profits. 
the trade or class papers, and the " mercantile agen- 
cies," stand. 

To effect all this, the country will be divided into 
districts, the manager of each district to draw his 
salary from New York. The one organization will 
collect all news, selling its goods through the daily 
newspaper, the class paper, and the bureau of infor- 
mation. Concerns like the Bradstreet Company 
and Dun & Company mark the beginnings of the 
last named. 

The changes pending in journalism, and, there- 
fore, in the publishing business as a whole, will he 
as profound as those following upon the iron busi- 
ness in consequence of Sir Henry Bessemer's steel- 
making formula. The late postmaster of New 
York, Henry G. Pearson, was a close student as to 
the direction of the social forces. He used to say 
that the present post-office is about completed ; that 
the world must have a new one. This new one he 
called the spiritual post-office, or the great organic, 
centralized publishing business. "Down at our 
place," Pearson would say. "we are arrested if we 
open a letter. In the post-office that is to be, the 
arrest will be for failing to open them." He be- 
lieved that the thought of the people was to find 
registration. 



D. (1. Croly, one time: managing editor of the 
New York 11")/'/-/, but now gathered to his fathers, 
insisted that "journalism has a theory and a prac- 
tice which it is desirable to reduce to form." lie 
was, of course, right. In thus insisting, Croly 
thought himself "first in this country." "A cor- 
rect theory is the first step towards improvement. 
by showing what we need and what we might 
accomplish." The theory of journalism can he 

nothing short of the scieni f polities, making the 

central principle in the light of which the facts are 
lo be organized. The newspaper is nothing by 
itself, being "iilv the existing organization of intelli- 
gence, or lack of it. The newspaper, at any given 
date, simply reflects prevailing notions. To change 
it means the working out, of advanced methods of 
reading the social life. The advance can be gained 
only through the unification of the ideas swarming 
from tin' new conditions of life. The ordering of 
these ideas and their application to reporting as 
indicated, is to compel a change m the newspaper 
which can only be compared to the advance of the 
printing press of to-day over the old Washington 
hand press. 

Horace Greeley once said that tin.' time was com- 
ing when all matter for the newspapers would pro- 
ceed from a single institution. What Greeley did 
not see is that this one institution must itself be tin- 
great central publishing business, handling all news, 
and, working in relation with the leading paper at 
cadi news center of the country, constituting tin' 
ultimate associated press. 

It is to be understood that the newspaper takes 
to itself the central position in life. The separation 
between church and life — making the lesion in the 
state — which has so perplexed the minds of men, 
is to disappear. In this respect we revert to the 
Grecian type of citizenship, the religious and civic 
merging in the one life of action. A new and pro- 
lific unity is dawning in the birth of the Organic 
State here foreshadowed. 



THE TRAVELERS AND THE WORLD'S FAIR. 







Y \ the long inarches and conquests of the human race around the world, there is one 

A historical fact in the grandeur and magnitude of its results that stands unapproached 

$:_ ' since the morning of the creation. At a distance of four hundred years from that 

single event, and over four thousand miles from the little seaport town of Palos, in 
Andalusia, from which the Genoese navigator sailed on a memorable Friday morning in 
LxJ>j 1402, the nations of the earth are to join in the celebration of that unexampled achieve- 
ment. 
It was a discovery that startled the civilized world from a consuming lethargy of a thousand 
years, lilted the united crowns of ('astile and Arragon from poverty to imperial affluence and 
power, and terminated the history of medieval ages. Over the bright crestline of that one dis- 
covery the old nations saw the outlines of a new hemisphere. It inspired their people with a 
spirit of adventure and enterprise. Never before had a revelation so suddenly quickened a whole 
continent to activity. It was a new commercial and industrial birth, stupendous and immeasurable 
m its consequences. Not a resurrection of old civilization, nor a, reproduction of ancient cities 
with their vain pomp and ceremonials, but tin' vigorous growth of a new existence, in the light 
of an electric spark and upon the exhaustless power of compressed vapor. 

Following the example of the great discoverer, adventurers from Spain penetrated Mexico and 
formed a settlement at San Augustine, upon the peninsula of Florida. French navigators invaded 
Canada and the northern lakes in their voyages of discovery. The cavaliers of England made 
a settlement at Jamestown, Virginia; the Puritan took- possession of the Plymouth Colony; the 
brotherly Quakers found a hospitable lodgment at Philadelphia, and the Dutch merchant estab- 
lished his trading-post on Manhattan [sland. Emigration from all climes and countries poured 
in upon the eastern coast of the North American continent. 

Comparatively few Americans probably realize the importance that the colonization of America, 
and the experiences of the independent nations subsequently formed here, have assumed in the 
minds of the social thinkers, of the political thinkers, and of the political leaders of Europe. In 
remembering what these things mean to us. we have been apt to forget what these things have 
meant to them. Steadily the primary significance and the proper consequences of the discovery 
of America have grown in the estimation of the great minds of the Old World, and even in 
popular thoughl there: while, of hit.', the influence of American idea- and American institutions 
upon the policies and the industries of Europe, has risen to a maximum. 

The highest civilization has always been achieved by commercial people. Scholars, philoso- 
phers, and reformers have always been regarded as valuable to the state, but they are never 



COMMERCIAL TRAVELERS CLUB SOUVENIR BOOK. 49 

builders. Thcv construct ideals and theories, while the necessities of commerce and trade not only 
determine governmental policies, but erect proud cities, establish long lines of traffic, teacb the arts 
through invention, add new forces to progress, and civilize mankind with electricity. Il is the commerce 
of a nation, therefore, that best measures its advancement and greatness. 

The greatest work of the Exposition will be to widen the markets for products, through educating the 
taste of consumers and inspiring industrial ambitions. Tt is in pressing for new ends, in setting up 
larger and liner objects of desire, that an exhibition of arts and manufactures chiefly contributes to 
industrial development. In addition, Chicago affords the largest opportunity for a gathering of people 
of widelv sundered sections, that is as much to be desired for its social and political effects. 

The citizens of the Southern and Northwestern States will pour into Chicago to visit the Exposition, 
in thrones that will long remain the subject of wonder and admiration. And the population that will be 
brought within the reach of these educating and inspiring influences will be such as it is preeminently 
desirable to reach and to affect. It will consist largely of those who usually have little opportunity for 
indulging themselves in recreation, and small privileges for the cultivation of the liner tastes of life. 

The commercial traveler takes in all the rubrics of the practice of the arts and trades, of agriculture, 
of commerce, and of the arts of design. He believes in the display of ideas ; of comparison on a grand 
scale; of the novel and extraordinary. lie it is who appreciates that the march of time is unceasing and 
productive of uncertain results. He knows that experience forbids us to look upon any human conception 
as immutable. Great merchant princes and the most successful men have been commercial travelers in 

their day. 

The two hundred thousand ( imercial travelers of this country control the trade of the continent. 

Thcv alone can prevent the formation of trusts by the maintenance of prices for products, and thus solve 
the problem of the hour. To solve this problem, either one of two things must be: The producers must 
l.e pooled, and this means limitation of production, or the sellers must combine. A combination of the 
travelers will make them the controlling spirits of the age. 

The influences leading forward to tic organization of the travelers are worthy of consideration. 
They embrace the expansion of commerce upon this continent. Without railroads or steamboats, and 
even without stage coaches, the early commercial travelers of this country pioneered their way beyond 
the frontier lines of civilization, and established trading posts anion-- the children of the forests. 

Through storm and sunshine; over streams and mountainous regions, with no comforts of a hotel or 
care in sickness, they led the way ami staked the lines of the future railway system of the country, over 
which the great flood of civilization found its way to the .lark places of the continent. All these hard- 
ships were endured, and undertakings made successful, that the merchant prince might enlarge Ins trade 
and augment his fortune. 

In the accomplishment of all this he makes a sacrifice of a large portion of his home life and of the 
society of his wife and children. He sends them his love and salary, but can seldom l.e with them. He 
must travel almost without ceasing, at all times of day or night, in good or indifferent conveyances, sleep- 
ing and eating with a rush, and cither in sickness or health, travel-worn, tired, depressed or hopeful, be 
the same genial, cordial gentleman always. If discouragement or disappointment overtake him he must 
not show it, or. if his wife or any of his little ones are ,11, he must press the sad news back to his heart, 
because commerce and trade demand his best efforts. — R. B. F. 




THE PENNSYLVANIA • RAILROAD « COMPANY 

TO THE 

NATIONAL LEAGUE OF TRAVELERS CLUBS 
Greeting: 

It seems almost unnecessary to direct the attention of this 
Association to the facilities afforded by the Pennsylvania 
Railroad. The organization is composed of men a 
part of whose profession is the art of travel. They are 
shrewd and of discriminating tastes, and it is therefore 
natural that they should select the best railway line, 
just as they choose the best hotel in each town on their 
itinerary. The Pennsylvania Railroad is by universal 
consent the "Standard Railroad of America," and as 
such it appeals to the consideration of the man who 
travels for business or pleasure. Its lines are so com- 
prehensive, and its friendly connections so complete, 
that the majority of the cities and towns in the Union 
are easily accessible by its superb service of through and local trains. 

These trains are equipped with Pullman Vestibule Sleeping Cars, Parlor 
Cars, and Passenger Coaches, all embodying in their construction and furnishing 
the latest features which tend to contribute comfort and luxury to travel on the 
rails. The roadbed is admittedly the best and most 
substantial, the safety appliances are so complete that 
they surround the traveler with the most reliable 
assurances of security . 

The rates of fare prevailing on this system are 
exceedingly reasonable, considering the high grade 
ot service which they embrace. The system of tickets 
include a range of territory wider in extent than that of any other line, and the 
conditions under which they are sold are liberal. 

These are a few of the advantages which this line presents to the Traveling 
Men of America. The) are so strong as to compel their recognition. 
GEO. W. BOYD, J. R. WOOD, 




Asst. (,. /'. J. 



G. P. A. 




PHOTOGRAPHED BY FALK. 



./i^-yf- /i^^^ 



Musical Director Commercial Travelers Club 



Mr. William A. Power was born in Boston thirty-two years ago. His father, Richard Power, has been one of the leading 
business men in the marble business of that city for forty years, and was formerly a resident of New York City. William 
graduated at the Boston High School at the age of sixteen, carrying oil' all the honors. His parents wished him to enter 
college, but he preferred going with his lather in business, with whom lie remained for three years. When but a child, he 
displayed marked aptitude for music, and while still in business, he played for the elite of Boston. At the age of nineteen 
he went to the Masconomo House, Manchester-by-the-Sea, which is owned by the charming and incomparable actress, 
Mrs. Agnes Booth. For the last twelve seasons he has had charge of the music at that place. During the winter season 
he kept up his entertainments with the leading families of Boston. For I he past two years he has been in New York City, 
following his profession. Mr. Power ha- played with approval before tin- following people, the mention of whose names will 
remain, not only the best indorsement, but the brightest reminiscence of Mr. Power's career : Ward McAllister, Mrs. Walter 
Cutting. Mrs. P. Morgan. Mrs. Richard M. Hunt, Mrs. Bradley Martin, Mrs. John Jacob Astor. After the first night at 
which he was engaged by The Commercial Travelers Club, they made him Musical Director, a position which he has held ever 
since. He is a musical genius. May be live long and prosper. 



r<* 



«^ 




*^J 




JOHN H BLACK. 



President Brotherhood Commercial Tra\ 



BROTHERHOOD OF COMMERCIAL TRAVELERS 
EIGHTH ANNUAL BANQUET. 

The "American Stationer" of December 20. 1802. 



&?y^f ^~ < vi t J 'IlE Brotherhood of Commercial Travelers Ih-M its eighth annual banquet last night at the 

WiwS%£$m • 

l\ w£"5) l! H< >1 1-1 Marlborough, and it was an enjoyable and successful affair. 

|;i ^^XJJIj President John II. Black presided and was Hanked on the right by Will Carleton, 

;:,;•!'• |8 .lames Clarence Hervey, ex-President Col. J. II. Ammon, ex-Presidenl J. A. McQuillan, 

"V and Captain Wiams, and on the left by ex-Governor Waller of Connecticut, ex-President, 

.1. K. Hitchcock, ex-President William J. Kelly, G. W. Proctor Kuott, President 

Commercial Travelers' Club, ami Secretary John Hovendon. Among those who graced the other 

tables were Messrs. James T. Watkins, A. D. McMullen, J. L. Marony, Tremain, Fitzgerald, Samuel 

Eckstein, C. W. Took, J. M. Tate, C. T. Dillingham, G. W. Dillingham, J. A. Holden, Metcalf, A. II. 

Berrejl, C. Eenry, John Bacon Moser, E. L. McDonald, Paul Latham, William Jarchow, E. E. Besser, 

Sam Jesselson, Captain Mandeville, G. W. Hills, E. C. Carroll, A. S. Willdigg, Bert. Caldwell. Liddell, 

J. Magee, A. E. Turner, John Ryan, V. M. Coryell, I. M. Loughead, B. K. Pike, Mclnnes, 1!. F. Fenno, 

Dwight Terry, F. A. Coombs, S. Vander Wheelen, Wagner, Lawrence Manning, J. L. Peebles, J. (i. Hart, 

Homer P. Beach, J. L. Shepherd, S. L. McGonigal, Jonas Langfeld. 

When coffee was reached President Black rapped for order ami called on J. ]•'. Hitchcock, 
who read some letters of regret. A telegram was also received from G. A. Ayres. 

President Black then introduced James Clarence Hervey, who in a very clever, happy waj 
made a brief speech and told a couple of witty stories. 

John G. Hart, vice-president of the Commercial Travelers Club, sang "The man who broke the 
bank at Monte Carlo," and later in the evening the same gentleman favored the company with 
"The Man in the' Moon." 

James 1>. Mandeville, vice-president of tin- Tenderloin Club, made a speech in which he advo- 
cated the consolidation of the Brotherhood of Commercial Travelers and the Commercial Travelers 
Club. He then referred to the important position held by traveling men. There were 250,000 of 
them in the United States, ami that body of men had done more to represent the industries of tin' 
country than all the politicians of the two great parties. 

Will Carleton was the next speaker. He said that he supposed he was entitled to be present 
at a gathering of commercial travelers because he had been on the road selling books. When he 
made his first attempts in literature he tried to find a publisher, but all to whom he applied 



f>4 COMMERCIAL TRAVELERS CLUB SOUVENIR BOOK. 

referred him to the "fellow just around the corner." Ee finally went to see Mr. Donnelly of Chi- 
and li«' told him lie wanted him to publish a book <>f poetry. Donnelly looked tired, and it 
was only when the speaker convinced him by means of the letter S crossed by two upright lines, 
that he undertook the work. The speaker said that he then became the wholesale dealer, appointed 
sub-agents, etc., and finally worked oil' two or three hundred copies. lie then wrote to Donnelly 
for more, km that gentleman said thai the edition was exhausted, ami when asked to explain, said: 
'• We had a lire the other day, and the edition is all gone." Mr. Carleton then referred to the great 
advance which had keen made in these latter days, and said that publishers could get along with- 
out the author, as they could go on putting forth the works of the fellows who were dead. The 
publisher, however, was very necessary to the author. In closing, Mr. Carleton recited one of his 
own poems. "The Christmas Baby," which was applauded to the echo. 

Ex-Governor Waller of Connecticut made a brief address, in opening which he said that President 
Black and he were old shipmates, if not old salts. They hail crossed the ocean together, and President 
Black was the life of the ship, as In 1 was one of those happy mortals who was always sunshine. The 
speaker brought himself into the ranks of the poet- by telling of his early efforts in constructing 
verse. Ik' also .-aid that he bad had relation- with publishers, for a local poet in his State wrote a 
poem which ran : 

Vml for Waller wc will lioller, 

lie i- ' hi. scholar, 

And cue of the boys. 

This poet afterward published a book of his work, but the speaker after buying 01 f the volumes 

was disappointed to find that this gem was omitted. 

Mi-. Waller paid a complimenl to the energy and industry of commercial travelers, and .-aid that 

it was one of the pleasures of his life that ill his travels he had keen able to n I the business men 

of this and other countries. In closing, tin er called on the company to drink to the health of 

the Ik C. T. and of President Black. The company did. 

Lawrence Manning, of ike Maude Granger Company, told in verse the story of ■•The Tramp," and 
as an encore gave " Spartacus' Address." His work was excellent and won hearty rounds of applause. 

John k. Shepherd told some good stories, and then called the attention of those present to the 
impositions which were practiced on travelers, lie said that travelers must remember that employers 
were given lo figuring expenses in salaries, and that reduced expenses meant increased salaries. He 
said li\ united action thi by railroads and hotels could be remedied. 

(!. W. Proctor Knott spoke for the Commercial Travelers ('Ink. He gave a history of the 
organization, showing that it was started by six men a year ago last Thanksgiving Day, and that since 
that time it had a phenomenal growth. It hoped soon to erect a club-house of its own, although its 
present quarters were equipped in first-class style in every respect. Ik' advocated the consolidation 
of the two organizations, and on behalf of the Commercial Travelers Club offered the members of 

the Brotherl 1 of Commercial Travelers the hospitality of his club. In New York there were 

116, traveling men. and there was every reason why those men should have for themselves the 

finest club-house in America. 




F. A. RINGLER & CO., 

MANUFACTURERS OF 

PLATES FOR ALL PRINTING PURPOSES BY VARIOUS PROCESSES, 
21 &. 23 Barclay St., to 26 and 28 Park Place, New York. 

55 



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T. B. BROWNE'S 



MESSAGE 



To the Great Advertisers of 



America 



^~^ [HF importance of Great Britain and her possessions 
as profitable markets for American productions, 
popularized by advertising, has never yet been 
realized by the great advertisers of America. 

With Free Trade, and almost free freights, business inter- 
course between the two countries is actually easier than 
between New York and most other American cities. 

The establishment of my New York offices affords the oppor- 
tunity to those interested in the subject, of being placed in 
immediate touch with an organization embracing the entire- 
press of Great Britain, Australia, South Africa and India. 

A vast experience gained in handling the announcements of 
the world's most successful advertisers is at the service of 
intending clients. 

A personal call, to inspect the files of English and Colonial 
Newspapers, or correspondence invited. 

T. B. BROWNE, 

161 and 163 Queen Victoria Street, London, Eno. 

and 353 and 355 Canal Street, New York. 

57 



REPRESENTATIVE FINANCIERS OF THE UNITED STATES. 



JOSEPH W. REINHART. 

The reorganization of the Atchison, Topeka & 
Santa Fe Railroad, and the placing of the system 
upon a substantial and enduring basis, stand as a 
perpetual monument to the consummate skill, in- 
domitable energy, superior business tact, and unsur- 
passed diplomacy in the railroad world, of one man. 
That man is Mr. Joseph W. Reinhart, who was 
recently placed at the head of the company by his 
election to the presidency. A more fitting tribute 
tn honors earned, a more just recognition of services 
rendered, or greater wisdom in the selection of the 
man for the place, has never been exhibited in this 
country. 

The Atchison system, as it. exists to-day, has a 
greater mileage than that of any other railroad 
system in the United States, or, for that matter, in 
the world. A few years ago — the other day, so to 
speak — the company was hopelessly bankrupt. 
With the numerous and in many respects conflict- 
ing interests involved, with different classes oi 
bonds secured by separate mortgages on different 
sections of the system, and with their complex 
and imperfectly defined relations to each other and 
to the parent company, foreclosure and sale' under 
the auctioneer's hammer seemed inevitable. Such 
was the opinion of the leading financial doctors of 
the country who carefully diagnosed the case. 

But without foreclosure, without the dismember- 
ment of the system or the loss of any of ils com- 
ponent parts, the Atchison has been reorganized 



upon a liasis that insures a low rate of fixed charges, 
together with an ample supply of funds to meel 
extraordinary expenditures for additions and im- 
provements for years to come without, encroaching 
upon the current traffic revenues. The aggregate 
mileage operated is now much greater than it was 
before reorganization, and the different sections 
have been firmly ami securely knit together into a 
compact whole, forming one of the most perfect 
railroad systems in the country. In a word, the 
Atchison system of to-day is invulnerable from a 
financial standpoint, while under its enlarged reor- 
ganization, it spans the continent from the Great 
Lakes to the Pacific Ocean, traversing some of the 
richest sections of that broad belt known as the 
Great Mississippi Valley, and bringing to the doors 
of millions of people quick transit for themselves 
and their merchandise to the centers of the com- 
mercial world. 

Like till other American railroad monarchs, Mr. 
Reinhart is a self-made man — he has climbed the 
full length of the ladder from the bottom rung, and 
is, therefore, entitled to all the honors that may be 
bestowed upon him. His first important step up- 
ward was taken when he advanced from superinten- 
dent's clerk of the Allegheny Valley Railroad to the 
position of Superintendent of Transportation of the 
same line. Then he became Auditor of the Rich- 
mond and Allegheny Railroad and the James River 
Canal and Richmond Dock Companies. Later on 
we find him General Auditor of the West. Shore 
Railroad. That was before the company was placed 



COMMERCIAL TRAVELERS CLUB SOUVENIR BOOK. 61 

in receivers' hands, but he continued to hold the in physique Mr. Gould had an immensity of nerve 
same position as long as the court had charge of the fiber, which enabled him to endure long spells of 
property, and until it was transferred to tin- New mental fatigue without physical breakdown. Ob- 
York Central. viously, that course could not be pursued with safety 
Mr. Reinhart began his official relations with the beyond a certain age, and his death at a compara- 
Atchison as General Auditor of the system, and tively youthful term is the besl possible proof of 
subsequently, under the reorganization, he was made that assertion. Although Mr. Gould was educated 
Vice-President and General Auditor, which offices to be a surveyor, his field of operations was too wide 
he continued to hold until his recent, election to the to be bounded bv ordinary chain, or measured liv 
presidency of the company. But during all the regulation rod. The little village in which he was 
time that the work' of financial rehabilitation was born was not adapted in its metes and bounds to his 
under way, his was the master-mind that conducted comfortable existence, so he sought the imperial 
the company safely through the labyrinthian com- metropolis, where men of mental might and financial 
plications in which it had become involved ; and since strength, and widespread ambitions, were his neigh- 
that gigantic work was completed, the same hand bors and his competitors, 
has led it in its further work of extension and lie had no rivals. 

development, until, as stated above, tic Atchison Rivalry can exist only between equals. One 

system stands without its equal in this or any other would as soon tin nl; of rivalry between an ordinary 

country. car-horse and Maud S.. as between tic ordinary 

financier and Jay Gould. In characterizing such an 

jav GOULD entity as he, one looks in vain for comparisons. It 

is only by contrasts thai he can be properly judged. 

Mr. Jay Gould was a great man. Jay Gould had a subtle sense of hu r peculiarly 

ft is difficult, so soon after his death, to present a his own. It gratified him immensely to pit his 
definitiveestimateof this extraordinary individuality, brain against the combined strength of thousands, to 
There are many who, having challenged him to bat- outmaneuver, to outgeneral, to defeat them. lie 
tie, found themselves defeated; others, who were was secretive, because secrecy was a prime essen- 
willing to speculate freely and incur risks so long as tial in the successful carrying out of financial pro- 
there was prospect of greal profit, who lost and laid grammes. A distinguished lawyer once said that in 
the blame at the door of Jay Gould. These, and a all the famous Erie litigation .lac Gould never lost 
certain portion of the snarleyow press, willfully a point, because his covinsel showed him the bearing 
closed their eyes to the fact that men who go to of the laws, and his own superintelligence suggested 
battl ight to expect to fight, and that in all fights to him not only tin- safety but. the wisdom of con- 
one side must sutler defeat. Jay Gould had mane fining all his operations within the boundaries laid 
defeats in life, but he bore them like a man. bided down by the makers of the statutes, adding, "Gould 
his time, ami did his best, to secure the perchmenl would have made one of our greatesl lawyers." 
of victory upon his banners in subsequent en- That he was beyond all possibility of challenge the 
counters. The store of his experiences reads like greatest financier America ever knew, is so univer- 
a romance, vet it was stern reality with him, every sally conceded that further exploiture is unneces- 
move being the result of thought, every step in sary. 
a rdance with programme. Although delicate But he was more than that. 




CJto. c3. £aA^7L 



\^j 



President Pennsylvania Railroad Co. 



COMMERCIAL TRAVELERS CLUB SOUVENIR BOOK. 63 

The story of his homo as told by his children, the man, to weigh him, and estimate his character, he 

record of his unvarying courtesy and generosity as emphasized the wisdom of his original selection by 

disclosed by the testimony of his employees, revealed intrusting him, by the terms of his will, with thevir- 

Jay Gould's character in a light- so different from tual management of his vast estate, and bequeathing 

that which the unthinking and at times unfairly to him, with a touch of humor which was eminently 

censorious public know of, as to be positively characteristic of tin' laic financier, five millions of 

amazing. The affection which existed between him dollars in payment for his services during the five 

and his children, and notably with his eldest son, years referred to. 

who was his constant companion and most intimate Thai's a proud record. 

friend, amounted almost to a passion. His refined George J. Gould is entitled by provable facts to 

and gentle nature found most enjoyable pleasure regard himself as a dutiful son, a trusted employee, 

amid the beauties and the glories and the extraor- a man of unusual brainific gift. The testimony of 

dinary developments of his conservatories ami hot- Jay Gould, the father, is quite sufficient to prove the 

houses. All that was simple ami domestic, and, if first. Surely no father ever n led tic close com- 

the phrase may he used, hearthstony in life, hail for paniouship, the charming comradeship, the trustv 

him peculiar attractions, and his chief comfort and arm of a, well-beloved son, more absolutely than he. 

solace ami balm and soothing influence in times of Marvelously gifted himself in the mental stratum, 

disturbance, anxiety, and positive distress, were he was physically weak'. In this respect his son 

found either in the pleasant retiracies of his home in differed from him, for tin' early training of George 

the city, or in the calm and quiet solitudes of his Gould was that of an athlete. Outdoor sports and 

magnificent place upon the Hudson. Dying, at all manner of physical developing recreation were 

what would seem an unusually ami unfortunately his delight, and he developed when yet a very young 

early age, Jay Gould left many millions, indeed, but, man a sturdiness of stamina which has st 1 him in 

better than that, he also left many appreciative, good stead in many an hour of anxious thought and 

kindly thinking, warmly approving friends. many a period of wearing solicitude. Upon this 

son's arm Jay Gould rested absolutely. Having 

tested him along the lines of morale, knowing that 

GEORGE J. GOULD. nothing could swerve him in his loyalty to his 

father's interests, he left time and again his tremen- 

Mr. Jay Gould was a student of human nature. dous interests in the hands of one who appeared to 

In fact, it may be said he was a professor in the many, ere they dealt with him, but a lad. The lad, 

college of human nature. lie undersl 1 men however, was the father's son, and there is no doubt 

thoroughly. His judgment of the mental, moral, that the absolute confidence manifested by the father 
physical, executive qualities of subordinates was was a seed sown in fallow ground, ultimately bearing 
remarkable. Five years before his death heselected a great harvest of reciprocal regard, bom not at all 
George J. Gould, his eldest son, as his alter ego, of greed, avarice, or special interest, but, rather of 
placing upon his young shoulders a heavy burden, honest love for a generous and a confiding parent. 
the responsibility of which ordinary men need not This trust was a compliment. 
hope to understand, much less appreciate. After Nothing stimulates, in generous natures, a de- 
five years' closest intimacy, during which the senior termination to be zealous in the best interests of 
Gould had ample opportunity to study the young an employer, so much as perfeel confidence. Ones 




FRANK THOMPSON 



First Vice-President of the Pennsy.v.iiiu Rdilroad. 



COMMERCIAL TRAVELERS CLUB NOUVENIIi BOOK. 65 

motto instantly becomes noblesse oblige, and from in the construction of the mountain division of the 

that moment confidence is well bestowed, trust is Pennsylvania Railroad. 

well placed, for loyalty is at the helm, and the \\x 1852 he became assistant engineer of the Phila- 

desired haven will be made, if brains arid care and delphia and Erie Railroad, and for the subsequent 

industry intelligently directed can effect that purpose, ten years was steadily engaged in the location and 

Obviously, then, the brains are there. construction of various roads, including the Sunbury 

It is fair to assume that however much Jay Gould and Erie, the North Pennsylvania and Western 

might have loved his son, however much it would Pennsylvania, the Allentown and Auburn, the 

have gratified him to trust him and rested him to Mahanoy and Broad Mountain, the West Jersey, 

lean upon him, he would not have been so recreant and other roads, many of which wen. 1 completed by 

to his own interest as to roll his burdens upon him as chief engineer. In L862 he returned to the 

George, had he not recognized in him a man of mi- Pennsylvania Railroad with the title of assistant to 

usual natural ability, with marked aptitude to learn the president, under J. Edgar Thomson, at thai time 

and understand. Men of affairs on " the street," in president of the company. Mr. Roberts' skill as an 

the parlors of great corporations, recognize in George engineer and h is fine administrative abilities marked 

Gould not only a man worth millions of money, not him for pr itiou to the fourth vice-presidency in 

only a man of ample opportunity, not only one who 1869. This election was followed almost, imme- 
has had exceptional advantages in training, but a diately by another making him second vice-presi- 
elean-cut American identity, whose desires, aims, and dent. Upon the accession of Colour! Thomas A. 
ambitions are, to sav the least, abreast with the Scott to the presidency, Ji •'!. L87-4, Mr. Roberts- 
progress, the enthusiasm, the triumphs of the aye. was advanced by him to the first vice-presidency. 
with a head well packed, ideas clearly marked, pro- In this new capacity Mr. Roberts had charge of all 
grammes cleverly laid and definitely placed. Fortu- engineering matters relating to the construction, 
natelv, accompanying these rare gifts is an expert extension, and improvement of the company's lines, 
knowledge of men, considerable caution, a love of and a general supervision of the accounts through 
equity, and self-respect. To these are added perfect tin' comptroller. lie also assisted the president 
health, a genial manner, a modest bearing, all tinged with all business connected with other roads leased 
and made acceptable by an utter absence of purse- or controlled by the Pennsylvania Railroad Com 
pride, arrogance, self-conceit, or jealousy. pany. Upon the death of Colonel Scott in L880, 

Mr. Roberts became president of the company. 
The Pennsylvania Railroad and branches, to- 

GEORGE B ROBERTS. gether with it.- connections west of Pittsburg and 

Eric embrace an aggregate mileage of nearly ten 

Mr. George B. Roberts, Civil Engineer and Pres- thousand miles running through nine States of the 

ident of the Pennsylvania Railroad Company, was Union. The employees number about 100,000, 

bom in Montgomery County, Pennsylvania, January ranging from the section hand to the keenest finan- 

15,1833. Mr. Eoberts' early education was received ciering and executive talent, including artisans in 

at the Rensselaer Polytechnic institute at Troy, every conceivable branch of industry, embracing all 

N. Y., and Ids entire life since his school days lias the arts and professions, and affecting innumerable 

practically been spent in railroad service. In 1851 and widely separated communities. Greater in 

he began active railroading as a rodman employed importance even than this is the relation oi tin' 




Vice-President Pullman Palace Car Co. 



COMMERCIAL TRAVELERS CLUB SOUVENIR ROOK. 67 

road t < > the country at large. Its stockholders cum- ways, but have set the standard for all other lines, 
ber twenty thousand, and they are scattered over two The substantial construction of road-bed and bridges, 
continents. aud the maintenance of the line in the highest con- 
Over all, Mr. Roberts is the presiding genius. dition l>v the award of prizes for tin- best kept sec- 
tions of track ; the introduction of the block signal 
and other safety appliances; the building of at- 

FRANK THOMSON. tractive stations and tl 'namentation of their 

grounds, and the high class of equipment for which 

Mr. Frank Thomson, First Vice-Presideni of the the road is celebrated, are to be credited to his 

Pennsylvania Railroad, is unquestionably one of the genius, tie is also endowed with line administrative 

ablest railway managers in the countrv. Just in and executive abilities, ami not only founded but 

the prime of life, he has devoted the entire period developed the system of discipline which distin- 

froin early manhood to the practical study and actual guishes the organization of the forces he directs. 

operation of the line on which he now holds so Mr. Thomson is thoroughly conversant with every 

prominent a position. Graduated from Franklin detail of railway affairs, and this knowledge, coupled 

and Marshall College in Pennsylvania at the age of with his tact, ability, and energy, equips him thor- 

eighteen, heat once secured an engagement in the oughly for the responsible duties of his very im- 

shops at Altoona, where in the course of several portant office, 
years he became thoroughly grounded in the prac- 
tical work of constructing locomotives and ears, as 

well as in the handling of them when placed in GENERAL HORACE PORTER. 
active service. With the vast, store of knowledge 

and experience gained in this scl 1 he was pecu- It is difficult to photograph so many-sided a man 

liarly fitted to enter upon the successful career as General Horace Porter. He has so many lace,.' 

which the future had in store. Promotion came that it is virtually impossible to picture him all at 

rapidly. From division superintendent he ascended once, yel it would not be entirely safe to speak of 

through all the grades of superintendent of motive him even as a two-faced man. Obviously, then. 

power, general manager, and sec 1 vice-president, he is a contradiction. Some there are who think ol 

to that of first vice-president, which he now holds. him as a public poser, an after-dinner speaker, a 
During this time he has not only witnessed the teller of funny stories: others know him chiefly 
development of the railway system of America, but through his record as one of Grant s military family 
by his sagacity, judgment, and broad-minded views —the only one, indeed, who appears to have been 
on all questions, contributed as much as any other able to do much in the way ol honoring the name 
living railway man to the development of that high and perpetuating the lame of his beloved corn- 
state of efficiency which the American system has mander. 
reached. His work in the various positions which But he is more than these. 

he has tilled on the Pennsylvania Railroad reflects General Porter has that happiest of faculties, a 

the utmost credit upon his ability. lie instituted knowledge of human nature, which enables him to 

reforms in the management, administration, and prove himself a square peg in a square hole at all 

maintenance of the road, which have not only placed times and under all circumstances. As Vice-Pres- 

the Pennsylvania in the forefront of American rail- ident of the Pullman Palace Car Company, and vir- 




hf 



w 





President Pullman Palace Car Co. 



COMMERCIAL TRAVELERS CLUB SOUVENIR BOOK. 69 

tuallv its executive chief, his military training is of ous ratings over, as made the Porterian utterance 

vast advantage to the great corporation, part of luminous and effective. His popularity is further 

which be is. He controls with apparent ease, and attested by the fact that when the genial and effer- 

certainly without evidences of mental, moral, or vescent Chauncey M. Depcw gracefully retired from 

physical fatigue, a multitude of employes, clerks, the presidency of the Union League Club, General 

conductors, porters, masters of transportation, agents Porter was the unanimous choice to that proud 

of various name, involving a familiarity with the social pre-eminence. Xo speaker is more warmly 

tendencies of mankind in general and the peculiar- welcomed anywhere, everywhere, than this same 

ities of railroad officials in particular. The mauip- deservedly popular individuality, General Horace 

ulation of the affairs of his corporation brings him Poller. 

into close contact and frequent intercourse with 

men of large affairs, where again he is found entirely 

competent to deal with questions of wide-scoped JOHN W. MACK AY. 

interest, and with men sometimes narrow-minded, 

pig-headed, obstinate, and perverse. Of all the sturdy Irish-American lads who have 

He is a man of boundless energy. risen to fame, and deserved repute ol wide horizon, 

No better illustration of this could be asked than none stands higher than John \Y. Mackay of Cali- 

the success which he compelled in respect of the fornia, New York, and the world in general. 

long-delayed monument to General Grant. I' is lie is unique. 

not to the credit of the American people, but it, is a Possessed of wealth, which a quarter of a century 

fact, nevertheless, that the public diil not respond to ago would have been deemed fabulous, standing 

the call made by the Memorial Committee. 1' would among the ver\ rich men of the earth, he is the 

be useless to analvze the reasons for this. That same clear-eyed, warm-hearted, open-handed John 

they existed was painfully evident. Stung to the he was '' way back " in the fifties. Old-time miners 

quick by what was not only national ingratitude speak of him as a man of grit, pluck-, personal 

but a Mot upon the fair fame ol' the Republic, Gen- courage, and strict integrity. What, his poker 

eral Porter, single-handed and alone, resolved that qualifications are, may be a question, but no tough 

that monument fund should be raised, [t is matter ever succeeded in bluffing him in private life. The 

of record that he bombarded the newspapers with jury of the vicinage is what we look to when we 

bulletins, circulated leaflets among the people like seek a significant verdict, and it is the unanimous 

snowflakes, made addresses all over the city, three verdict of California miners, that, the word of John 

or four in an evening, threw himself with the ve- YV~. Mackay was as g 1 as anybody else's bond, 

locity of an electric projectile against, rich men, and subsequently as good as any issue of his own. 

common men, corporations, and other holders of the It is easy enough for men with millions to be hon- 

great American dollar, until at last, on one bright est, but Mackay 's reputation in that, line was based 

October dav, it was his proud privilege to announce upon his universally recognized character long before 

that the fund was finished and not, another dollar the ••pocket" was opened or the metal gave a 

needed. "show." 

Obviously, then, he is popular. And so everywhere. 

The community wouldn't have tolerated from The character he made and the reputation he 

many men such incisive arguments, such contemptu- enjoyed among his comrades in the olden times. 




I 






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fri 1 



ENGRAVED FROM A RECENT PHOTOGRAPH 



JOHN WILLIAM MACKAY. 



COMMERCIAL TRAVELERS CLUB SOUVENIR BOOK. 7] 

attend him now that his associates are the great are superintelligent, industrious, trustworthy, and 

Eactors in the busy, restless life of commerce, and, expert. 

indeed, in the higher realms of scientific develop- How did he gel there? 

merit. It is not, however, as a man of money his That's the kind of greatness which is not thrust 

friends must highly regard him. He is comradic upon one, bul is honestly earned, worthily gained, 

and fraternal. He is considerate and thoughtful, and if, in addition thereto, il is modestly worn and 

he is generosity itself. Il is well known that he all aroundedly controlled, he who has it is indeed 

was one of the twenty-five thousand dollar sub- envied among his follows. General Eckert fills that 

scribers to the two hundred and fifty thousand bill absolutely. His entire life, intelligently iudus- 

dollar fund raised for that maker of history, trious, has been devoted to the iuterests of teleg- 

Ulysses S. Grant. It is not known, however, by raphy, and that moans the interest of humanity, 

the general public that he offered to be one of Without the telegraph, nations would be in the 

ten, and subsequently one of five, to raise a fund dark as to the progress and intentions each of the 

of a million dollars for the well-styled savior of other. The peoples of the earth would be densely 

the Union. Pursued by sharpers, besieged by ignorant, as < pared with their enlightenment of 

adventurers, sought by great names in finance, to-day. We who use the telegraphic wire as in 

tempted by commercial magnates, Mr. Mackay olden times men used the stage-coach, rarely stop 

never loses his head, but pursues the even tenor to think what that universal convenience means, 

of his way, utterly unaffected, and surely without A moment's reflection furnishes n photograph of 

affectation or ostentation, ever mindful that the the situation as it is, and a suggestion of what it 

highest happiness is enjoyed by men who are true would be were telegraphic communication no longer 

to themselves, as well as honest in dealing with possible. 

their fellows. In some respects General Eckert is a genius. 

During the late Civil War the National Govern- 
ment, recognizing his ability, conscious of his integ- 

GENERAL THOMAS T. ECKERT. rity, and fortunate in his loyalty, leaned upon him in 

times of emergency with justifiable heaviness. The 

General Thomas T. Eckert has been known for Government, confidence was neve,- betrayed. Its 

years by capitalists, journalists, electricians, and best interests were always consulted, and its appre- 

telegraphers as a man of unusual natural gifts, and ciation of one of its most valued aids was fully 

with rare executive ability. In the prime of life manifested. In many respects General Eckert differs 

hestands at the head of the greatest organization in from Ins predecessors. Mr Orton was a diplomat, 

the world. As President of the Western Union Dr. Norvin Green was a specialist, in that he was 

Telegraph Company, he is identified with the master of the art of conviction, having few, if any, 

management of corporate assets worth scores of equals as a debater and explainer, an advocate in 

millions of dollars. He is the target for every the presence of legislative commit! r directorate 

scientific thinker. His acquiescence is the Mecca board. Although fully familiar with the technique 

toward which every electrician of an inventive turn of telegraphy, and well acquainted with the lay of 

of mind fed. He is in command of an army of this great land, over which the network of the 

men and women, not less than twenty thousand Western Union's wires is so deftly placed, General 

strong, and this arinv has in it many thousands who Eckert comes to the front at a time when a clear 




President Western Union Telegraph Co. 



COMMERCIAL TRAVELERS CLUB SOUVENIR BOOK. 



bead and a linn disciplinary hand are the greal 
desiderata. It may well be doubted if any wide- 
spread dissatisfaction will be found in the Western 
Union's army, while Eckert i.s in command. Then' 
will be no significant strikes, no interruption to this 
chief public convenience, no unsettlable trouble 
with authorities, but the dead level of expert man- 
agement will be maintained, and held in perfect con- 
trol by one who is a man among men, quick to 
detect fraud and imposition, but ever ready to 
recognize and appreciate honest service, professional 
merit, and scientific progress. 



MR. CHARLES KING LORD. 

While in Baltimore recently, a commercial trav- 
eler had occasion to call on business at the big 
Baltimore and Ohio building, where the affairs of 
this huge railroad corporation are directed. He 
was ushered into the presence of the Third Vice- 
President, Mr. C. K. Lord, on the second floor, and 
did not have to warm his heels very lung, either, 
before he got an audience. He found Mr. Lord 
a typical railroad man — pleasant, affable, polite, 
direct in his inquiries, and business-like in every 
respect. Even the office boy, who brought him 
his mail, and the colored porter, who dusted his 
table, received the kindliest expressions from him. 
The visiting traveler was led to inquire something 
about such a man — a man who has as many good 
things said about him as any other man in Bal- 
timore. Everybody knows him, and everybody 



likes him. It' he had been a commercial traveler 
— well, he would have made the boys hustle for 
business all the way from New York to San Fran- 
cisco. Hi- knows all the intricacies of railroad man- 
agement, and is probably the only man who has 
been in the service of any of the Trunk lines, who 
has been promoted from the position of General 
Passenger Agenl to that of Vice-President— a pro- 
motion which was won solely upon merit Mr. 
Lord is a native of New York State, having been 
born at Iloosae Falls, May 11, 1848. He entered 
the railway service Oct. 1, I860. In 1871 he was a 
clerk in the general ticket office of the Indianapolis, 
Cincinnati and La Fayette Railroad. In six months 
he was general ticket agent of the same road. From 
April 1, 1873, until Oct., 1874, lit- was its Assistant 
General Passenger Agent. In 1^74 he was made 
General Passenger and Ticket Agent, which position 
he resigned in L874 to become General Passenger 
Agent of the St. Louis, Kansas City and Northern 
Railway. lie served in this capacity until 1879, 
when he accepted the post of General Ticket Agent 
of the Wabash, St. Bonis ami Pacific road. A year 
later In' entered the service of tic Baltimore and 
Ohio Company as General Passenger Agent Eight 
years later, in 1888, he was elected to the Third 
Vice-Presidency. lb' organized the passenger de- 
partment of the Baltimore and Ohio. Mr. Charles 
( ). Scull, the incumbent General Passenger Agent, 
has been a most worthy successor. Mr. Lord has a 
charming home in North Baltimore, the fashionable 
section of the city, presided over by a charming 
wife. He has one son, now a college student, and 
two daughters. 




MR. CHARLES KING LORD. 




..- ■&' 




From Harper's Weekly. Copyright, IS'J3, by II. ir^r & Brothel 



JOSEPH W. REINHART, 

President Atchison, Topeka & Santa Fe R R. Company. 




A. A. McLEOD, 

Ex-President Philadelphia and Reading and Allied Systems. 



THE OLDEST AND FOREMOST PASSENGER CARRYING 

RAILROAD OF THE WORLD. 



Within a few years wonderful progress has been 
made in enhancing the comforts of travelers. It 
is characteristic of this country that the oldest rail- 
road corporation in America should have taken 
the lead in this advance. 

The Baltimore and Ohio Railroad was the first 
passenger-carrying mad in America, and it con- 
tinues to be one of the most popular routes of 
travel from the Atlantic coast to the great West, 
via Washington. The Baltimore and Ohio Rail- 
road was also the first railroad to respond to the 
popular demand for faster train service, and, in 
connection with the Central Railroad of New Jer- 
sey and the Philadelphia and Reading Railroad, 
established the famous Royal Blue Line train-ser- 
vice between New York, Philadelphia, Baltimore, 
and Washington. All these trains are equipped 
with the finest and safest passenger cars ever con- 
structed. They were built especially for the line 
at the celebrated shops of the Pullman Company, 
at Pullman, 111. They are provided with Pullman 
patent safety vestibules and with Pullman's anti- 
telescoping device; they are heated by steam and 
lighted by Pintsch gas. Separate retiring and 
toilet rooms are provided in each ear for ladies 
and gentlemen, in addition to which each ear con- 
tains a smoking compartment with sofa-seats and 
movable chairs for the accommodation of lovers of 
the weed. The Royal Blue Line Limited was the 
first regular passenger train ever scheduled at so 
high a rate of speed, and its successful performance 



has demonstrated to railway managers the entire 
practicability of making fast time compatible with 
the same degree of safety and accuracy that sur- 
rounds the movement of slower trains. 

The Royal Blue Limited has reduced the running 
time between New York and Washington to live 
hours. The importance of the travel between New 
York and Washington induced the company to first 
apply tin' great improvements outlined above on 
that branch, but it is only a small part of their vasl 
system. Their lines extend from New York, Phila- 
delphia, and Baltimore on the east, to Pittsburg, 
Cincinnati, St. Louis, and Chicago on the west; 
traversing the States of New Jersey, Pennsylvania, 
Delaware. Maryland, District of Columbia, Virginia, 
West Virginia, Ohio, Indiana, and Illinois, and the 
system embraces over 2,000 miles of first-class steel 
track railway, nearly one-half of its total mileage 
east of the Ohio River being double-tracked. Its 
passenger equipment throughout, both in respect to 
motive power and cars, is of the highest grade. 

The main trunk line, Hast and West, passes 
through the most picturesque portions of the mid- 
dle East, and by localities whose yryy names sug- 
gest a flood of historic memories. The Potomac 
River, which for a, time divided the North and 
South, is lirst encountered; then comes Frederick, 
where the battle of Monocacy was fought, and later 
on Harper's Ferry, where John Brown earned his 
place in song and story and two of Stonewall Jack- 
son's most famous marches ended. Near by is 



COMMERCIAL TRAVELERS CLUB SOUVENIR BOOK. (9 

Sharpsburg, the scene of the battle of Antietam. at last in the hidden springs of its source. The 

Of the scenery surrounding Harper's Ferry no good-by to the familiar thread of water is with 

praise need be said, for its charms have been told regret; but for this the fury of Savage River, which 

and pictured the world over, as have those of plunges onward between the gorges of the peak 

Shenandoah Valley, which here begins, or, if yon from which it derives its name, abundantly com- 

please, ends. A little further on the Valley of the pensates. Deeper now and more sonorous the 

Virginia, famous for its many healing springs and engine growls as it grasps the steel-clad steps in 

scenic charms, opens. Less than seventy miles its steep ascent, and more distant the river that runs 

from the main line are the stupendous and gorgeous in its rocky channel far below. There is a turn in 

Luray caverns. the mountain side, ami the steam-choked motor is 

Continuing on tin:- main line, Martinsburg renews allowed a few moments' respite. Meanwhile, the 

aeain the war-time recollections, but these are soon eye of the traveler is delighted with what would 

driven back to their dusty nooks by the sensations seem to be an infinity of space were its width not 

of admiration awakened by the beauty of the scene, limited by the walls of the gorge, upon the rugged 

Mountains, woods ami stretches of river, each edges of which are to be found, growing in scant 

unique in its loveliness, are tin- pictures that chase soil, the spruce ami the pine. Struggling waters 

each other over the retina. At Cumberland the trickle down the crumbling sandstone, and vege- 

line divides, one branch extending through the ration of a sparse description hangs over on the 

Youghioghenv and Monongahela Valleys to Pitts- verge of despair. Openings here, great rents in the 

burg and the coal regions, the other over the Alle- rocks there, and century-battered peaks that reach 

ghenies through the Glades by Deer Park, the appealingly to the clouds, as if in agony at the 

famous resort where our Presidents are wont to go ruthlessness of the elements which they send down 

holiday-making, and on to Grafton, thence where upon them. In short, the entire picture is one 

the line forks again, one branch crossing the Ohio continuous testimony to the complete ruin that 

at Parkersburg and proceeding through Cincinnati has been effected by volcanic action. Back around 

to St. Louis, and the other crossing the Ohio near the curve once more, so abrupt and so rocky is 

Wheeling, passing through Bellaire. Cambridge, the path ahead that one involuntarily pays silent 

Zanesville, Newark, and Mansfield to Chicago. tribute to the hardy men who crushed the moun- 

The grandest scenery on the whole line is seen tains and took from their very breasts the sub- 

during the ascent and descent of the Alleghenies. stance which now constitutes so solid a base for 

Here is what one writer has to say about it: "At the train. 

Piedmont commences the seventeen-mile grade, as No other road in the Eastern States offers to 

railroad men call it, and it is one stretch of grandeur its patrons more pictures than can be seen from 

that is perhaps without an equal. The locomotive the car windows of the Baltimore and Ohio on 

at once gives evidence of the strain to which it the way to Chicago. This road has always had a 

is subjected in conquering the steadily increasing considerable share of the traffic to tin' Western 

altitude, and its hoarse breathings are echoed in metropolis, and is now reaching after a greater 

the recesses of the distant mountains, where they proportion. One obstacle in its way heretofore has 

die away in the still atmosphere, that reverberates been the difficulty experienced in securing proper 

its sighful response. The Potomac, dwindling into terminals in Chicago. This has now been over- 

comparatively insignificant proportions, loses itself come. 



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It leads them all. 

THE MUTUAL LIFE 

Insurance Company of New-York. 

RICHARD A. McCURDY, President. 

ASSETS OVER $159,000,000. 



The Consol Policy recently announced by The Mutual Life Insurance Com- 
pany of New-York combines more advantages with fewer restrictions than any 
Investment Insurance contract ever offered. It consolidates 

INSURANCE, 
ENDOWMENT, 
INVESTMENT, 
ANNUAL INCOME. 

No other Company offers this policy. Apply only to Company's nearest 
Agent for details. 

THE MUTUAL LIFE paid to (tl O C\ C\ C\ C\ C\ C\ 

its policy-holders in 1891 nearly ^iy,UUU,UUU. 

The Mutual has ever been in the minds of the discriminating public 

"The GREATEST of all the Companies." 

82 



INTERNATIONAL NAVIGATION CO. 

^hlKTM^f NDES the Ocean Mail Subsidy Act of March 3d, 1891, the two British steamships, 



!t2^*siT^> "City of New York" and "City of Paris," were granted American registration by a 

PW^ special Act of Congress. Not only do those ships mark a new era in our Merchant 
I Marine from which protection was withdrawn during the period from 1850 to the present 
time but every true-hearted and patriotic citizen of the United States should feel proud 



if 

|^gr that these ships, which can readily and economically be converted into auxiliary naval 
cruisers, are the finest and fastest steamships in the world. 
With the Postal Subsidy Act as a basis, the International Navigation Company of Philadelphia 

SUC( Jed in getting Congress to pass a hill admitting to American registry foreign built Ocean 

steamships of over 8,000 tons register capable of a speed of twenty knots ami 90? of which were 
owned by American capital, provided tonnage equivalent in amount to the ships admitted to American 
registry was contracted for with American shipyards. Not only will the International Navigation 
Company carry out their contract literally, that is, for tonnage .'univalent to the S. S. " New York " 
and S. S. "Paris," which is '21, (Hid tons, but with the sound determination which has characterized 
this company since its inception, American shipyards will receive contracts for the construction of 
five new steamships of the highest order known to naval architecture, amounting to 55,000 tons, and 
when this entire fleet is afloat the International Navigation Company will own, operate, and control 
an aggregate of over 150,000 tons. It is readily appreciated that these two ships, with their five 
promised sisters the largest, finest, and fastest in the world, are a valuable acquisition to the United 

States Navy. 

To describe the "New York" and "Paris" briefly: they are 580 feet long, <iol feet wide, and 
59i feet deep; designed and subdivided with water-tight bulkheads to the upper deck, with no 
openings through them, making the ships absolutely uusinkable. Hydraulic power is employed 
instead of steam for the daily work of the ships. This machinery is almost absolutely noiseless. 
The accommodations provided for passengers are constructed with a, view to comfort and convenience, 
and the suites, staterooms, etc., are most luxuriously furnished. The most careful attention has been 
given to ventilation and sanitary arrangements, which hive been scientifically planned. 

Southampton, the new terminal of the American Line, is particularly well adapted as a port of 
entry, as the authorities there, in order to induce the International Navigation Company to make it 
their foreign home, have expended a large .sum of money in creating the proper facilities, and it is 
expected that at least an half .lay will be saved in the passage across the Atlantic. Owing to its 
geographical situation, with connection by land and water with all parts of the world, it is very 



COMMERCIAL TRAVELERS SOUVENIR BOOK. *•' 



lor 



advantageous for passengers as well as for freight shipments. The Company have arranged 
special train service, and trains will be in waiting alongside the ship when she arrives at Empress 
Dock to convey passengers to London, distant only a short hour and a half. The traveler passes 
through some of the most picturesque parts of Great Britain. 

The ceremonies of formally raising the American flag on the "New York" were appropriately 
performed on Washington's Birthday by President Harrison, in the presence of some of the members 
of his cabinet and a large gathering of distinguished and representative United States citizens, 
who were invited by the International Navigation Company to witness this most interesting cere- 
mony. An elaborate programme was arranged for the day. The steamer left her berth on the 
North River ami steamed to a point opposite the Battery, where she anchored and waited for the 
two special trains which conveyed the guests from Washington and Philadelphia. At noon the special 
tenders arrived alongside and, amid the roar of cannon from the U. S. S. "Chicago," which was 
anchored a short distance away, and the music "Hail to The Chief," by the Navy Yard Band, 
President Harrison boarded the "New York." Under guard of the Naval Reserves, of which there 
were on hoard tiles from the Pennsylvania and New York Battalions, the President was escorted 
by Mr. Griseom, the President of the Company, to the taffrail, where, after a short speech by 
Congressman Bourke Cockran, who was the mover * >£ the bill naturalizing the ship, and a speech by 
President Harrison, who concluded as follows: "I deem it an entirely appropriate function that the 
President of the United States should lift this American flag," the star-spangled banner was raised. 
Such a scene has never before been witnessed. Through an ingenious arrangement the steamer was 
instantly dressed with Hags from stem to stern, salutes were fired from the " Chicago," the forts in 
the harbor, and by the cannon of the Navy Yard, and cheer after cheer went up from the thousands 
of spectators Loth on board the ship and on the numerous river craft which surrounded the steamer. 
The piers, bulkheads, and the Battery were crowded with spectators. After the ceremonies had 
taken place, luncheon was served in the magnificent saloon, which was handsomely decorated. It 
had been arranged that the steamer should convey the guests down the bay and out to sea, hut 
owing to inclement weather that part of the programme was omitted. 

The "New York" sailed on her initial trip to Southampton Saturday, February 25th, and was 
given a grand reception on her arrival there by the municipal authorities, it hem- considered an 
event of enormous interest to the city of Southampton; it being the first time a modem trans- 
atlantic liner had steamed into the Port to make it its foreign home. The flag-raising ceremonies 
were performed on board the " Paris " Tuesday, March 7th, 1893, and, although of great interest, tl 
ceremonies were private. The Directors of the Company, with their families and a few invited 
guests, were present. The Company has recently acquired from the City the largest and finest pier in 
New York Harbor, at the foot of Vesey Street, and known as New Pier 14, or Washington Pier. 
This they are rapidly fitting up in the most approved manner, and it will probably be made, in 
many respects, the most commodious pier in the world, in its admirable provision for passengers 
and freight. The rates of first-cabin passage are from $50 to $650, depending on the ship, the 
season, the number in a state-room, and the location. When shipping freight to Europe, don't 
forget the American Line. 



ie 



W. B. RICE, President. T. M. BROWN, Secretary. E. P. POND, Treasurer, 



INCORPORATED 1888. 



MANHATTAN 
SHOE CO. 



Manufacturers and lobbers of 



gj|g Men's, Boys' and Youths' 
*^ Boots and Shoes. $ $» 



nPITT? Nos. 131 and 133 

* fill DUANE STREET, 

NEW YORK. 



LEADING 
SHOE HOUSE. 



We SeH only ftlQg & HUTCHINS' 

SPECIALTIES. 



Si! 




flijli 



jpjia^ i 






lira* fW J iJr"^\ ^ — fftzlr wV 



'■■-'— -d iff! Iff -IK lira- V-^^v 1 '#-# iM Hi; hii H r r|| I ,f 




From Harper'^ Weekly 






Copjripht, 1884, by Harpei & Br 



COTTON EXCHANGE, 
Comer William Street and Exchange Place, New York. 



M 



issouri 




acific 




to 



ail way. 



St. Louis 

ehalr ©«r 5 Free. ^Af All PoifltS 

ALL TRAINS thoroughly 
equipped with the Celebrated 
Pintsch Gas=Light System. 



GEO. C. SMITH, Assistant General rianager, - - ST. LOUIS, MO. 

H. C. TOWNSEND, General Passenger and Ticket Agent, ST. LOUIS, MO. 

W. E. HOYT, General Eastern Passenger Agent, 39" Broadway, NEW YORK. 

88 



E a ^ e Standard pencils. 



HAVE 
NO 



EQUAL. 



MADE IN 
EIGHT 

DEGREES. 




Eagle Draughting Pencils, 



No. 314. 



Contains a Deep Black Lead. 
Smoothest Pencil Made. 



Eagle Steel Pens. 



Made entirely in New York by a New, 
Original, and Improved Method. Ask 
your stationer for Eagle and accept 
no others. 



Eagle pencil company, 

73 Franklin Street, 
New York. 



89 




\1 Bl RT VUGL'STUS l'< H'K 




LBERT AUGUSTUS POPE, the founder of the bicycle industries in the United States, was born 



in Boston, Mass., Ma\ 20th. 1843. He traces his genealogy through many well-known New 
England families of Pope, Pierce, Cole, Stuhbs, Neale, and others. His father, Charles Pope, was 
an active and stirring business man: and his mother, a daughter of Capt. James Bogman, of Boston, was a 
lady of rare discernment and quiet decision ol character, who taught her son the habits ol economy, order, 
and method, to the exercise of which he attributes much of his success in life. When young Pope 
was only nine wars of age, his father met with business reverses which placed the family in decidedly 
straightened circumstances. Albert began al once his life of work and business activity by riding a horse 
to plow for a neighboring farmer in Brookline, which was his home at that time. Three years later he 
menced buying fruit and vegetables off the farmers and selling them to the neighbors, showing his 
innate ability as a manager by employing boys to assist him and reaping a profil from their labors. He 
n had between forty and fifty customers, and in one season this business yielded him a profit of one 
hundred dollars. During this time he received a lair public-school education, which was all the training 
he evet had from schools, though by careful reading and persistent application he has obtained an excep- 
tional fund of general knowledge. At the age ol fifteen he left the high school and secured employment 
in the Quincy market, and later on took a position with a linn dealing in shoe findings. While there he 
did all the work of a porter, carrying heavy bags of pe^s and one hundred pound bales ■>!' thread-work 
that would not be imposed on a full-grown man in these days, and for this he received only four dollars 
a week, two ot which he paid for board and saved money out ot the balance. An accurate account of 
his expenses shows that he exercised the strictest economy. The store was live miles from Ins home, 
yet he frequently walked to and from business in order to save the cat fare ol sixteen cents. When the 

90 



war broke out he began the study of military tactics, joining the Salignac's Zouaves and the Home Guards 
of Rrookline, of which company he soon became captain. So intense was his interest that he kept a 
musket in the store, and with it drilled his fellow clerks and the " bosses " whenever business would 
permit. At nineteen years of age he joined the volunteer forces of the Union Army, and went to the 
front as second lieutenant of the 55th Massachusetts Infantry. August 22, 1862. His promotion to first 
lieutenant, March 2}, 1863, and to captain. April 1. 1N04. are evidences ol his ability and valor. He was 
employed upon important detached services, and acted as commander of his regiment on many occasions 
when the colonel was absent or disabled. He organized within twenty-four hours a provisional regiment 
of artillery from the convalescent camp at Alexandria, and with this force he advanced to the defence ol 
Washington, assuming command of Fort Slocum and Fort Stevens with forty-seven pieces of artillery. 
This was a move which called for great ability in managing men, and it was accomplished with such skill 
that Captain Pope was highly complimented by his superior officers. He served in the principal Virginia 
campaigns, was with Bumside in Tennessee, with Grant at Vicksbuig, and with Sherman at Jackson 
Mississippi. He commanded Fort Hell before Petersburg, and in the last attack led his regiment 
into the city, at the age of twenty-one years. He was brevetted major " for gallant conduct at 
the battles of Fredericksburg, Va.," and lieutenant colonel "for gallant conduct in the battles of 
Knoxville, Poplar Springs Church and front of Petersburg," March 13, 180=,. After the war. Colonel Pope 
returned quietly to his former employers, but soon went into business for himself, in slipper decorations 
and shoe manufacturers' supplies. In 1877 he became enthusiastic over the bicycle, and with his rare 
foresight, determined to go into their manufacture. This was done under the name of the Pope Manu- 
facturing Company, a corporation for which he furnished the capital and of which he became, and has ever 
since continued, the President and active Manager. This Company was organized lor the making and 
selling of small patented articles; but within a year Col. Pope had resolved to stake all its future on the 
bicycle, and he thus made his Company the pioneer in the business. There was not only no demand for 
wheels at that time, but in many places the prejudice against them was both outspoken and intolerant. 
This opposition had to be overcome and a market created. Col. Pope exercised great diplomacy in treat- 
ing this phase of the business. He imported the best cycling literature to be had, bound it up with the 
advertisement of rival firms and distributed it freely throughout the country. Through the influence and 
encouragement of the Pope Mfg. Co.. home talent also was brought to bear on the question resulting in the 
production ot Mr. Piatt's book. "The American Bicycler," and the founding of the illustrated magazine, 
••The Wheelman,'' which cost upwards of $00,000, and which is nourishing as the "Outing" of to-day. 
The educating process was followed by the opening of the highways and parks for the use of wheelmen, 
the Company expending thousands of dollars in settling the Central Park case in New York, the South 
Park matter in Chicago, and the Fairmount Park contest in Philadelphia. The successful organizing and 
prosperous growth of this industry bear a well deserved tribute to Col. Pope as a promoter and manager 
of large business interests and as a financier of strength and fertility. Col. Pope is a director in many 
banking and business corporations and his advice is sought after and valued. 

For some years he has been pioneer in the great movement for highway improvement and has con- 
tributed liberally of his means and time for the advancement of this project. His speeches on this subject 
have been widely read and quoted. His latest move for a comprehensive road exhibit at the Columbian 
Exposition has aroused the press and the public in general to the importance of the road question. 

He married Sept. 20, 187 1, Abbie, daughter of George and Matilda (Smallwood) Under, of Newton, 
Mass., and they have four sons and one daughter. 



91 



"Ghe fanner ^oute." 




The Wabash Railroad 

Forms an Important Link with all Lines from the East to all Points 

CJClest and Southcuest 



The ONLY Through Sleeping Car Lin.- from 



NEW YORK OR BOSTON 



St. Louis via Niagara Falls. 

Leave New York, Grand Central Station, daily, 6.00 p. m. 

Leave Boston Boston & Albany K.K. Station, daily, 5.00 p. m. 

Arrive St. Louis, second morning, 7.4=>. 

ALL MEALS SERVED IN DINING CARS. 

Through Sleeping Cars to < lid St. Louis, via \\ est Shore R. R. daily, from fool West 421I Street, at 5 00 p. m. 

Cat ! ! Chaii Cars (Si eats Fn Deti or Toledo and St. Louis; Detroit and 

Chicago, I oledo and Kansas I it) ; St. Louis and Kansas City . Omaha and Denver. 

St. Louis to San Francisco every Thursday. 

Tourist Slei leave s '. Louis every Thursday at 8.35 p. m. Arrive in San Fran co Monday evening. Splendid 

opportunity for persons in moderate circumstances, a^ the price foi double lower berth ha^ been reduced to Si. 75. and the passenger 
can gel this accommodation on a second class ticket 

For further information call on or addt 



CHAS. M. HAYS, 



I ' ■ 

St. Louis, Mo. 



F. CHANDLER, 

Central /' Ticket A ?>ii , 

. Mo 



H. B. McCLELLAN, 

G< neral ' fit. 

Broadway, 



Illinois Central Railroad 







See that your Freight is routed via 

Illinois Central R. R. 

for the 

West, Northwest and Southwest. 

Direct connection with all the 

Eastern Trunk Lines $ 
Rail and Lake Lines 

To Dubuque, St. Paul, Minneapolis, Sioux City, f, 
Sioux Falls, Denver, Kansas City, Salt 
Lake, Portland, Ogden, San Fran- 
cisco, Seattle, Sacramento, 
Tacoma. 

Through Cars without transfer. 

through FAST FREIGHT LINE to the 

PACIFIC COAST. 
D. B. MOREY, 

General Freight Agent, NEW ORLEANS. 



THE 



ONLY TRUNK LINE 



from 



CHICAGO 



to the 



South, Southeast 
and Southwest. 



Cairo, St. Louis, Memphis, Jackson, 

Natchez, Vicksburg, Baton 

Rouge and 

NEW ORLEANS. 

Through without transfer. FAST FREIGHT 
LINE to the PACIFIC COAST. Consign 
your FRE1CHT via 

Illinois Central R. R. 

Connecting with the Steamship Lines for 
Europe, WEST INDIES, SOUTH and CENTRAL 
AMERICA. 



G. H. STEARNS, 

Genera] Eastern Agent, NEW YORK. 



W. E. KEEPERS, 

General Freight Agent, CHICAGO. 
93 



I I y HH NEW 

ENGER S 

G Railroad . 



THE NEW MILLION DOLLAR PASS- 
STATION of the- Illinois Centra 
.it 12th Street, Chicago, which 
will be completed before the time of the opening 
of the World's Fair, will be one of Chicago's 
great buildings, in whose architectural beauty, 
adaptation to modern requirements, there wii 
be reason t" be justly proud. The natural 
beauty and charm of its location is probably 
unsurpassed among railroad stations in the 
country. On the east and north it overlooks 
the sparkling waters ol lake Michigan, in sum- 
mer time teeming with commercial life and ani- 
mation, and from <>if its surface cooling breezes 
are watt to cool the heat waves emanating from 
a great city. Facing the front of the Station 



The 
Illinois Central 

Railroad 
and the 

CJCiorld's pair*. 




is the Lake Front Park, while its direct approach is from Chicago's famous Michigan Avenue, a 
boulevard typical of the wealth and fashion of this must marvelous City, all blending m graceful 
harmony. 







94 





The 

Illinois Central 
Railroad 

and the 

World's pair. 




R.R. 



ROUTE. 



7V S will be seen by the illustration above, the tracks of the Illinois Central at Chicago run 
y^A directly to the World's Fair entrance, in consequence of which that Road will necessarily 
■^(f^ be the principal means of getting from the City proper to the Exhibition Grounds in 1895. 
The suburban service of the "Central" is already favorably known as the largest and most complete 
of its kind in the country, which is the strongest possible argument that its WORLD'S FAIR SFRVICE 
will be efficient. 

For the proper handling of the enormous traffic which the Illinois Central Railroad will he called upon 
to perform, most extensive preparations are now under way, including the purchase ol three hundred 
special cars, to be used exclusively in the World's Fair service, and the traffic in and out of Chicago will 
be carried on an eight-track roadbed, elevated for over two miles. 

Its facilities for suburban, World's Fair, through passenger and freight trains, are independent of the 
other. It will also be noted that all through and l^cil trains in their departure and arrival through Chicago 
city limits pass the World's Fair Buildings and surroundings, of which, on account ol the elevation ol the 
tracks, a most extensive view is obtained from the car windows. This latter feature is peculiar to the 
Illinois Central Railroad, for it is the only Road entering and leaving Chicago in FULL VIFW OF THE 
WORLD'S FAIR GROUNDS AND BUILDINGS. 



95 




The 



altimore & H1 ° Railroad, 

THE GREAT FREIGHT ROUTE 



NEW 

YORK 

CITY 



BETWEEN 



AND 
THE 



West, 

Southwest 

AND 

Northwest. 



THE FINEST EQUIPMENT AND BEST TRAIN SERVICE. 

THROUGH CARS, FAST TIME, CAREFUL HANDLING OF FREIGHT, 

Prompt Settlement of Claims 

BALTIMORE & OHIO R.R. 

F'n ight for all 1 >ints on the Line of the Road. and its Connections, is received at Pier 27, East River, foot ! Dovei St.; 01 
I in -, North River, foot of Rector ; 01 1 Wesl 17th St. ; 01 1 I 7th St., and foot Grand St., Brooklyn, I 1 1 

Inward bound freight for New York City delivered at Pier 27. East River, and Pier 5, North River. 

CONTINENTAL LINE. 

'I'lu' Direct ami Quickest I. me via Cincinnati, to Louisville, Saint Louis, Kansas City, and the entire Southwest. Special* atten- 
tion is invited to the fact thai this line lies south of all " Blizzards " .mil heavy snow storm il the most desirable Winter Route 
from New Vork. Mark goods "Continental Line," ami ship at same depots as given above. 

For rates ol Freight ami full information, apply to the Agents of the < ompany and to 

A. C. ROSE, General Eastern Traffic Agent, 415 Broadway, New York. 

I li I tnd Ohio Railroad respectfully invites 

EXPORTERS AND IHPORTERS OF FOREIGN FREIGHTS 

to examine its facilities at Baltimore. Il has the mosl Extensive Docks, Wharves and Warehouses owned or used by an) K 
Company in Ihc United States, al I i tring minimum port expenses ami the prompt forwarding ol Freight of all kinds. 

The I A i the Companj will give special attention to such traffii 

I'll, (.ram Elevators it Locust Poi tied ami operated by the Company, and have storage capacity ..I 3,400,000 bushels, 

with facilities for unloading 1.2 11 loading 15 vessels of the largest tonnage, per day. Coastwise ami 1 amship 

Lines receive ami deliver freight al tin: Li Poinl wharves ..f t!ii> Com] 



JAMES MOSHER, East Bound Agent, 
No. + BROADWAY, N. Y. 

FRANK HARRIOTT, Genl. Freight Traffic Manager, 
BALTIMORE. MD. 



C. S. WIGHT, General Freight Agent 
PITTSBURGH. PA. 

C. E. WAYS, General Freight Agent, 
BALTIMORE. M D. 






Southern Pacific C ompany - 



tt 



SUNSET ROUTE." 

Morgan's Louisiana & Texas R.R. & S.S. Co., 

Houston & Texas Central Railway, 

Mexican International R,R. 



tri-weeRly line 



Sailing from Pier 25, North River, foot of North Moore St., New York, every Tuesday, 

Thursday and Saturday, at 3 P. M. 

IRON STEAMERS 

ALGIERS EXCELSIOR, CHALMETTE, MORGAN CITY. 

EL PASO, NEW YORK, EL MONTE, EL DORADO, 

EL MAR, EL SUD, EL SOL, EL NORTE, 

EL RIO. 

Taking Freight for 

HISSISSIPPI RIVER POINTS, 

And all Points in 

LOUISIANA, COLORADO, ARIZONA, 

MISSISSIPPI, NEW MEXICO, CALIFORNIA, and 

TEXAS, OLD MEXICO, CENTRAL AMERICA. 



MARK: MORGAN'S LINE SHIP AT PIER 25, N. R. 



For Shipments originating at Points other than New York, Mark and Consign "MORGAN 
LINE, Care E. Hawley, 343 Broadway, New York." Send for Stencil. 



For Through Rates, Bills of Lading, Insurance, and all other Information, apply to 

E. HAWLEY, Assistant General Traffic Manager, 
343 Broadway, New York. 

B B. BARBER, Agent, E. E. CURRIER. N. E. Agent, R. J- SMITH, Agent, 

No. 2og East German St., Baltimore. No. „,-' Washington si . Boston No. 49 South Tim J St., Plula. 

97 



New York, $usquehanna <$£ Western 

R. R. C om P an y- 



General Offices: 
15 cortlandt st., new york. 



New York Freight Depot, Pier 16, North River. 
Jersey City Freight Depot, First and Green Streets. 

REACHING 

HACKENSACK, N. J. PATERSON, N. J. PASSAIC, N. J. BUTLER, N. J. 

OGDENSBURGH, N. J. FRANKLIN (Sussex HAMBURG, N. J., DECKERTOWN, N. J. 

MIDDLETOWN, N. Y. Co.), N.J. SPARTA, N.J. BLAIRSTOWN, N. J. 

DELAWARE, N. J. COLUMBIA, N. J. DEL. WATER GAP, Fa. STROUDSBURQ, Pa. 



Through Freight Rates to Points on 

BOSTON & MAINF R. K. CI NTRAL R. R. OF NEW JERSEY. 

NEW Y( )RK. < >NTARI< > & Wl STERN R. R. PENNSYLVANIA R. R. 

PHILADELPHIA & READING K. R. PENNSYLVANIA, POUGHKEEPSIE 

& BOSTON R. R. 
New York Rates to and from all principal Western Points. 

C. I). McKELVEY, General Superintendent. I. I. DEMAREST, (jen'l Freight Agent. 



J 



acksonville. §t. Augustine &*- 

-* & |ndian J^iver (Railway 

"THE ST. AUGUSTINE -T^OUTE." 

From JACKSONVILLE via St. Augustine, Ormond, Daytona, New 
Smyrna and Titusville to ROCKLEDGE on the INDIAN RIVER. 



•* CONNECTIONS * 
AT JACKSONVILLE— With S., F. c<* W. and F. C. & P. Railways and the Clyde Steamship Line. 

AT PALATKA — With J., T. & K. W. and Florida Southern Railways, St. Johns River and Ocklawaha 

River Steamers. 

AT ROCKLEDGE— With Steamers for all points on INDIAN RIVER and LAKE WORTH. 

W. L. CRAWFORD, JOSEPH RICHARDSON, 

General Superintendent. General Passenger Agent. 

98 



"South Shore Line, 



jj 



Duluth, South Shore & Atlantic R'y, 



SHORTEST LINE BETWEEN THE 



East^^orth-west. 

5T. PAUL, DULUTH, 

HINNEAPOLIS, WEST SUPERIOR. 

All points on or via Great Northern Railway Line and Northern Pacific Railway. For shipping directions 

and all information, apply to 

WM. ORR, L. S. CREVES, W. F. FITCH, 

General Freight Agent, Commercial Agent, General Manage) 

MARQUETTE, MICH jss Broadway, NEW YORK. MARQUETTE, MICH. 



^merican ^ugar 
Refining Qompany, 



1 17 Wall Street, New York 



99 



THE NEW YORK. ONTARIO 
AND WESTERN RAILWAY. 



/^^\F all the railroads leading from New York, none can claim a more beautiful 
route across the State of New York than can the New York, Ontario & 
Western Railway. The ferries for this road leave the city at the foot of Jay 
and West Forty-second Streets, and the trains, after leaving the station at 
Weehawken, pass through the Weehawken tunnel, and run north just west of 
the Palisades through the beautiful Hackensack Valley. Near Haverstraw the 
road tunnels the mountain and emerges on the west bank of the river, and from 
there follows closely its shores through the Highlands of the Hudson, under the 
military grounds at West Point, to Cornwall. From Cornwall the route is 
northwesterly across the State, and the region traversed includes the counties 
of Orange, Sullivan, Ulster, Delaware, Chenango, Otsego, Madison, Oneida and 
Oswego, a section abounding in beauty, with its mountain summits rising 3,000 
feet above the- sea, its narrow, exquisitely-lovely valleys, its numberless trout 
streams, its gem-like lakes, its rugged hillsides and its quiet nooks. The whole 
region is tree from malarial lexers. The greater part of it is above the level of 
hay fever and rose-colds, ami its comparative dryness and uniformity of temper- 
ature, together with the resinous perfume of the pines, hemlocks and cedars, 
make it a desirable region tor persons afflicted with pulmonary diseases. One 
of Brooklyn's foremost physicians >a\ s • 

"It is the consensus of the opinions of many prominent medical men who 
have given the 'climatic' treatment of consumptives careful study, that we have 
on the western slope ol the \palacluan system (Sullivan and Delaware counties) 
climatic conditions throughout the whole year, as good, if not superior to those 
on the eastern slope of the Cordilleran chain, i. e., in Colorado, New Mexico, 
Arizona, etc." 

100 



In the past few years, this region has grown rapidly in the favor of "city 
people," and each year, more and more residents of New York and vicinity are 
sending their families up among the numerous farms, boarding-houses and 
hotels that dot the hills and valleys of this favored region, to renew their health 
and strength. These hotels, farms and boarding-houses have been collected by 
the Company into a pamphlet of 160 pages, beautifully illustrated, called 
"Summer Homes," and it is distributed free by the Railroad Company upon 
application to the General Passenger Agent, J. C. Anderson, 56 Beaver Street, 
New York. 

Besides the main line running from New York to Oswego, on Lake Ontario, 
the Company operate the Hllenville, Delhi, and New Berlin Branches; the Utica 
Division, running into Utica and Rome. The most important division is 
probably that leading from Hancock to Scranton, called the Scranton Division, 
and running down through the Wyoming Valley to Carbondale and Scranton 
From this portion of the road the Company get their famous Lackawanna 
Valley Coal, which is handled by the Sales Agents, Messrs. Dickson & Eddy, 
29 Broadway, N. Y. 

With its own line and connections, the O. & W. takes freight from New 
York to a large majority of the cities and towns of central New York and 
Eastern Pennsylvania, and it prides itself on its quick time in delivering it. It 
makes also the lowest rates of passenger fare in connection with its through 
trains and free reclining chair cars, than any road from New York, and with its 
fast freight line, the Ontario Despatch makes the lowest all-rail rates to the 
West. The Officers of the N. Y., (). & W. Ry. are: T. P. Fowler, President; 
}. B. Kerr, Vice-President ; R. D. Packard, Secretary-Treasurer; J. L. Childs, 
General Manager; J. C. Anderson, General Freight and Passenger Agent, with 
General Offices at 56 Beaver St., N. Y. 



IOI 



m oston and Maine R. R. 

THE ™ T T ° n UR :n CUMMER RESORTS 




ROUTE TO ALL 



s 



OF 



Eastern and Northern New England, 

Canada and the Provinces, 

WINNIPESAUKEE, SUNAPEE. CHAMPLAIN, M EMPH REM AGOG. 
ST. JOHN, RANGELY, MEGANTIC AND MOOSEHEAD LAKES. 

ADIRONDACK, WHITE MOUNTAI NS and GREEN MOUNTAIN REGIONS, 
MT. DESERT, ST. ANDREWS, AND ALL BEACH AND COAST RESORTS 
OF NEW ENGLAND, MONTREAL, QU EBEC, ST. JOHN, AND HALIFAX. 



P XCURSION TICKETS ° n sale at the principal offices during the Summer Season at greatly reduced 
~"^^^~ rates. Excursion Book, giving Rates, Hotel and Boarding House List, etc., etc. 

will be sent, postpaid, on application to Ceneral Passenger Department, Boston. 

R UMMER PUBLICATIONS : "All Along Shore," "Among the Mountains," and "Lakes and Streams," 
^^^"^^^~^— "^^^^ all profusely illustrated, wi II be sent, postpaid, on receipt of lO cents in 

stamps for each book. Complete List of " Books of Travel " will be mailed on receipt of postal. Address, 
General Passenger Department Boston & Maine R. R., Boston. 



Always the lowest rates between 

NEW ENGLANDandthe SOUTH andWEST, 

VIA 

Boston & Maine Railroad. 
D AILY irE^ s E RT™T T A H cH° E u D c ^TWEE N BOSTON a»p CHICAGO, 

Via B. &. M. R. R., C. Vt. R. R., C. T. and C. & C. T. Ry. 

The Only Line running Through BOSTON andST. PAULand MINNEAPOLIS, 
Sleepers Daily between 

Via B. &. M. R. R.. C. P. Ry., Soo Line. 

The New All-Rail Line via The Poughkeepsie Bridge Route. 

A LL TRANSFERS AVOIDED BETWEEN NEW ENGLAND AND THE SOUTH AND WEST. 
DAILY TRAINS WITH THROUCH SLEEPERS BETWEEN 

Boston and Philadelphia, Baltimore and Washington, 

Via B. & M. R. R„ Phil. St, Rdg. R. R.. B. & O. R. R. 

W. F. BERRY, Ceneral Traffic Manager. D. J. FLANDERS, Gen. Pass. & Ticket Man. 

1 02 



I ^orr^n^^qi^l I Tr'ty^ie^ 



WILL FIND THE 



F1TCHBURG ••• RAILROAD 

HOOSAC TUNNEL ROUTE 

thp FROM BOSTON to Troy, Albany, Saratoga, Lake George, Adirondack 

and Catskill Mountains. Syracuse, Rochester, Buffalo. Niagara Falls, 

rAVUKI ■ L- Hamilton, Toronto. Cleveland, Detroit, Cincinnati, Chicago, St. Louis, 

LINE and all points West, Southwest, and Northwest. >>h£ e ZisF£&&£&?5<r 



FAST + EXPRESS + TRAINS 

WITH ELEGANT PALACE, PARLOR 
AND SLEEPING CARS, TO AND FROM 

BOSTON and CHICAGO, and BOSTON and ST. LOUIS, 

VIA NIAGARA FALLS. WITHOUT CHANGE. 



THF POPULAR ROUTE for all points in Northern New York, Vermont and Canada. 

THE ONLY LINE running through cars, without change, from Boston to Rutland, Brandon, Middlebury, 

Vergennes and Burlington, Vt. 
THE PICTURESQUE ROUTE from Boston to St. Albans. St. Johns, Ogdensburg, Ottawa, Montreal 

and Quebec. 

ELEGANT PALACE. PARLOR AND SLEEPING OAKS 

to and from 

• • BOSTON AND MONTREAL • 

without change. 

Superb Equipment, Excellent Tram Service, Fast Time, and Courteous Employees. 



For Time-Table?, Parlor and Sleeping Car Accommodations, or further information, apply to any Agent ol the Fitchburg 
Railroad, and at 

250 Washington Street, or Fitchburg Railroad Passenger Station, Boston. 

J. R. WATSON, General Passenger Agent. 

103 



Xjouisville & X^^shville 



Railroad, 



The Commercial Traveler 

THE FRIEND OF . . and 

The Traveling Public. 



► ♦♦ ♦ ♦ ♦ ♦ ♦ 



When Shipping Freight, 
Remember the L. & N. 



SAH B. JONES, General Agent, 

381 Broadway, NEW YORK. 

Louisville & Nashville Railroad. 

i' '4 




UNION 



PACIFIC 
SYSTEM. 



t 




. 










Mark and consign freight care of 







Union Pacific System 
at Missouri River. 

For rates and all information apply to 

GENERAL EASTERN AGENCY, 

287 Broadway, New York, 

or the following offices: 

New England Agency, 

290 Washington Street, 

Boston, riass. 

and 

Ferguson Block, 

Pittsburgh, Pa. 

10; 



The most direct route to 

San Francisco, 

Sacramento, 

Los Angeles, 

Portland, Seattle, 

Tacoma, 

Spokane, 

Lincoln, 

Fremont, 

Hastings, 

Grand Island, 

Topeka, 

Denver, 

Colorado Springs, 

Pueblo, 

Trinidad, 

Leadville, 

Santa Fe, 

Salt Lake, 

Ogden, Butte, 

Helena, 

Anaconda, 

and all points in 

Kansas, 
Nebraska, 
Colorado, 
Wyoming, 
Montana, 
Utah, Idaho, 
California, 
Oregon and 
f Washington. 




Y 




The Plant System. 

Comprising the 

Savannah, Florida & Western Railway, 

Charleston & Savannah Railway, 

Brunswick & Western Railway, 

Alabama Midland Railway, 

South Florida Railroad, 

Silver Springs, Ocala cV Gulf R. R. 

Plant Steamship Line. 



To the Cotton Fields and Fruit Gardens 
of Georgia and Alabama. 

To the Orange Groves and Phosphate 

Beds of Florida. 



For information apply to 

J. D. Hashagen, Eastern Agent, A. P. Lane, Agent, 

261 Broadway. New York. 268 Washington St., Boston, Mass. 

J. B. Andrews, Agent, C. D. Owens, Traffic Manager, 

205 East German St.. Baltimore, Md. Savannah, Ga. 

106 




PENNSYLVANIA 
DAILROAD 



T Hb trunk link PaSt The W^St. 

BETWEEN THE I M T T 

THIS LINE, WITH ITS CONNECTIONS, FORMS THE 

SHORTEST AND MOST DIRECT ROUTE 

BETWEEN THE ATLANTIC SEABOARD AND ALL PORTIONS 
( >F THE WEST, NORTHWEST, AND SOUTHWEST. 

RE1GHT AGENCIES. ■ 

Have been established in .ill the principal cities, at which arrangements 
can be made for the movement ol freight to all the principal points in the 
territory reached by this line. 

Facilities are offered for the transportation of Live Stock, and good accommodations, with 
usual privileges, for persons traveling in charge thereof. Shippers intrusting the trans- 
portation of their freights to this company can rely with confidence on its speedy transit. 



T 



HE RATES OF FREIGHTV 



To any point in the East or West by the Pennsylvania Road are at all times 
as Favorable as are Charged by other Railroad Companies. 



Any information desired on the subject of freights will be furnished by any of the following: 
J. A. ACKLEY, New England Freight Agent, S. L. SEYMOUR, Division Freight Agent, 



Pittsburgh, Pa. 
Cincinnati, Ohio. 



20=; Washington Street, Boston 
O. J. GEER, General Agent, H. W. BROWN, Agent, 

No. 2 Beaver St., New York. 
E G DIXON, Division Freight Agent, WM, BORNER, General Western Agent, 

1 6 South Fifth St., Philadelphia. Chicago, 111. 

W J. ROSE, Division Freight Agent, C. S. FREEBORN, Agent, 

Harrisburg, Pa. St. Louis, Mo. 

GEO. T. SMITH, Agent, R- F- FEIST, Agent, 

r Astor House and 433 Broadway, N. Y. No. 70 Wall St., New 1 ork. 

WM. H. JOYCE, CHAS. A. CHIPLEY, 

General Freight Agent, Philadelphia. Ass't Gen. Freight Agent. Philadelphia. 

GENERAL FREIGHT OFFICE PENNSYLVANIA RAILROAD CO., 243 S. 4th ST., PHILADELPHIA. 

107 



{"^entral Railroad of New Jersey, 



Just a plain business talk, and just as little poetry and sentiment as possible ; that is what follows. 




Y 



fc.< >U nil- nut an Arab, ami you have no particular weakness 
for tents. But you may have had a m ry strong longing for 
them some of these sultry nights, when you have hung out of 
the narrow window in your "modern llat," like the tongue 
out of the mouth of a panting dog. The comparison is 

I :ly, hut so is the unpleasant (act that you get modern improvements 

in plenty, hut Imle of the old-fashioned, but indispensable, commodity 
known as fresh air anywhere within the close town. You are crowded, 
ami so are your neighbors, and it makes you more irritable when you get 
home at night, and not any the less so when you come to the offiee in 
the morning. '1 he hours in which you travel between youi office and 
your home, and tin- indulgence in that delightful method of rapid transit 
bi iween heaven and earth, suspended by a car snap, is not calculated 
to add to your good spirits. Sidl you go on, morning and night, day 
aftei day and year after year. Why? Becau e you must or because you 
want to struggle foi breath that way all your life ? Well, hardly. Von 
surely do not live that way ol youi choice, and you need not so live 
l 'I i .hi . you , .min i change it. 

In less i ini. ill. in i! takes to travel between Harlem and your down 

i. ...n office, and al hut very little greater cost, if any. you can reach 

delightful spots wheie every convenience of the town is introduced 

without any ol iis inconveniences ; where every breath of air purities the 

lungs instead of poisoning them ; where bright eyes and rosy cheeks will 

be the quick response to nature's all-powerful doctoring. Ami nature 

submits no doctor's lulls after the cure 

,5 ^^^^fi -\. ^~ ne Central Railroad of New Jersey can oiler yen all this, and 

*" "***^*«^^ fc .-■', will not require you to pass through any ol the discomforts ol ci 

'■.". \JT ^V, _~j nBftlh t -™ i^8 ***"*«•-. railway travel. (jomf. u til L- ..n .ln.ni -.well ventilated passenger 

q / \ ^V J 'y\Si 7^- ■* Sj* '* lies, quick time over the finest four- track mad bed in the world, polite 

/ " " ^ | |i* \ TfflBw y employes, frequent trains ami trains at almost all hours, make travel 

1. Hum the suburban settlements on the line ..t tin- road and your place 

ol business in the metropolis, tin- beau ideal of comfort and convenii n< .■. 

There are three divisions of our suburban system, the first ending at 

I: o .lie, and including between that and New York, Communipaw, 

Greenville, five stations of Bayonne City, Elizabethport, 

vtj "fTjfcj'TTT ' il Tva -jft ' '' ■''" ''' J " (i ' ; Mi,,a - 

'■ ' T'-B ["TMB^^BB ^"TjftP^ • ' ' ie second division extend- to I Mmellen, and include < i.mt..i.l 

rflHNHlHM ' »~' W ' itudil laiiw 1. Nctherwood. I'lainlicld, ( irant Avenue and 1 

The third division extends as far as Souk i villi', including Bo 

i erne. 
lor the clerk, whose duties begin early in the morning, thi 
in .. 1 it ions from the various points on the -• vera] divisions that will 
him in in the morning as i o'clock. Between thai and 

- 'clock ther. points on the third division and 

between. You can reach Liberty Street from extreme points on the 

second and third di\ isions in an hour and I. 

I or tin woman ol tin- house, who goe to t..wn to do her shopping or to attend the matinee, there is any number of trams which 

will bung li i i ity, gi\e her an hour ..i t « I II ample lime to attend the matinee without leaving her home 

earlierthan u.oo itelj later than that, as her h irerthecity. Leaving any point on the suburban system after 

12.30 o'clock in the afternoon, she reaches the city in ample time for the afternoon', pleasure. 

For the visitor, who has protracted his stay or the lover, in faithful attendance upon one of the many bright and attractive belles, 
featun lutiful iuburban settlements, there are trains for the city as late as 11.30 and past midnight. The theatre parly can 

no 1: ;unl ; |n|i. m.. giving them an abundance of time. 1 1 will not be necessary for this thi 
it in the city, because at 1 1 jo and 1 _'. 1 5 at night there are trains to < onvey them to any place on the suburban 

Should hen is a train : 1 h 1 lock in the oing to the extent of the first division. 

inter, who has put the news in presentable shape for the early morning 1 a lailies, can fold away his apron, and 

need n 1 tint in troubled rest before he may take his train home, for at 4.30 a. in. a train leaves the 

city which will enable him, within less than an hour, to rest his weary limbs in his own bed ami amid his home comforts, between 
j. 00 and 8.00 o'clock there are no less than thirty-four trains leaving the city, giving broker and buck layer alike their own turn to gel 

home. The earl) , lays a week, a doi 12.15 train. Their is, in fact, every reasonable 

accommodation on Sunday just as well as during the weel I [42 trains a day during the w. are 57 on Sunday ; and 

tin-re is probably not a 1 ; New Y.uk to day, no matter what his occupation or his hours may be. wl 1 the time upon this 

road would not accommodate. The question then is : Why should you continue to live in quarters when you are crow, ling others, 
■oil « ii? If you rent along this line you will get better accommodations, and a much more roomy and 

rtable dwelling I and, with all it- I ) iur flal will not hold a candle to it. Why should you 

jeopardize the livi - ..I your dear ones where the lack of ventilation i- bound to be a -..inc. ,,f failing health ? Why should you not 
spend some of your holiday- 1 right sunny day take a trip on the Central Railroad of New Jersey and convince yourself 

..I ilm beauty of it- suburb. i nts, and the coziness and the comforts of suburban home life? Why should you not take 

a.b nor facilities ..tiered along this line for acquiring a home which 111 the course of time will be your own ? 

I 11 ifficet and employe's of this Companj will always b tdy and willing to impart any information sought, either at the 

New York, or at any of the stations on their line. 



1 . 18 



Delaware, Lackawanna <§£ Western 

Railroad Company. 



F 



AST FREIGHT LINES: 

LACKAWANNA LINE. 

GREAT EASTERN LINE. 

NEW YORK DESPATCH REFRIGERATOR LINE. 

NORTH-WEST DESPATCH FAST FREIGHT LINE. 

AMERICAN TRANSPORTATION CO. 

LACKAWANNA LIVE STOCK EXPRESS. 

LACKAWANNA & BOSTON LINE. 



L A 



AKE LINES: 



LACKAWANNA TRANSPORTATION CO. 
LAKE ERIE TRANSPORTATION CO. 
CLOVER LEAF LINE. 
NORTHERN STEAMSHIP CO. 
UNION TRANSIT CO. 



B. A. HEGEMAN, Traffic Manager, HENRY C. HICKS, Ass't Gen'l Freight Agent. 

26 Exchange Place, New York. 

R. S. ROBERTSON, General Eastern Freight Agent, 

429 Broadway, New York. 

A. FELL, Western Freight Manager, Buffalo, N. Y. 

109 




Reading Railroad 

©yste 

Philadelphia and Reading R.R., 
Lehigh Valley R.R. 

Between New York and Philadelphia, 

The Anthracite and Bituminous Coal Fields. 

Northern, Central and Western New York, 
and Fast Freight Lines to the West, 
North and South-west. 



Modern Equipment. Refrigerator, and Eastman Summer and 

Winter Fruit Cars. 



Fast Freight Lines operating over the Reading System from New York. 

Traders Despatch, 

Lehigh and Wabash Despatch, 

Lake Shore— Lehigh Valley Route, 
Lehigh Valley Despatch, 

Lehigh Valley Transportation Co., ) 

.. ., _. _ - Rail and Lake Lines, 

Northern Steamship Co., \ 

Diamond Despatch Canal and Lake Lines. 

General Eastern Freight Office, 235 Broadway. 

T. J. KLASE, 

Gen. Eastern Freight Agent. 

JOHN TAYLOR, B. H. BAIL, 

Gen. Traffic Manager, Gen. Freight Agent, 

Philadelphia, Pa. Philadelphia, Pa. 

1 10 



Of 



La£iJLa; 



pa 



J^RIE hl^ES 






l^ew Y or k> Jjake H r ' e 



f-.Jfv„ 

PC] 



•fl 



& (jQestern Dailroad, 
]SlewY or k> Pennsylvania 

& Qhio Railroad, 
Chicago & E rie Railroad. 






-••••- 



QUICK TIME BETW 

Fast Freiqht Limes, all points east, 
Z g NORTHWESTERN A 



QUICK TIME BETWEEN NEW YORK AND 

AND THE WESTERN, 

NORTHWESTERN AND SOUTHWESTERN 

STATES AND THE CANADAS. 
JTRIE DESPATCH: 

F. D. HUNTER, Acting General Manager, New York. 
QOMMERCIAL EXPRESS FAST FREIGHT LINE: 

J. A. MOORE, Ceneral Manager, Buffalo, N. Y. 

INTERSTATE DESPATCH: 

H. C. DIEHL, Manager, Buffalo, N. Y. 

(JNION DESPATCH— Lake and Rail, during season of navigation. 

WASHINGTON BULLARD, General Manager, Buffalo, N. Y. 

QUICK TIME, THROUGH CARS, LOUJ RATES. 

Ofri^^.'^c,! Ci^^^^i^c • New York, Rochester, Boston, Philadelphia, Newark. N. J., Albany , Cleveland, 
FFineipai HgeneieS . Cincinnatii Columbus, Dayton, O.. Urbana, O., Salamanca, Toledo, O., Indian- 
apolis, Evansville. Ind., Peoria. 111., Minneapolis, Chicago, St. Paul. St. Louis, Kansas City, Leavenworth, 
Louisville, Omaha, Council Bluffs. 

S. P. SHANE, General Freight Agent. N. Y., P. & O. R. R., Cleveland. O. 

C. L. THOMAS, Asst. General Freight Agent, C. & E. R. R.. Chicago, 111. 

J. DEUEL, Asst. General Freight Agent, N. Y., L. E. &. W. R. R., New York. 




GEORGE G. COCHRAN, 



Traffic manager, NEUU YORK- 



H. B. CHAMBERLiAlN, 

Gen. preight Agent, plEUi YORK- 



CENERAL OFFICES: 2 1 Cortlandt St., New York City. 

WESTWARD FREICHT OFFICES: 4- O 1 Broadway, New York City. 

WESTERN OFFICE: Phoenix Building, Chicago. III. 

1 1 I 




Grand Trunk 



AND THE 



CHICAGO & GRAND TRUNK RY'S 

FORM THE GREAT THROUGH LINE 



BETWEEN THE 



EAST AND THE WEST, 



THKOlKm THE 



St. Clair Tunnel, 

"The Link that Binds Two Great Nations.'' 



For rates to points in Canada and the United States, and other information, apply to 

J. BURTON. O. S. COCKEY, 

General Freight Agent, MONTREAL. General Agent, 291 Broadway, NEW YORK. 

J. W. PETERS, Agent, F. A. HOWE, Agent, 

260 Washington St., BOSTON, MASS. Home Insurance Bldg., CHICAGO, ILL. 

L. <J. SEARGEANT, General Manager, 
MONTREAL, P. Q. 

I 12 



Sknth • Fe • System * 



# 



/ITCHISOD, TOPEP f S/1NT/I FE 



51. Eoui5 f 5^n Fr&ncisco R'&ilw&y. 
Gulf, Colorado § S&nf & Fe Redlwiiy. 
/Ifknlic f Pacific RMlro&d. 
folorivdo Hidknd R&ilw&y. 
Southern (\Iiforni& R&Hwky. 
Sonor<\ R&ilw&y. 



4 s 



Mark and consign your freight 
care 

SANTA FF LINE, 

Chicago, 

or 

FRISCO FINF, 

St. Louis. 



For rates of freight, bills of lading, and .ill information, applv to 

261 BROADWAY, NEW YORK. 

29 SOUTH 6th ST., PHILADELPHIA. 

332 WASHINGTON ST., BOSTON. 

68 EXCHANGE ST., BUFFALO. 

303 BANK OF COMMERCE B'LD'C, PITTSBURGH. 
169 WALNUT ST., CINCINNATI. 

213 BANK ST., CLEVELAND. 

63 GRISWOLD ST.. DETROIT. 

212 CLARK ST., CHICAGO. 

IOI NORTH B'WAY, ST. LOUIS. 



• 



Srnth • Fe • System 



us 



fQexiean 

Qentral 
pailoiay. 



it Ti« Principal Railway 



Qld M exico ' 



ms- 



EXTENDING FROM 



-* 



EL PASO (TEXAS) T0 

CITY OF MEXICO, 



WITH BRANCHES TO 



M 



San Luis Potosi, Tampico, Guanajuato, 
Guadalajara, Pachuca, 

AKING AN AGGREGATE OF _ % ^ _ T ^ 

1846 MILES OPERATED. 



CONSTRUi 111' WITH SI 11.1 RAILS, IRON BRIDGES, STON1 CI LVERTS, 
AND WELL-BALLASTED ROAD-BED. D WITH 

PULLMAN PALACE DRAWING = ROOM SLEEPING CARS, 



ELEGANT PASSENGER COACHES, 



RECLINING CHAIR CARS, 



FIRST=CLASS MOTIVE POWER. 



|T i ill 1 ks h i i ill 1 i lURIS I I IB O iMMI 
TRAV1 11 R 1 ill- SAFES'! AND 



Most Attractive Route.- 



T( ' Al 1 nil PRINi IPAL CI flES l\ MEXICO. 



/ of (he foil '. 
M. H. KINC. General Western Agent, - 236 South Clark Street, Chicago, 111. 

C. E. MINER, General Traveling Agent 
W. P. FOSTER. Traveling Passenger At;ent - 



10 5 N. Broadway, St. Louis, Mo. 
105 N. Broadway, St. Louis, Mo. 



H. B. CUILiKINS, 

Ass't Gen'l Passenger Agent. 

CITY OF MEXICO. MEX 



E. A. LUHITE, 

Ass't Gen'l Passenger Agent, 



l 14 



Denver & Rio Grande Railroad 





To the Traveling Public ! 

IN SELECTING YOUR ROUTE ACROSS THE CONTINENT 
BEAR IN MIND THE FACTTHATTHIS IS THE 

1 • • • • ONLY LINE 


c 


DENVER SALT LAKE CITY 
and OGDEN 


o 


PASSENGERS 

Choice of Two Routes 

WITH THROUGH 

PULLMAN PALACE BUFFET AND 
TOURIST SLEEPING CARS 

BETWEEN 

Denver, San Francisco 

and Los Angeles. 


o 



The New Standard Gauge Line leaves the old one at Salida and passes through Leadville and Glen- 
wood Springs, forming a junction with the old line, via Marshall P£iss and Black Canyon, at Grand Junction. 

The old line will be operated as before, and trains run in connection, ALL CLASSES OF TICKETS 
being optional. 

This change of line does not lessen our claim to the title of the "SCENIC LINE OF THE WORLD." 
as the new line is replete with scenic attractions not equalled by any line across the Continent. 



m» . rj^ DADPD'i F^Tf* Containing descriptive and statistical information, will be furnished free on application, either 

JTl/\r<r>, rArCK^i C, I ^., in person or by ma ,i, to any of the following agents of this Company. 



S. K. HOOPER, General Passenger and Ticket Agent, 318 Equitable 
Building, Denver, Colo. 

F. A. WADLEIGH, Ass't Gen. Pass. & Ticket Agent. Denver, Colo. 

T. W. BECKER, General Agent, 379 Broadway, New York. 

J . W. SLOSSON, General Agent, 236 Clark Street, Chicago, 111. 

W. F. TIBBITS, Traveling Passenger Agent, Denver, Colo. 

W. M. RANK, General Agent Pacific Coast, 219 Front Street. San 
Francisco, Cal. 

H. V. LUYSTER. Traveling Passenger Agent, 1008 Broadway, Kan- 
sas City, Mo. 

W. R. PECK, City Passenger Agent, Denver, Colo. 



ALEXANDER JACKSON. Gen. Agent, Pass. Dept , Pueblo, Colo. 
A. McFARLAND, City Ticket Agent, 1662 Larimer St , Denver, Colo. 
S. M. BROWN, Joint Agent, Leadville, Colo. 
J. M. ELLISON, General Agent, Colorado Springs, Colo. 
W. J. SHOTWELL, General Agent, Salt Lake City, Utah. 
ELMER CLARK, Contracting Agent, 236 Clark St., Chicago, III. 
JOSEPH S. REYNOLDS, Contracting Ag't, 236 Clark St., Chicago, III. 
C. S. ORCUTT, Contracting Agent, 219 Front St., San Francisco, Cal. 
C B. SMITH. Traveling Freight and Pass. Agent, Leadville, Colo. 
J. S. GARD, 1 raveling Freight and Pass. Agent, Salt Lake City. 
J. H. WATERS, Joint Agent, Aspen. 



H. E. TUPPER, Traveling Passenger Agent, 379 Broadway, New York. 



For advice concerning the Denver & Rio Grande Express, which is operated in connection with this Railroad, apply to 
C. W. KRAMER, Manager of Express, Equitable Building, Denver, Colo. 

"5 



A 



■ 1 



*? 




ORTHERN PACIFIC R.R 



; rfea jL 



B 



♦ 






THK 



YELLOWSTONE PARK ROUTE 



to MONTANA and 



PACIFIC COAST. 



TH K< >i '.II 



Vestibuled Pullman Sleepers 

FROM CHICAGO DAILY. 
2'CHOICE OF TWO ROUTES i 2 

WISCONSIN CENTRAL or CHICAGO, MILWAUKEE & ST. PAUL RY. and NORTHERN 

PACIFIC R. R., to all Points West, including LIVINGSTON, 

HELENA, BUTTE, SPOKANE, 

TACOMA, SEATTLE AND PORTLAND. 



J, M. HANNAFORD, 



CHAS. S. FEE, 



CHAS. B. LAMBORN. 



P. B, GROAT, 



General Traffic Manager, Gen'l Pass, and Ticket Ag't, 
ST. PAUL, MINN. 



Land Commissioner, General Emigration Agent, 

ST. PAUL, MINN. 



W. N. MEARS, Traveling P. i rig P Agent, 319 Bi >a I way, New Y. irk. 
GEO. R. FITCH, General Eastern Agent, 319 Broadway, New York. 

Il6 



(Didland 




Railway 



OF ENGLAND. 



EXPRESS TRAINS BETWEEN 
LIVERPOOL Centra.) 

AND LONDON (St. Pancras) 

AT CONVENIENT INTER VA1 S. 



A 

9" 



THE MIDLAND is the only line between 
Liverpooi and London passing through 
the Magnificent and Picturesque Scenery ol the 

PEAK OF DERBYSHIRE 

am, the VALE OF MATLOCK. 



<^ PECIALi EXPRESS T^AI^lS run i>om 

LIVERPOOL (central) to LONDON (ST. pancras* 

For a reasonable number of Passengers, when required in connection with steamers from America. 

Holders of First-Class Tickets. p. r» £7 

Via The Midland Railway, can use the L>RAWING= KOOM bALOONS- • • • 

By the Day Express Trains between Liverpool and London without extra charge. 

private Drawing=Room Saloons, vvlth Lavatory and other conveniences, provided for the ex- 
■ =: elusive use of parties of seven or more, without extra charge. 

■ • ■ EXPRESS TRAIN SERVICES BETWEEN • • • 

LIVERPOOL! (exchange) and SCOTLiAHD, 



.U 

j 



A I SO BETWE1 N 



LtOHDOH (st. pancras) and SCOTbAHD, 






The Direct Route to GLASGOW and GREENOCK (for the Western Highlands and Islands), through the 

LAND OF BURNS. 
EDINBURGH, through MELROSE and the WAVERLEY District. 
PERTH, ABERDEEN. INVERNESS, etc., over the FORTH BRIDGE. 

IS CHECKED THROUGH from New York or the Landing Stage at Liverpool to any Hotel, Private Re idence, 



RAGGAGE is checked ■ 

*-* or Railway St.it 



v Station in London. 



THE "ADELiPHT" HOTELi, LtlVERPOOLi 

l Ahl l PHI ""II I, COMPAN1 ), 

Reorganized, Refurnished, and Redecorated, is now one of the Best of European Hotels. 

THE miDLiAND GRAND HOTELi, 

Attached to the London (St. Pancras) Station, is one of the Largest and Best Appointed in Europe. 



TTICKETS, TIME TABLES, and all information required by trawlers may be obtained from the Company's 
American Agents. Mr. Hurley and Messrs. Thos. Cook & Son, 261 and 202 Broadway, New York : 

or of Mr. John B. Curtis, Liverpool Agent of 

The Midland Railway Company, England. 
D ERB y. George H. Turner, General Manager. 

117 





F. A. RINGLER & CO., 

MANUFACTURERS OF 

PLATES FOR ALL PRINTING PURPOSES BY VARIOUS PROCESSES, 
21 & 23 Barclay St., to 26 and 28 Park Place, New York. 



US 



The Nicaragua Canal. 



THE 






Oatecciay 



TO THE 

Pacific. 



The Nicaragua Canal 

Construction Company, 



44 ttlall Street, 

OUarncp (Tlillep, 

President. 

119 



\ieua York 



w 




Colt's Pat. Fire Arms Mfg. Co. 



> 




HARTFORD. CONN., U.S.A. 



Revolvers, 



Rifles, 



Shot=Quns. 




The 22 Calibre " Lightning" Rifle. 




'<^* 



The Double-Barrel Hammerless Shot-Cun 




Material and Workmanship of the Very Best 



120 



£$$1^ 









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1 1 s 



a 

o 

m * 

-a P-, 



cj O 

> 

O IB 

— 5 
c - 

a; oa 

CB *^ 

Jj i) 

p* ai 

£ -c 

- -r 

.SP*J 



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S 



\ 



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/» 







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1 i l 1 i i i i i ^ i 



Manufactured in all F: 

Corresponde 

FOJ? SAXJB BF ^^ LEADING STATIONERS. 

Trade Supplied by Makers. 

pH. pA^E pMUF^TURlM CO. 



NEW YORK, U. S. A. 



Display V 
Secti 



GEORGE A. RAISBECK, Pres.dent. PH. HAKE, Treasurer. GEO. W. P. KNOTT, Secretary 



PH. HAKE WAlNKJFAGTyRING 

COMPANY, 



Established 1867 ( . f .J l*\ \ 'J L\ |\l \/ Incorporated 1891 



Chicago Salesroom : I— : \S2. & lo4 LJJLA O I . , 

"5*207 STATE ST., ROOM B7. „NEV YORK, U.S.A. 

Makers to the American people ol . 

TYLISH • "CINE • C TATIONERY, 



.. 



C TYLISH • C INE' C 






. . . Embracing 
Fine Papers in quarter reams, Papetries, Illu- 
minated Box Papers, Plain and Fancy Weddings 
bv ream or cabinet. ..... 




«tf WlSITING CARDS 



College Commencements, Opening and Circular 
Announcements, Ball Programmes, Badges, 
Tassels, Calendars, Tablets, Bevel Cards and 
MOURNING Fancy Bevel Folders, Dinner Cards, Fancy 

STATIONERY Souvenirs and Banquet Menus, 

in all sizes and borders, in 
Papers and Visiting Cards. . 

Progressive Euchre. Angling and Whist Sets llOtCl iYlGriUS 

and Tally Card, a Spedalty . 

Correct Euchre Score System. 

PH. HAKE MANaFAGTiHRING GO., 

NEW YORK CITY. 

Cable Address : HAKE. N. Y. ExHIBIT WoRLD ' s Fair Column 88 " 

121 



1850. » 1893. 



The United States 

Tife Insurance Co. 



In the City of New York. 



OFFICERS. 

GEORGE H. BURFORD President. 

C. P. FRALE1GH Sb retary. 

A. WHEELWRIGHT Assistant Secretary. 

WW. T. STANDEN, Actuary. 

ARTHUR C. PERRY Cashier. 

JOHN P. MUNN Medicai Dirb roR. 

FINANCE COMMITTEE. 

GEO. G. WILLIAMS Prest. Chem. Nat. Bank. 

JULIUS CATLIN, Dry Goods. 

JOHN J. TUCKER . Builder. 

E. II. PERKINS, Jr., . Prest. Importers' and Traders' Nat. Bank. 



The two most popular plans of LIFE INSURANCE are the CONTINUABLE TERM 
POLICY, which gives to the insured the greatest possible amount of indemnity in the event 
of death, at the lowest possible present cash outlay; and the GUARANTEED INCOME 
POLICY, which embraces every valuable feature of investment insurance, and which in the 
event of adversity overtaking the insured may be used as COLLATERAL SECURITY FOR 
A LOAN, to the extent of the full legal reserve value thereof, in accordance with the terms 
and conditions of these policies. 



Good Agents, desiring to represent the Company, are invited to address J. S. Gaffney, Superintendent of 

Agencies, at Hon. 

12 2 



Harper's 



Magazine, Weekly, Bazar, 
and Young People 



Harper's Magazine. 

Engagements have been made 
with the most distinguished writers, 
and several special enterprisi i i 
somewhat extraordinary magnitude 
are under way that presage a must 
entertaining series of numbers foi 
1893. The illustrations will con- 
tinue to be as perfect as the h t 
talent and processes can make them. 

Per year, postage free, $4.00. 



They will 
be better 
than ever 
this year 



Harper's Weekly. 

This journal keeps abreast of 
the history of each week, singling 
out for emphasis the events and 
personages of importance. Its illus- 
trations are numerous and by the 
best artists. Its department of 
fiction is replete with the most 
entertaining short stories by the 
best writers 

Per year, postage free, $4.00. 



(jreatest A mer * can 



Harper's Bazar. 



the 



Each issue is the record 
week in woman's world. It con- 
tains the latest in fashions and in 
Palis designs ; the best in bright 
stories and high-class humor ; the 
most thoughtful and practical 
essays ; the best artistic attractions, 
and an indispensable pattern-sheet 
supplement. 

Per year, postage free, $4.00. 



No home 

of culture 

should be 

without them 



Harper's Young People. 

" The Mate of the Mary Ann," is 
just beginning, and other serial and 
short stories will follow. The spec ial 
articles will be interesting and 
valuable. Numerous illustrations, 
poem-, anecdotes, articles on pas- 
time ;, and every other subject of 
interest to young people, make up a 
delightful programme for the yeai . 

Per year, postage free, $2.00. 



The Best Literature 
and the Best Art 



Periodicals 



Upon receipt of Ten Cents 
the publishers will mail you 
a sample set of above. 



SUBSCRIBE NOW. 
Harper & Brothers, Publishers 

Franklin Square, New York, N. Y. 



Newsdealers, Booksellers . 
and Postmasters receive 
subscriptions. 



\2- 




IETH AVENUE HOTEL 



Madison Square, New York. 







J&t i J 










t) ■ fj 



The largest, best appointed, and nrjost 
liberally rriancrged hotel in the cily. with 
the rnost central and del igr^tf Ul location. 



A. B. Darling, 
Charles N. Vilas, 
E. A. Darling, 
Hiram Hitchcock. 



Hitchcock, Darling & Co. 



124 




FJFTfl * ?\VEr}ttE • flOTEL 

iWadison S<1 uare > N e w Y ork - 



HIS noble pile of white rriarble, Corinthian 
architecture, covering eighteen full city lots 
and accorniTjodating one thousand guests, 
rqarks a place in the heart of the great 
City of New York and an era in the history 
of the Nation's wealth and advancement. 
It is located in the centre of the City, upon 
the charrning Madison Square, and at the 

intersection of the two great streets, Broadway and Fifth 

Avenue, and convenient to the rnost important points of interest 

in the Metropolis. 

His Royal Highness the Prince of Wales made the Fifth 

Avenue his home when in New York in I860, and its patrons 

include the names of the most prominent men and women in 

America— the Presidents, hundreds of Government Officials, 
Senators, Congressmen, Judges. Army and Navy Officers, 
Divines, Physicians, Authors, and in fact all who have attained 
prominence and celebrity in public and private life, both at 
home and abroad; and the most distinguished Europeans of 
rank and title who have visited this country. 

It has been the centre of all the great public occasions 
which the City has witnessed for thirty years. 

Years have come and gone, new hotels have multiplied 
with innovations and features introduced to affect and influence 
patronage, but the Fifth Avenue is as new and fresh as the most 
recent hotel construction, with more liberal accommodations 
than any of them, and its well-earned reputation as the lead- 
ing Hotel of the world is more and more assured. 




ASPHALT PAVEMENTS 

IERE first laid in Paris, France, in 1854. The material used was a lime- 
stone impregnated with Asphalt, mined in Neuchatel. Its utility 
was discovered by the use of the rock upon the road leading from 
the mine in the nature of Macadam. The use of improved 
methods and machinery brought it to its present high state. 

This class of pavements was soon afterwards adopted by 
Berlin, London, and other European cities, so that up to the present 
time (1892) there has been laid 2,033,200 square yards. Berlin heads the list 
with over one million yards, and Paris following with three hundred and 
eighty-five thousand yards. Its smoothness, comfort to horse, vehicle and 
riders, cleanliness, ease of repair and great sanitation led American inventors 
to adopt, soon after the war, a coal tar substitute. Coal tar pavements were 
laid in many cities in the United States up to within a few years. The) 
proved failures. A Belgian chemist, experimenting for paving material equal to 
or superior to the European natural bituminous rock, turned his attention to the 
large deposit of Asphalt known as the Pitch Lake in the Island of Trinidad. 
By the combination of this Asphalt with sharp sand, limestone dust and the 
residuum of petroleum, a pavement superior to those of Europe was made. 

The European rock becomes very dense and attains a high state of 
polish and becomes very slippery, and requires sanding, while the pavement 
made of Lake Asphalt has a gritty surface, affording a good foothold for 
horses, besides being more durable. 

The Trinidad Lake Asphalt pavement was first laid in this country in 
quantity on Pennsylvania Avenue in Washington, 1). C, in 1876. Its i^reat 
success there led to its adoption as a standard pavement in over seventy of 
the largest cities in the United States and Canada, and the present area now 
covered is upwards of twelve million square yards, making a roadway 26 feet 
wide 800 miles Ion-, put down by 27 companies and individuals. Of this 
amount of Trinidad Lake Asphalt Pavement THE BARBER ASPHALT 
PAVING COMPANY, of Xo. 1 Broadway, New York, has laid, during 
its fourteen vears of existence, over six and one-half million yards. 
Information and estimates given upon application. 

126 



Cleveland's is 
the strongest 
of all pure 
cream of tartar 
baking 
powders, 
yet its great 
merit is 
not its 

strength, but 
the fact 
that it is 
pure, 
wholesome 

and 

sure. 



Copyright 1893, n.v.-l 1 Baking Powder Ci 





Which is longer ? 

To the evt the lower of the above, No. 
2, seems to he the longer, but actual 
measurement | roves it to be precisely 
the same length as No. I. 

To the eye, bread, enke or bis- 
cuit made with an Alum or Ammonia 
baking powder may look very nice, 
but made with 

Cleveland's 
Baking Powder 

it will be finer grained, will keep 
moist and fresh longer, and will not 
have a bitter or unpleasant taste; 
and above all, it will be perfectly 
wholesome. Copyright. 



" You're light 
enough when I 
tai klo you" said 
the little can of 
Cleveland's bak- 
ing powder to 
the big barrel of 
flour. 

(Copyright.) 



Instead 

Of bread 

'Twas lead. 

She said, 

Till the privilege 

was allowed her 
To make 
And bake 
And take 
The cake 
With Cleveland's 

baking- powder. 



One 

rounded teaspoonful 
of Cleveland's 
Baking Powder 
does more and better work 
than a heaping 
teaspoonful 
of any other. 
A large saving on a 
year's bakings. 



127 



I — I H 



TH E 

CHASE NATIONAL BANK 

OF THE CITY OF NEW YORK. 

CAPITAL AND SURPLUS, $1,500,000. 

H. W. CANNON, President. 

WM. H. PORTER, Vice-President. 

J. T. MILLS, Jr., Cashier. 

C. C. SLADE, Assistant Cashier. 



designated ^Depositary of the United States, the State of &(ew York, and 

the City of V^ew York. 



Transact a General Banking Business. 

Accounts of Banks and Bankers 

Received on Favorable Terms. 



BUY AND SELL UNITED STATES BONDS 

And Make Transfers and Exchanges in Washington without additional charge. 

128 



Drexel, Morgan & Co 



WALL STREET, CORNER OF BROAD, 



NEW-YORK. 



DREXEL & CO. 



COR. OF FIFTH AND CHESTNUT STREETS, 



'HILADPLPHIA. 



DREXEL, HAR|ES & CO. 

31 BOULEVARD HAUSSMANN, 

PARIS. 



DOMESTIC AND FOREIGN BANKERS. 



Deposits received subject to Draft. Securities bought and sold on com- 
mission. Interest allowed on Deposits ; Foreign Exchange. Commercial Credits, 
Cable Transfers; Circular Letters for Travelers, available in all parts of the world. 



* 



ATTORNEYS AND AGENTS OF 
MESSRS. I. S. MORGAN & CO.. 22 OLD BROAD ST.. LONDON. 



129 



THE FIRST 
NATIONAL 
BANK. 



BROADWAY AND 

WALL STREET, INEW IORK. 



New Yc 




130 



Ebenezer K. Wright, 

President. 



Arthur Leaky, 

Vice-President. 



George S. Hickok, 

Cashier. 



Edward J. Baldwin, 

Assistant Cashier. 



&&&&&&&&&&&&&&&&&Mm&(mMm,im&&&&im 



THE 



ATIONALPARK BANK 



OF NEW YORK. 




Capital, $2,000,000. 
Surplus, $3,000,000. 



EXTENSIVE SAFETY VAULTS FOR THE CONVENIENCE OF DEPOSITORS 
AND INVESTORS. ENTRANCE ONLY THROUGH THE BANK. 



&m&&m&mmMm&mm&mMmMm&mM 



DIRECTORS: 

Arthur Leary. George S. Hart. 

Eugene Kelly. Charles Sternbach. 

Ebenezer K. Wright. Charles Scribner. 

Joseph T. Moore. Edward C. Hoyt. 

Stuyvesant Fish. Edward E. Poor. 

131 



W. Rockhill Potts 
August Belmont. 
Richard Delafield. 
Francis R. Appleton. 
John Jacob Astor. 



-^ — , *" T " T r : ----------------------------------------------- 



• i. 



i 



Sig 





EOaEIiLi 

Belting 
Company, 






>v 



.'• 



Mm 

w 



7 



*!! 



P 



Hartford, Conn. 



AA a nufae tuners of 



Short bap, 
Pure Oak, 
heather Belting. 




132 




Ford & Company 



Proprietors. 









^OT£L /^/^l^LtBOl^GUSH- 



<BoVerin<5 t\\e entire block on ® ® © 

■©roadway, taetWeen Ttyrty-^ijxtl] 
® and "Tl]irty'-^eVentr] <§)treet^, 



Louis L. Tots©, 



"[©roprietor. 



134 



SUMMARY 

of the 

29th Annual Statement 



OF THE 



TRAVELERS 

INSURANCE COMPANY, 

OF HARTFORD, CONN. 

January I, 1893. 

ASSETS ..--.. $15,029,921.09 
LIABILITIES ----... 12,450,126.85 

Surplus to Policy-holders ..... $2,579,794.24 

LIFE DEPARTMENT 

Number Life Policies written to date - - 71.1j.-M 

New Life Insurance written in 1892 - - $21,539,732 

./ gain over iSgi oj $3,613,823. 

Or Ovi k 3- ]'i r Ckn i'. 

Paid Life Policy-holders to date - $7.755, no 

Paid Life Policy-holders in 1S92 - $845,702 

ACCIDENT DEPARTMENT 

Number Accident Policies written to date - [,914,307 

Number Accident Policies written in E892 96,665 

Number Accident Claims paid in 1S92 ... 13,093 

Whole number Accident Claims paid - - 241,289 

Amount Accident Claims paid in 1892 - $953, 116 

Whole Amount Accident Claims paid - - - $14,963,305 



Paid Policy-holders in 1892 $1,798,818 

Total Losses paid since 1864 $22,718,416 

BOARD OF DIRECTORS 

Tames G. Batterson, I L. H iv o, Rodney Dennis, Henry P.Stearns, 

Gustavus F. Da 1 Ebenezer Roberts, Wm. B. Clark, Austin C. Dunham, 

Hugh Harbison, George M. Pullman, Pliny Jewell, George Roberi ;, 

Caleb M. Holbroo Nathaniel Shipman, A. W. Jillson, Charles C. Beach, 

I. I, 1 rHER Spencer. 



JAMES G. BATTERSON. G.F.DAVIS, RODNEY DENNIS, JOHN E. MORRIS. 

President. Vice-President. Secret. irv. A i taut Secretary. 

George Ellis, Actuary. I tRD V. P B roN, Superintendent of Agencies. 

I. B. Lewis, M.T> , Surgeon and Adjuster. G. P. Davis, Ml' , Medii ' Examiner. 

Wm, W. Smith, George E. Taintos, Auditors. 

New York Office, 140 Broadway— R. M. JOHNSON, General Agent. 



135 



T 



HE MOST EXTENSIVE MANUFACTURERS 
IN THE WORLD OF 



»■ ^ ^ •>■ ^ ^ ^" ■- ^" '. ^" -»■ ■' '. ^' .»■ ^ 



Billiard and Pool Tables. 




New and Artistic Designs. All Tables furnished with 
the UNEOUALLED "MONARCH " QUICK CUSHIONS. 



Cloth, Balls, Cues and Billiard Materials of every 
description, of our own Manufacture and Importation. 



Tfhe 3 runsw ' c k = B a 'k e = C " er| d er C° 

860 Broadway (Union Square) 



NEW YORK. 



Chicago, Cincinnati, St. Louis, 
San Francisco, and all principal 
cities in the United States »■ * 



CATALOGUES AND PRICE LISTS 
FURNISHED UPON APPLICATION. 



136 



The John (jood Cordage 



AND 



]\\achine Company. 



On or abo ut April Tenth will Stewart Building, 

remove to the Morris Building, 

Broad and Beaver Streets t*> I\e\V Yo*"k. 



Cordage, 3 inc * er T wine < 
jy^achinery. 



137 



J. EDWARD ADDICKS, 



GEO. A. KELiUY, 



ROBERT W. L1YL1E, 



President. 



Treasurer. 



Secretary. 







lTATEf4 ISLiAHt) 

TERRA GOTTA 

hU|VlBER CO. 



IV]anuf«ctUrers of 

<§)&li ©lazeel YAtrified <§>eWer and Te)rain "f®ipe and 

plue Lining^ pire tBricl^. Ornamental Front Brick 

of all ©olor<5, Architectural Terra ©otta, and PorOUS 

Terra Cotta or "TERRA COTTA LUMBER," 

and Kjard Tile [or pire-proo] lSUildin<2. 

IV]iners and <§>l}ippers of ©lay, "pire IV]or{ar. etc. 

T^ts ©ompany oWns t^e exclusive ri^t to manufacture Porous Terra 

Cotta, or "TERRA COTTA LUMBER," in M'^dlese* @o.. N J., 

and Richmond ©o.. Nj- Y- 









FACTORIES : 



w 



OODBRIDGE, 
NEW JERSEY. 



OFFICES : 
Equitable Building, 

EVENING ADDRESS, . . . Hotel Imperial. 

'38 



120 



BROADWAY, 
NEW YORK- 



National Cordage Co. 



MANUFACTURERS OF 



Manilla, Sisal (o^DflGE 

and Tarred 






AND BINDER TWINE. 



Particular Attention Paid to Orders for Export. 



OFFICE : 

Nos. 132 and 134 Front Street, New York. 



139 



To the Commercial Travelers of America. 

Gentlemen: Having been engaged in the business of supplying banks and offices with 
Desks, Partitions, Counters, etc., for the past twenty-five years, always striving to put the best 
possible cabinet work on the market, we take pleasure in calling your attention to the record, 
of which we are proud. 

Should you require any Office Furniture, or should you hear of any customers or friends 
seeking a reliable house for the purpose of securing Office Furniture at the lowest possible 
price for good work, we ask your active interest and reference in our behalf. We have 
recently furnished the new and handsome offices of the following firms and corporations: 
The Central Railroad of New Jersey, The Brooklyn Eagle, Brooklyn Bank, Hide and Leather 
Bank of New York, Mail and Express, Seabury & Johnson, Germania Fire Insurance Company 
of New York, American Lithographic Company, Manhattan Storage Company, Cuyler, Morgan 
& Company, State Trust Company, New York, Brooklyn City Railroad, offices and others. 




H 



We are now turning out fixtures and furniture for the Planters' Bank and Trust Company, 
of Richmond, Va., the Corn Exchange Bank of New York, Harvey, Fiske & Son. The Metro- 
politan Life Insurance Company, The Connecticut Trust Company, The Charity Organization 
Society and many others. Our aim is to succeed, and we can guarantee all our work to be 
first-class. Our stock is the largest in variety of styles, in sizes, and reasonable prices in the 
world. Our Desks are shipped in large quantities to the European market. 

In soliciting the active friendship of the Commercial Travelers of America, it may be 
added that not a little of our substantial success in business is due to the good will and 
pride which first-class travelers take in helping American manufacturers who devote themselves 
to maintain the quality and workmanship of their products. 

We shall esteem it a personal favor if you will help our salesmen by notifying them when 
you hear of any opening for our goods. 

Wishing the Commercial Travelers Club of New York good luck, feeling that its future 
is assured, we remain, Yours respectfully, 

WILLIAM SCHWARZWAELDER & CO. 
140 









GERMANIA INSURANCE CO 



HIDE AND LEATHER BANK 



\/illiam 3 cnwarzwae l c l er & G°«» 



Manufaclurers of 



J3ank and Qffice ^urniture, 



37 and 39 Fulton Street, New York. 






LONG ISLAND LOAN AND TRUST CO. 



STATE TRUST CO 



141 



Established iy6o. 



Incorporated 1891. 



P. LORILLARD 

COMPANY, 




OBACCO, 



JERSEY CITY, 
NEW JERSEY. 



P. Lorillardjr. . Pres. Geo. I). Fiiihiy. V. Pies, and Treas. 

Ethan Allen, Secretary. 



14: 



Apollinaris 

"THE QUEEIN OF TABLE WATERS." 



" APOLLINARIS is regarded as the leading dietetic Table Water." 



NEW YORK TRIBUNE, 

D ml.. . i. 



"At Banquets, Clubs, and in homes APOLLINARIS Natural Table 
Water is ever a welcome guest." 

N. Y. TIMES. 



"The purity of APOLLINARIS offers the best security against 
the dangers which are common to most of the ordinary drinking 
waters." 

LONDON MEDICAL RECORD. 



"APOLLINARIS is exceptionally favored, pure and agreeable. 
Its value cannot be overestimated in locations where pure drink- 
ing water is the exception." 

THE MEDICAL RECORD, N. Y. 



143 



ml 



HiiiniiiUMiinninHniiitiniiiHuiiH'HiiinHiiiiiMiiinninmiiiHMiiiini.iiniium mum i miiiiiiiiimiiimiiiiiiiiimiiiMiiimiilllimillinimiiiHiin 



HH 









. ■ ■ ' 



^ss>et^9 




.'iKtuiiiHiiiiiiiiiuiiiiii.i.iiiiiimiiiiiiiiiiiiiii mm mum iii^utiihiiiNiiihiiiiiiiiiiiihinH.iiuii.itiintiiiniiiH.MiiimnhiHiMntiiuii.intiimiiintiiiniimimHinniiK 







iper-Heidsieck 

Sec. 




kong JVilDoiLS. 

Still Unrivalled, 
jptcpsclv Drv. 

pc r Fc c I* £ f i am p a a 1 1 c . 




Sold Everywhere. 



A 











.•. .-. 



- 
















, 



144 



THE NIAGARA FALLS 
POWER COMPANY. 





THE NIAGARA FALLS POWER 
COMPANY was incorporated by a special 
act of the Legislature of the State of New York, 
March 31, 1886, for the purpose of constructing, 
maintaining, and operating the Hydraulic Tunnel, 
and for furnishing power for manufacturing pur- 
poses. This Company will he prepared to supply 
power about the first ol July, 1893. 





THE NIAGARA FALLS 
POWER COMPANY. 



'45 



• •••••••••••••••••••••••••-A--*** 





men 



1! ^^/"©) 

ican H ne 



New York to 
Southampton 



Shortest and Most 
Convenient Route to London 



Only Transatlantic Line 
Under the United States Flag 



For Rates of Passage, Cabin Plans, and other information. 



APPLY TO 



International Navigation 
Company 



6 Bowling Qreen, New York 

305 and 307 Walnut Street, Philadelphia 

Cor. Lake and Clark Streets, Chicago 



*••••••••••••••••••••*•******* 

147 



ADAMS EXPRESS COMPANY 

EXPRESS FORWARDERS TO 
ALL PARTS OF THE WORLD. 



By recent extensions of its lines, the ADAMS EXPRESS 
COMPANY has added a very large number of 
offices to the several thousand heretofore operated. 

FREIGHT. PARCELS, MONEY AND VALUABLES 
CARRIED ON THE FASTEST PASSENGER 
TRAINS IN CHARGE OF TRUSTED MESSENGERS. 

TIME AS QUICK. RATES AS LOW AS 
BY ANY RESPONSIBLE COMPETITOR. 

MONEY ORDERS 

OF THE 

ADAMS EXPRESS COMPANY 

On sale at its Offices, and payable at nearly every Express Office in the 

United States. 

RcltCS! Over S 5.00, not over $10.00, 8 cents. 

10.00, " 20.00, 10 

Not over Ss.oo, 5 cents. 20.00, " " 30.00. 12 

jo.oo, '" 40.00. 1- 

40.00, " 50.00, 20 

14s 






lllliUllllllllllilllllllllillillllllllll 1 



f AMERICAN 
e EXPRESS . . . 



® 



COMPANY. 




OFFERING 

THE 

MOST 

PERFECT 

FACILITIES 

AND 

THE 

BEST 

SERVICE 

THROUGHOUT 

THE 



THE 
BUSINESS 

MEN'S 
SYSTEM. 




UNITED STATES, 
CANA DA AND 
EUROPE 



all 



• 



149 



The United States express Co. 



Owning and Operating the 



BALTIMORE & OHIO EXPRESS 



Control and Operate under One Interest the 



ONLY Through Express Line ™™ 
TO TI- 



THE GREAT LAKES TO THE 

OF MEXICO AND 1 ROM MAINE 

TO THE ROCKY MOUNTAINS . . 



u 

s 


NEW YORK 


BOSTON 


BUFFALO 


E 


CHICAGO 


CLEVELAND 


X 


ST. LOUIS 


KANSAS CITY 


C 


ST. PAUL 


DENVER 


O 


PUEBLO 






PHILADELPHIA 

BALTIMORE 

WASHINGTON 

CINCINNATI 

LOUISVILLE 

CHATTANOOGA 

NEW ORLEANS 

VICKSBURG 

SELMA 

SHREVEPORT 



B 
& 
O 

E 
X 



And by Through Way Bills with the Pacific Express Co., comprises the Greatest Express System 
in the United States. Using the Fastest Passenger Trains between all points. 

The United States Express Company's Foreign Department 

Transportation between the United States, Europe, and all 
Foreign Countries, by Fast Steamers and Direct Railway Lines. 
Agencies in London, Liverpool, Paris, Havre, Under authority from and designated by the 

and Principal European and Foreign Countries. United States Government as a Bonded Line. 

Merchandise, Passengers' Baggage, Etc., Transported in Bond, 
without examination, to nearest Inland Port of Entry. 

LOWEST RATES, FASTEST TIME, UNDOUBTED SECURITY, MODERN EQUIPMENT 

IN 1 VI RY RESPECT. 

Send Money by United Stales Express Co. Money Orders. 

Sold at all Offices. Payable at over 10,000 Places. 
RATES FOR ORDERS PAYABLE IN THE UNITED STATES AND CANADA. 



For $1.00 to $5.00 5 cents 

Over 5.00 to 10.00 8 cents 

Over 10.00 to 20.00 10 cents 



Over $20.00 to $30 00 12 cents 

Over 30.00 to 40 00 .... 15 cents 

Over 40.00 to 50.00 20 cents 



RATES FOR ORDERS PAYABLE IN EUROPE. 

Not over $10.00 10 cents Not over $30.00 25 cents 

Not over 20.00 18 cents Not over 40.00 25 cents 

Not over $50.00, 45 cents. For amounts exceeding $50.00, at sanu- rate. 

GENERAL OFFICES, 49 BROADWAY, NEW YORK. 

150 



REHM & CO. 



157 Fulton Street, New York City. 

Manufacturers, Wholesale Telephone Call, Cortlandt 70. 

and Retail Dealers 

Awnings and Tents, 

BUNTING AND SILK FLAGS 
AND BANNERS.^^ 

•$• *$♦ •$* •$♦ ♦$♦ ♦§♦ ♦$♦ ♦§• 4* ♦$♦ *$♦ 4* 4* *$* 4* 4* 4* *$* 4* *$* 4* 4* *$* 4* *$* 4* 4* *$* *$• 4* 4* 4* *$* 

AWNINGS made to order of every description. We 
also make the Improved Spring Roller Awning. 

FLAGS. All kinds and all sizes always in stock ; also made to order 
for Hotels, Club Houses, Yachts, Steamships, Sailing Vessels, etc. 

TENTS. A large assortment always on hand ; also 
Tents to rent for Fairs, Festivals, Meetings, etc., etc. 

The Flags for the Commercial Travelers Club's new building were 
made by us. A Liberal Discount allowed to all members of the 
Commercial Travelers Clubs. 

Send 6 cents in postage for Catalogue of Awnings and Tents. 

Send 6 cents in postage for Catalogue of Flags. 

15' 




C H LILLEY. 



C. H- LilliLiY, 

16 CENTRE, eon. Chambers St., NEW YORK, 




MANUFACTURER OF 



(OPPER WEATHER VANES, 
vvvvx/vvuv V\/V\/V\/\/\/\A/\A/\/\A/VV\/\/\AAAA/\/\/\A/V\/\^^ 
S^ Copper Cable Lightning Conductors, 

Mansard Roof Crestings. 9& 3* 



References. 



Hon A. S. Hewitt. 

Geo. Ehn t, 1 i 

Oswald Ottendorfer, Esq. 

Metropolitan Life Insurance I o. 

Standard Oil Co. 

Havemeyer & Elders. 

Mutual Life Insurance Co. 

New Post < 'Hue, N. V. 

Murray Hill Hotel. 

New Produce Exchange. 

Fourth National Bank 

Williamsburg Savings Bank. 

Manhattan Beach Hotel. 

New Cotton Exchange. 

Dr. Hall's Church. 

First Baptist Church. 

Mrs. A. T. Stewart's Mem. Church. 

The Monastery, Hoboken. 

The Boiel Building. 

Seventh Regiment New Armory. 

Central Trust Company. 

15, Feet of my Lightning < on- 

ductor put upon the Shops ol the 
N. Y. Flevated R. R. Co., 

AND HUNDREDS OF OTHER 
REFERENCES. 



F 



LAG POLES ERECTED. 



►♦♦»♦♦♦-»♦-»♦♦♦♦♦♦♦♦♦♦»♦♦-»♦-»-♦ - »-»-»♦• * 



The Flag Pole put on Produce Exchange Tower 
and Copper Cable Lightning' Conductors, the 

largest probably in the world, put up by me. 

Also, 
T HE VAN E ON THE NEW 
POST OFFICE^NEW YORK, 

manufactured and put up by me, being the 
LARGEST in the United States. 

Also, just placed on Metropolitan Life Insurance 
Company's New Building, THE LARGEST FLAG 
POLE AND WEATHER VANE IN THE UNITED 
STATES. 



REGISTERING WEATHER VANES 
A SPECIALTY. 



153 



C. Q. Gunther's Sons. 



« 





UR DEALERS 



d FURRIERS 



« 



No. 184 Fifth Avenue, 

Broadway and 23d Street, 

New York. 



Established 
'54 



House Q 

Io20. 












Thurber, Whyland Co. 



NEW-YORK 



Reliable Food Products 








io/rjj sjw u) 



CELEBRATED HATS 



LADIES' ROUND HATS AND BONNETS, 

DUULAP SILK UMBRELLAS. 

178 and 1^0 Fifth \\t., bet. 2_-,i unJ -ul Streets, 

and 181 Broadway, near Cortland! Street, NEW \<>kk 
Palmer House, CHICAGO. 

014 Chestnut Street, PHII VDELPHIA. 



I 56 



E.C.LE H 



GJ.CA. 




























THE CAPEWELL HORSE NAILS 



Are " The Best in the World " for Horse Owner and Blacksmith. 

CITY HEADS. 

4 5 6 7 8 

W W W # 




&> 



iP I 99 






p 







8 9 

RECULAR HEA 



DS. 



THEY NEVER CRIMP in driv ng in the 
hardest hoot; they are flexible to twist and 
clinch, and the clinch holds against any str.tin 

THEV ARE UNIFORM in length.br. adth 
and thickness. 

TKEY NEVER SPLIT IN DRIVING. 

THEY NEVER BREAK UNDER THE 
HEADS, but hold the shoe until it is worn out. 

THEY ARE MADE FROM THE BEST 
SWEDISH IRON RODS, spi ially imported, 
the quality of which is improved in compact- 
ness, tenacity, and uniformity of temper, by 
the Capewell process. CONTROLLED EX- 
CLUSIVELY BY THIS COMPANY. 



Trade 




Prof. T - ■ 1 1 1 J kin . ... Chief Farrier and 
Instructoi in Horse-Shoeing of the United 
States Army, sa: : " I consider the Capewell 
Horse Nails the b i in the market." 




The Best Driving 



THE CAPEWELL HORSE NAIL CO., 




■ i i n ,, ,-.--,iiin til" their .up< rior si rcngth, 
we can usi a mui it smaller size of Nail, thus 

i. i ping the Y i in the soundesi and 

■ ■.;..- condition. Wi o < tern the 

ANNHEUSER-BUSCH BREWING ASSOCIATION, 

IV. I . \ E . 

i mis, Mo. 

HARTFORD, CONN. 

•jFwk ^m* ^Pm 








i— ut 







'57 



Bingham House 



a-' : ■ • ■'- 

a fl it! t I 



E 



E lift," 

ptffcy 



.- ;f* ^ * 



I 



Ofe-t^tU? 




'*<* , : ;i \ ; ' : fj< . *± 



. •".■-> r— : 



II 



, 



&|NQIJ#»\ House 







MARKET AND 



ELEVENTH STS. 



Three Blocks from 
Broad St. Station, 



M 



PHILADELPHIA. 
Pa. 



• ■ 

Of 



/?. £ 22^ 



r °Prj, 



n, 



Vo 



r s. 



■~ 



■ 



Rates : 

$2.50, $3.00 and $4.00 per Day 
according to location. 



► -*-*-♦ ♦♦♦♦■♦•♦♦ -♦ 



THE •> CARROLLTON, I 

»♦»♦♦♦ ♦♦♦♦♦♦♦♦♦♦♦♦♦-♦"♦-»♦♦♦♦-»♦♦♦»♦♦♦»♦»♦♦♦♦♦♦♦♦♦♦♦-»♦♦ »♦♦♦»■»♦♦♦♦.».»♦>♦.♦-♦>>■»■»♦ 

Baltimore, Light and German Streets, 

Baltimore. 

J. P. SHANNON. - - - Manager. 



159 



J. E. KINGSLEY & CO. 



The Continental, 



Chestnut Street, «.».•« .«*._. «^«.«. —. , 

Corner 9th, PHILADELPHIA. PA. 



Unsurpassed by any hotel in location, appointments, organization or Cuisine. 



Cafe and Lunch Counter 



IN Till I V HANGI i H 



THE CONT1NENTHL. 





IT ' MEN THE O iNVENIl NCI i ' 

A SUBSTANTIAL LUNCH, QUICKLY 
SERVED, AT REASONABLE PRICES, 
IN A SPACIOUS ROOM TASTEFULLY 
DECORATED AND DELIGHTFULLY 
COOL IN SUMMER. - 

160 



THE HEUBLEIN 



Hartford, Ct. 







AT THE JUNCTION OF 

LEWIS, WELLS AND TRUMBULL STREETS, 

Facing Bushnell Park. 

A Modern Hotel on the European Plan. Hot and Cold Water in 
every roorn, also Stearn and Open Fire Places. The only House in the 
United States furnished throughout with imported rugs. 



Q. F. HEUBLEIN & BRO., 



Proprietors. 

161 




\tt*M 







NATIONAL HOTEL, 



WASHINGTON, 
D. C. 



We beg to state th.it the new management purpose to sp.uv no effort to render the NATIONAL 
HOTEL an attractive and eminently desirable place of resort. 

All the modern appliances and conveniences have been utilized, so .is to guarantee the comfort and 
safety ol the patrons of this hotel. 

The NATIONAL HOTEL is situated on I'enn. Awn.. i ol Sixth Street. N. W.. midwa) 

between the Capitol and White House, in close proximity to the I'enn. R. R. Depot, and not more than 
five minutes' ride by cable cars from the Baltimore and Ohio Depot. 

The Sanitary arrangements ol this Hotel are excellent and could not be better, its water supply is 
ample and of the purest quality. 

The Cuisine, which has heretofore been a special attraction, will constitute a perfect and unexcelled 
feature. 

Mr. W.m. H. Crosby, the senior partner ol the new management, proverbial for his genial and 
rteous nature, has been connected with this hotel over twenty-five years, and associated with Mr. 
1'inm v. the venerable and respected founder of the house, for twenty-two years. 

Mr. W \i 11 r Bi r n >v an experienced and energetic hotel man. and partner of the new tirm, has been 
connected with this hotel for the past twenty-five years, and for many seasons proprietor of the leading 
hotels at Rehoboth Beach, Delaware, and late manager ol the Hotel Oxford, ol this city, will be pleased 
to welcome his former patrons and old friends. 

Mr. Chas. E. Bear, junior partner of the new firm, has been in the office for several years, and will 
continue in its charge in the same kindly and accommodating spirit as in the past. 

The NATIONAL HOTEL will be conducted both on the American and the European plan. 



TERMS 



American, $2. io to $4 per day. 



European, 100ms from $1 to $3 per day. 



t ttullv. 



162 



CROSBY, BURTON & CO. 






,-..-■■ 



THE •• POWERS * HOTEL, 

ROCHESTER, N. Y. 
ABSOLUTELYJFJRE-PROOF. 

Only First-Class Hotel in the City. 





j 

mm? WmlmM M * 



m 



m 



'1T1 

MB 

m 






BUCK & SANGHR, 



Proprietors. 




=-^ — ^ — ^ — ^r 7^-^= ^^ fr '^ 



•£> 



163 



t 



V 







JL\ 




lae; EsrsnTfliTaYa 

g|jji2 ga!iJii.i.Bi« 



.. ...... 



mm^mim 



i 




Chas. A. Sinclair. 



Geo. G. Mann. 




AMERICANJ 
AND EUROPEAN 

P L A ISIS'. 

500 ROOMS. 

SINCLAIR & MANN, 
BOSTON. 









$ 



IS one hi the best conducted hotels in New 1 ngland. Noted for its excellence and elaborate appoint- 
ments, having been refurnished throughout. Strangers, business men, and tourists will find it to 
their advantage to stop at The Quincy. Situated in the very heart ol the city, two minutes' walk 
from Famuil Hall. Near all principal points of interest. Horse-cars pass the door to depots and all parts 
of the city. The proprietors pride themselves on the reputation of the cuisine and table, which is the 
best in New England, everything being served on the most liberal scale. 

The Quincy is the only hotel in Boston running its elevator all night. Mail collected and delivered 
at hotel every hour from 6 a. m. until midnight, a special service having been inaugurated by the proprietors, 
entirely independent ol government delivery, affording quick service for all guests. 

The Quincy House Cafe is noted for its English mutton chops. Welsh rarebits, and broiled 
live lobsters. 

The only hotel in Boston running its own carriages, bare to and from all depots. 2s cents. Intending 
guests coming to Boston can write or telegraph in advance; carriages will meet them at depots. 

Necu Cafe Fifst-elass euisine and service at reduced prices. Fifteen to thirty percent, 
lower than any hotel in Boston. The Quincy will also continue the American Plan, as hitherto. The 
splendidly appointed Private Dining-Rooms ot The Quincy have long been famous for the convenience 
they afford family gatherings and small parties who desire to be served elegantly, apart from the muse 
and confusion of a public banquet hall. 

M ssrs. Sinci ur & Mann invite the public to inspect the costly and eminently satisfactory systei 
Fire Escapes just added to the Quincy House, under the supervision and direction of the Inspectors ol 
Buildings for the I , and officially approved by them February 6, 1893. 

This equipment consists ol a system of outside iron stairways and balconies passing in front of the 
windows on every floor, and leading from th< the firs! floor. 

A child of five years could reach the ground in safety unaided, and immediate escape is possible foi 
any and every guesl without possibility of danger to the person whatever the excitement, peril, or confusion. 

Seventy-five tons of iron were used in the construction of these stairways and balconies. 

The balconies aggregate .1 total length of nearly a mile. 

Twelve thousand dollars represents the cost of this system ol fire escapes, which is the largest con- 
tract tor this purpose ever given by a hotel, and is unparalleled anion- the hotels "I the United States. 

The proprietors of The Quincy consider that the comprehensiveness, efficiency, and thoroughness 
with which these fire escapes have been planned and constructed reflects the highest credit upon Chief 
Damrell and Ins assistants. 



164 



Eugene Munsell 
&Co., 





TOVE FOUNDERS, 

No. 218 Water Street, 

New York. 



NORTH CAROLINA. 
WYOMING, 

AMBER 



micA 



HEADQUARTERS MINERS. 

WHOLESALE DEALERS. 



1 5s 







Mhenix nsurance ( ompany, 



Brooklyn, |\| . Y. 




Cash Capital, 



$i ,000,000 00 



Gross Assets December 31, 1892, 5,584,704 61 



Liabilities, 



4,040,960 oj 



Surplus as to Policy Holders, 1,543,744 54 

Losses Paid Since Organization, $44,420,594 01 



. 




166 



The Liverpool 

London 

Globe 



and 

and 



INSURANCE COMPANY, 

Empowered as a Stock Company. 
/v ^ /v ^ n ^iy Charlks H. Marshall, Chairman. 

(uet» ^orn Qpoarb t JoH n a. Stewart. 

James E. Pulsford. 

Iohn Crosby Brown. 
****** v no 

Edmund I). Randolph, 
chief office: in the: united states, 
4=;, 47 49 WILLIAM STREET and 41, 4^ PINE STREET, 

NEW York City. 

HENRY W. EATON, GEO - w - HOYT, 

Resident Manager. Deputy Manager. 



QXmtt* ^tatze (granc? 

hi hie 

Bt^erpoof an* fiotrton anb (Bl 7 <>6e 3 n6urance Company. 

JANUARY 1, 1893. 

$06ef6. feiaBiftttCB. 

Real Estate si 574,50000 Unearned Premiums, . . • 13,923. 840 -7° 

Loans on Bind and'Mort'gage,' . . . .2,817,537-50 Unadjusted Losses . 5Z2'2o« 

U. S. Government 4 5 Bonds, . . i,Sii,2 5 o 00 Perpetual Policy L.ab.l.ty, "7,499.o5 

City of Boston Bond,. . ... 209,250.00 All other Liabilities. . «', 020 10676 

Cash in Hanks . . . 78o,l 4 9-5<> Surplus,. .$3,029,196.76 
Premiums in course of collection. • ^55.94°-22 

Other admitted Assets 14 4.39° 5§ 

$8,193,023.89 $8,193,023.89 

The amount paid in satisfaction of fire losses in the United States in the course of forty-five years 1 

$56,241,533.35. 



16 



/ 



./ 6th A nn ual Statement 

of the 

Connecticut Mutual 
Life his it ranee Co. 



Of Hartford, Conn. 



Nil VsSETS, Jan. 1, 1891 . ... $57,289,094.04 

1:1 1 I 1\ III IN 1891. 

For Premiums . . $4, 1,814.55 

Forlnterestand Rents, 3,218,354 27 

and Loss . . [0.18 

7.804 

% 

DISB! RSI h IN 1 

For claims by death 
and matured en- 

ments . . . $4, [26,317.24 
Surplus returned to 

policy-holders. 1,101,209.56 

1 and Surren- 

I ies. . 527,844.22 

POTAL TO 1 

Sala- 
Medical 1 

Printing, Advertising, 
1 Estate, an 
othi ! .... 778,639.74 

["AXES 291 -"7.40 

Hal : 14. SS 

SCHED1 LEOl VSS1 TS. 

1 5t lien . $36,417,372 -7 

B01 . 

Premium Notes on Policies it 1,51 1,873.30 

« ucd by the Co. . 7. 185,284.70 

CostofUniti and other Bonds, 11,420,898.39 

il Bank and Rail: . 4' 18, 

1 asl, 1 1 1,156,563.85 

ible 15.00 

Balance dm . - 289 1 12 

Add 
Interest due and accru< $944,19 .20 

Rents accrued 7,110.65 

Market vain and 

bonds over cost . . . . 42; 
Net deferred premiums . . 153,896.46 

t.53<V 35 07 
. 1891 . . . - 

1,1 VBILl 1 1 
Amount required ' 
all outstanding Policie 

mpany's standard . $52,765,312.00 
All other liabilities . . 914,012.14 

" ' 1 - 1 4 

any's Standard . . - 155.81 

Surplus by Slate Reports will exceed . 6,650,000.00 

i of management 

[891 ' ent. 

Polk ies in I 1 1.794. 

Insuring .... - 55.00 

JACOB L. GREENE, President. 

JOHN M. TAYLOR, VlCE-PRES. 

EDWARD M. BUNCE. SEC'Y. 

D. H. WELLS, Actuary. 
PHILIP S. MILLER, General Agent, 
1 \\ mi St., New York. 

16S 



HOME 

INSURANCE COMPANY OF NEW YORK, 



Office: No. 119 Broadway. 



SEVENTY-SEVENTH SEMI-ANNUAL STATEMENT, 
JANUARY, 1892. 

SUMMARY OF ASSETS: 

Cash in Banks, $ 537,899 90 

Real Estate, . ... 1,544,938 96 

Bonds and Mortgages, being first lien on Real Estate, . , 695,568 68 

United States Stocks, (market value, . . 1,881 605 00 

Bank, Trust Co., and Railroad Stocks and Bonds, (market value), . 2,942,307 50 

State and City Bonds, (market value), . 871,737 39 

Loans on Stocks, payable on demand, 347,735 00 

Premiums uncollected and in hands of Agents, . 497,708 62 

Interest due and accrued on 1st January, 1892, . 51,138 95 

$9,370,640 00 



LIABILITIES: 



Cash Capital, ........ $3,000,000 00 

Reserve Premium Fund, ... . . 4,117,657 00 

Reserve for Unpaid Losses and Claims, ..... 962,592 74 

Net Surplus, ..... 1,290,390 26 



$9,370,640 00 



DIRECTORS: 

Levi P. Morton, Henry M. Taber, John H. Washburn, George W. Smith, 

Henry A. Hurlbut, Daniel A. Heald, John H. Inman, George C. White, 

William Sturgis, David H. McAlpin, Walter H. Lewis, Elbridge G. Snow, 

John R. Ford, Andrew C. Armstrong, Francis H. Leggett, George H. Hartford, 

William H Townsend, Cornelius N. Bliss, Benjamin Perkins, Henry F. Noyes, 

Oliver S. Carter, Edmund F. Holbrook, Henry E Beguelin, Lucien C. Warner. 



DANIEL A. HEALD, President, 
ENRY J. FERRIS, 



WILLIAM L. BIGELOW, } „ JOHN H. WASHBURN, | „, p ., 

THOMAS B, GREENE, ) becre,arles - ELBRIDGE G. SNOW, | Vlce - rresiden,s ' 



AREUNAH M. BURT | S , f A ss't Secretaries. 



New York, January 12, 1892. 



169 



Why Pay $100 per Year for Your 

Life Insurance, when the same amount of Insurance can be had in One of the Strongest Lite Insurance 
Companies in the World, for $50. 

Why leave your family— your Wile and Children— a $10,000 Estate in the shape of Life Insurance, 
when the same yearly payment you are now paying for the $10,000 insurance to the Old System 
Companies will Secure for your Estate to your Wife and Children double the amount or $20,000 in the 
Strongest and Most Successful Life Association in the World. Therefore secure your Life Insurance in the 

MUTUAL RESERVE FUND LIFE ASSOCIATION, 

Which continues to furnish Life Insurance at about one-half the usual rates charged by the Old System 
( . impanies. 

It is able to furnish Life Insurance at about one-half the usual rates, because it collects each year, in 
addition to a small emergency fund, only the amount required to pay the death claims and legitimate 
expenses from yeai to year. 

It has already paid to the widows and orphans of deceased members more than Thirteen Million Dollars 
m cash. 

It has already saved to its living members, by reducing the rates of Life Insurance: said saving exi 
Thirty Million Dollars in cash. 

It has a (lash Surplus Reserve Emergency Fund exceeding Three Million Five Hundred Thousand 
Dollars, with Assets exceeding 1'our Million Dollars. 

It is transacting business in all the healthy sections of our country, as well as in England, Ireland. 
Scotland, France. Belgium and Sweden. 

The Mutual Reserve Fund Life Association advances money to the widows and orphans within 
twenty-four (24) hours alter the death of its members. 

It is the greatest financial success ever known in the history of Lite Insurance. Write for lull particulars. 

E. B. HARPER, President, 

HOME OFFICE: Potter Building, 38 Park Row. New York. 



( uncial examinations d the books and accounts "f the Mutual Reserve Fund Lift? Association Imvc been made within the past 
five years, and after each of said cj as a complete endorsement has been given, certifying that the books were correctly kept, 

the income properly applied, and every honest death claim promptly paid in full, by the following iNSURANCl COMMISSION! 

Hon. JOHN A. McCALL, Ins. Comr, New York. Hon. LOUIS B. SCHWANBECK, Ins. Com'r, Colorado. 

Hon. EUGENE PRINGLE, Ins. Comr, Michigan Hon. M. H. DYER, Exam'r Ins. Dep't, West Virginia. 

Hon. H. J. REINMUND, Supt. of Insurance, Ohio. Hon. LOUIS McADAM, Actuary, West Virginia. 

Hon. CHAS. SHANDREW, Ins. Com'r, Minnesota. Hon. A. L. CAREY, Comr of Ins., North Dakota. 

Hon. PHILIP CHEEK, Jr., Ins. Com'r, Wisconsin. PRICE, WATERHOUSE & CO., the World-renowned 
Hon. ELISHA W. BUCKLIN, Ins. Com'r, Rhode Island. Licensed Accountants, of London, England. 

Hon. E. W. KNOTT, Dept. Superintendent and Exam- Hon. ELIZUR WRIGHT, the Old and Honest Actuary 
iner, Missouri. and Ex-Insurance Commissioner of the State of 

Hon. AUG. F. HARVEY, Actuary, Missouri. Massachusetts. 

i;o 



1851 ^V^T 1893 

Life Insurance ©ompany ® 

© © of hjartforel, ©onn.,, 

after 41 year^'of ^Ucce^ful experience, 
te one of tl]e ^tronc^e^t, ^afe^t, anel © 
© be^t companies in tl]e coUntry. © 
©ontract^ are brief, clear, anel liberal, 
containing all tVje Valuable option^ of 
modern life insurance. © © 

® ® ® KJ. Linel^ley, General f\i>en{, 

® © 189 ©roadWay. ® NeW York @itV 



'7.i 



General Eleetrie Gorapany 

NEW YORK AND BOSTON. 

ELECTRIC LIGHT AND POWER. 



• 



ARC LIGHTING, 

INCANDESCENT LIGHTING, 

STATIONARY JVIOTORS. 



■0- 



ELECTRIC STREET CAR PROPULSION 

BY THE MOST PERFECT SYSTEM. 

THE EDISON INCANDESCENT LAMP 

Is the Only Incandescent Lamp Lawfully Made. 



BRANCH OFFICES : 

44 Broad Street. New York. 620 Atlantic Avenue, Huston, M;iss. 

173 and 17-. Adams St.. Chicago, III. 509 Arch Street. Philadelphia. Pa. 

Fifth and Race Streets. Cincinnati. 0. 401-407 Sibley Street, St. Paul, Minn. 

Equitable Building, Atlanta. Ga. 1333 F Street. N. W., Washington, D. C. 

IS First Street. San Francisco, I al. Masonic Temple. Denver. Col. 

All business outside of the United States transacted by the THOMSON-HOUSTON 
INTERNATIONAL COMPANY, 44 Broad Street, New York City. 

172 



The Pioneer Company of America 



INI ORPORAT) l> [866. 




OHAKTI K PERPETUAI . 



THOROUGH INSPECTIONS, 

AND INSURANCE AGAINST LOSS OR DAMAGE 
TO PROPERTY AND LOSS OF LIFE AND 
INJURY TO PERSONS CAUSED BY = = = 

STEAM BOILER EXPLOSIONS. 



J. M. ALLEN, President. 
J. B. PIERCE, Secretary, 



Gen. W. B. FRANKLIN, Vice-President. 
F. B. ALLEN, Second Vice-President. 



BOARD OF DIRECTORS. 



J. M. ALLEN, President. 

FRANK W. CHENEY,Treas. Cheney Brothers 
Silk Manufacturing Co. 

CHARLES M. REACH, of Beach & Co. 

DANIEL PHILLIPS, of Adams Express Co. 

RICHARD W. H. JARVIS, President Colt's 
Fire Arms Manufacturing Co. 

THOMAS O. ENDERS, President of the 
United States Bank. 

LEVERETT BRAINARD, of The Case, 
Lockwood & Brainard Co. 

Gen. WM. B. FRANKLIN, United States 
Commissioner to the Paris Exposition. 

NELSON H( iLLISTER, of State Bank. Hart- 
ford, Conn. 



Hon. HENRY C. ROBINSON, Attorney-at- 
Law, Hartford, Conn. 

Hon. FRANCIS B. COOLEY. of the National 
Exchange Bank, Hartford, Conn. 

A. W. JILLSON, late Vice-President Phcenix 
Fire Insurance Co., Hartford. Conn. 

EDMUND A. STEDMAN, Treasurer of the 
Fidelity Co., of Hartford, Conn. 

GEORGE BURN HAM, Baldwin Locomotive 
Works, Philadelphia. 

Hon. NATHANIEL SHIPMAN, Judge U. S. 
Circuit Court. 

C. C. KIMBALL, President Smyth Manufac- 
turing Co., Hartford, Conn. 

PHILIP CORBIN, of P. & F. Corbin, New 
Britain, Conn. 



173 



W. G. HITCHCOCK & CO., 

COMMISSION 
MERCHANTS, 



4S3 AND 45S BROOME ST., 



SOLE AGENTS FOR 

B. PRIESTLEY & CO. 
5AMUEI C< HI' I AULD & CO. 
LYONS SILK AM) fAPESTRY I < >. 



NEW YORK. 



'74 



I I I I I I « 4 I I I i itllt l H I I I H I IH I HHMt lll HHI IIII I II H I >♦< It I I Hi m I It I I I I I I I »<•♦♦ > »«» 





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The Leading Evening Paper. 



176 



?^$M$$$M$SMiM$M&MS$S$S. 



Boston, Philadelphia, Raltinjore, Pirtsburab. San Franciso 




TIS BR0THERS El Gg. 



STEAM -AND 
HYBRAUme 



EhEVATORS 



HIND 



H0ISTINS MACHINERY, 

36 AND 38 PARK ROW, 
NEW YORK. 



Anjcricarj Elevator C< >.. Lior>don, Paris. 
\V. K. Hdlc S <Zo., Cbica^o. 



r.' 



zwwmwwmmmwwmmmmmmmmm 



* x J r^ J, r- ^ *f- -V- -V- -rr* -V- ^t x -V- -V- -V- -V- -V- ^ -V- -V- -V- -V- ^ -V- 't 1 -V- -V- V- -** 

17; 



Emerson Piano Co.. 



(Established in 1849.) 



MANIIKACTUREKS OK 



GRAND 



and 



UPRIGHT 




ANOS 



Of Finest Tone, Best Work and Materials. 

EDerij Instrument Fully Warranted. 

More Than 60,000 Made and in Use. 



♦♦♦♦♦♦♦♦♦♦♦♦♦♦♦♦♦♦ 



ILLUSTRATED CATALOGUE FREE. 



♦♦♦♦♦♦♦♦♦♦♦♦♦♦♦♦♦♦ 



EMERSON PIANO CO., 

116 Boylston Street, Boston. 



92 Fifth Ave., New York. 



21 S Wabash Ave., Chicago. 



178 



EMERSON 



X 



4, 



1849. 






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Co' 




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lisp 



it 

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fill 11 § 



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■1 wi!u^y^3te !J!S 




EMERSON PIANO CO.'S NEW FACTORY, BOSTON. 
Erected in 1890. The largest and most thoroughly equipped Piano Factory in America 01 Europe. 

Emerson Piano Co.. 

Warerooms, No. 116 Boylston St., Boston. 

BRANCH STORES: 

No. 92 Fifth Avenue, New York. No. 21S Wabash Avenue, Chicago. 

179 



te» 



Arlington * mills, 



Jr 






* LAWRENCE, MASS. 

PRESIDENT, 

ALBERT WINSLOW NICKERSON. 

TREASURER, 

WILLIAM WHITMAN. 

CLERK, 

WILLIAM P. ELLISON. 

DIRECTORS, 

ALBERT WINSLOW NICKERSON, 
WILLIAM A. RUSSELL, CHARLES C. BURR, 

GEORGE A. NICKERSON, WILLIAM WHITMAN. 

RESIDENT AGENT, 

ROBERT REDFORD. 

SUPERINTENDENT OF WORSTED MILLS, 

WILLIAM D. HARTSHORNE. 

SUPERINTENDENT OF COTTON MILLS, 

GEORGE E. TOWNE. 

SELLING AGENTS, 

HARDING, WHITMAN & CO. 

TREASURER'S OFFICE, 78 CHAUNCY STREET, BOSTON. 

NEW YORK SALESROOMS, 80 and 82 LEONARD STREET. 

BOSTON SALESROOMS, 78 CHAUNCY STREET. 

180 



EDISON 



Phonographs 



s* FOR : SALE ^ 



ADDRESS 



North American Phonograph Co., 

EDISON BUILDING, 

NEW •:• YORK. 

MASONIC TEMPLE BUILDING, 

CHICAGO. 



iS i 




Otiefiey c 'diotliezd, 

(sfilh c/Joanufactuzeid, 



/'/ 7 oBzoome (?A 



' 




STRANGE & BROTHER, 







RIBBONS, 



•««. 
•»«• 



96 and 98 Prince St.. 



NEW YORK. 



133 



A Stiirt can sY['ir\e and a Shjirt can wear, 
Arid a Srjirt rqay look quite gay, 

Bat a Srjirt won't be of tt]e proper Hind 
Unless it is built thjat way. 

TO FIND THE SOLUTION ASK 

S. L. flcGoNIGAL, 



MAKKK OF 



HIGH GRADE CUSTOM SHIRTS, 



A.N1 ) 1 lEALER I N 



Underwear, Collars, Cuffs and Hosiery : 

No. 10 West Twenty=third Street, 

Cor. 5th Ave. (West. Union Building), 

NEW YORK. 



4* 4^ 4* 4* 4* 4* 4* 4* 4* 4* 4* 4* 4*^ *$**$* 4* 4* 4* 4* 4* 4* 4* ^>*«$* 4* 4* 4* 4*4* 4* 4>^ 

184 



The New York Tribune. 



At the Head of the Column 

of American Newspapers. 



Leads i 




1 10,000 
1 15,000 
1 17,000 
173,000 

I'm; New York 



HE NEW YORK TRIBUNE not only prints the best Republican 
Daily in the United States, but also the Greatest Weekly 
issued from the office of a daily. Here are a few figures : 

Chicago Inter-Ocean, weekly 
New York Weekly World (claimed) 
roledo Blade, weekly - - - 

New York Weekly Tribune 

By actual count the bona fide circulation 
Weekly Tribune, all paid-up subscriptions for one year, was, 
on January 16th last, 173,000 copies per week. This figure 
fluctuates each week a trifle, in consequence of the varying expirations, renewals, 
and new subscriptions, but the list of The Tribune is growing every week now, and 
will probably pass 190,000 in a very short time. 

Another very interesting fact is the quality of The Tribune's daily and weekly 
circulation. The Tribune's readers are the most intelligent, the most high-minded, 
the most aggressive, active, and prosperous of the population of the cities and towns in 
which the paper circulates. As buyers of goods they are worth to any merchant twice 
the number of people who are less progressive and less enterprising anc 

This announcement, printed in The Tribune several times, has never been 
challenged by any other newspaper. 

On the contrary, its truth is admitted 



intelligent. 



)y a Democratic rival, The New York 



Sun. The Sun says : 

The Tribune announces that "by actual count the bona fide circulation ol The New York Weekly 
Tribune, all paid-up subscriptions for one yen. was on January 16th last 173,000 copies per week." 

That is .1 very great circulation, and The Tribune is justified in publishing the amount as an interesting 
piece of information. It is not necessary for our neighbor to make affidavit to the fact. Its simple state- 
ment is enough. If the word of a newspaper as to such a matter is not entitled to belief, its oath also is 
worthless and curies no weight with the public. 

The Tribune is a square Republican paper, and it owes its .meat success to that fact. Never before 
in its history, according to the general impression in the newspaper world, was it more prosperous than it 
is at the present time. The people know where to find it. and if they want straight-out Republican doctrine 
they go to its pages. It is not ashamed of the faith that is in it. It is not pharisaical, and it is without a 
trace of the humbug of Mugwumpery. Most of its political principles are objectionable to us, but we honor 
the courage with which it defends them, and. most of all, we a\ plaud its distinctively American tone and 
character. It does not imitate the Mugwump journals in taking a brief from England and arguing against 
the American side in all internation.il questions. The Tribune is an American paper, edited by an American 
in the American spirit. It does not blush for its flag. ... Its truly American spirit commands the respect 
of all parties. Therein it is thoroughly in sympathy with the public, and at this period th.it characteristic 
serves to give it distinction in New York. 

Hence we rejoice to know of the prosperity of The Tribune, and we are not at all surprised by it. 



Weekly Tribune, Si a year. Semi-Weekly, $2. 

1S5 



Daily, $10. 



FALL* RIVER- LINE 



BETWEEN 



New York and Boston. 



THE SAFEST AND MOST COMFORTABLE ROUTE BETWEEN THE TWO GREAT CENTERS. 



STEAMERS 



PURITAN, m p 

LYMOUTH, 



URITAN, PILGRIM, 

ROVIDENCE. 



Heated by Steam. Lighted by Electricity. A Band of Music 

permanently attached to each steamer in commission. 

The most delightful route of travel in the world. 

Never before during its existence has this transportation agency been so thor- 
oughly equipped for its enterprise as at the present time. The four largest steamers 
of their class in the world are now associated in making daily trips between New 
York and boston, in Summer time, all owned and controlled by this line, and identical 
in their management, accommodations and quality of service. 

THIS IS AN ALL=THE=YEAR= ROUND ROUTE, 

WEEK DAYS AND SUNDAYS INCLUDED. 

Steamers leave New York from Pier 28, N. R., foot of Murray Street, connecting 
at Fall River with Express trains of Pullman Vestibuled Coaches and Parlor Cars, 
for boston. Returning, trains leave boston from Park Square Station, Providence 
Division, Old Colony Railroad. 

J. R. KENDR1CK, CEO. L. CONNOR, 

General Manager. General Passenger Agent. 

[86 



PROVIDENCE & STONINGTON S. S. CO. 



PROVIDENCE LINE. 

STONINGTON LINE. 




BETWEEN 



NEW YORK AND BOSTON, 

Providence, Worcester, 



And all Eastern Points. 



PROVIDENCE LINE. 

(May to November.) 

The longest water route and shortest rail ride (only 4- miles) to 
Boston of any Sound Line Steamers the peers of any in the 
World. An orchestra on each. Parlor Car Trains direct from 
Steamers' Landing to Boston and Worcester, connecting for all 
points in New England. During the season a Parlor Car Train 
runs from Steamers' Landing to the 

White Mountains Without Change- 
steamers leave Pier 29, N. R., daily, except Sunday, 
at 5.30 P. M. 



STONINGTON LINE. 

(Throughout the Year.) 

'1 In- is ilit- Inside Route, and especially safe and comfortable 
in Winter. Connects at Stonington with THREE Express Trains 
for I'm, tun, Providence, Worcester, and all points North and 
East, Steamboat Express to and from Boston has reclining ehair 
Parlor Cars without extra charge. This is the only direct Sound 
1 1 nit in Summer to 

Narragansett Pier and Watch Hill. 

Steamers leave New Pier 36, N. R., daily, except Sun- 
day, at 5.30 P. M. 

(SUNDAYS INCLUDED DURING JULY AND AUGUST.) 



Send for Folder of Summer Excursion Tours and Rates. 



J. W. MILLER, 

President,. 

NEIV york. 



O. H. BRIGGS, 

Gen 1 1 Pass. Agent, 

PROVIDENCE, R. 

1 87 



J. N. BABCOCK, 

. tss'l Gen' I Pass. Agent, 
New Pur j6, X. R., XE If YORK. 







V' 









I 

1 






%m& 



'^ 



I "Las 






Ipfe^M-^- - — «... 



:< $i 



tf 33 ; 



POSTAL TELEGRAPH BUILDING, 
Broadway and Murray Street, 

NEW YORK CITY. 



188 



THE 



THE 



POSTAL i COMMERCIAL 

TELEGRAPH-CABLE | CABLE COMPANY 



COMPANY 



REACHES 



ALL IMPORTANT POINTS 



IN THE 



Connecting with the 



POSTAL TELEGRAPH-CABLE CO. 



REACHES 



EUROPE 



AND 



UNITED STATES AND CANADA 2 ALL PARTS of the WORLD 





THE LARGEST 



THE LEADING 



COMPETITIVE SYSTEM 



Ever maintained in the United States. 



ATLANTIC CABLE CO. 

Shortest and Best Routes between Europe 
and North America. 



MONEY TRANSFER ORDERS 

Promptly telegraphed by 



SEND YOUR TELEGRAMS 

AND CABLEGRAMS 

BY 



The "POSTAL" I The "POSTAL' 



189 



Western Union Telegraph Co. 

The Largest Telegraphic System in Existence. 

IN AMERICA: 
31,000 Telegraph Offices, 

725,000 Miles of Wire. 

EUROPEAN AGENCIES : 
London, - - No. 21, Royal Exchange, E. C. 

Liverpool, - - - a5, Exchange Buildings. 

Bristol, - Backhall Chambers ; and at 

Antwerp, Zurich and Genoa. 

CABLE SERVICE. 

2 AMERICAN CABLES direct from NEW-YORK TO GREAT BRITAIN. 

EXCLUSIVE CONNECTION WITH 

4 ANGLO-AMERICAN TELEGRAPH CO'S CABLES. 
1 DIRECT UNITED STATES CO'S CABLE. 

WIl II INDEPENDEN1 OFFICES AT 

London, Paris, Edinburgh, Manchester, Newcastle, Glasgow, 
Dundee, Bradford, Leith, Havre, 

AND AGENCIES \ I 

Barcelona, „ Imsterdam and Trieste. 

» 

Direct Cable Connection with France and Germany, also with Cuba, West Indies, 
Mexico, Bermuda, Nassau, and Central and South America. 

•i 
MESSAGES SENT TO ALL PARTS OF THE WORLD. 

«r 

To insure the prompt and correct transmission of their messages, foreign correspondents should be instructed to 

mark them '• via WESTERN UNION," for which indication no charge is made. 

190 



New York 

Belting <5c Packing 

Company, 

Limited. 



CABLE ADDRESS: 

New York London, 

" Beltpaco." 
TELEPHONE: 

Order hepartment, 

Cortlandt 738. 

Office Department, 

Cortlandt 21H1. 



Manufacturers 
of 



VULCANIZED 
RUBBER, «^» 



Vulcanite Emery Wheels. 
Bicycle Tires. 




15 Park Row, 
New York. 



"•'v 



Machine Belting, 
Steam Packing, 
Linen and Cotton Hose, 
Hose Tubing, 
Mats and Matting, 
Car Springs, etc. 



P. 0. Box 2180. 



JOHN H. CHEEVER, Hanager. 

191 



[Knickerbocker * * 
* * I rust ( ompany, 



234 

Fifth Ave., 

cor. 

27th St. 

BRANCH OFFICE, 
18 Wall St. 

and 
3 Nassau St. 




Mm 






s 'f»f 



1 -I 



WaiLEJH 







y-fa.iT. 



Capital 

and 

Surplus, 

$1,000,000. 



DESIGNATED LEGAL DEPOSITORY. 

INTEREST ALLOWED ON TIME DEPOSITS. Deposits received subject to Checks on Demand, 
which pass through I 1 ring-House like those upon any City Bank. 



Safe Qeposit |j$oxes to Rent in JTire and gurglar Proof \)ault. 

Acts as Executor, Administrator, Guardian, Receiver, Registrar, Transfer and Financial Agent, and 
accepts other Trusts in conformity with the Law of any State, or of the United States. 



Hi 

JOHN P. TOWNSEND, Prest. 



BUSINESS HMD PERSONAL. 
: : HCCOUNTS SOLICITED : : 



t* 



I S. VUERBACH, 

II VRRY B. II NS, 

JAI OB II \1 S, 

< II \K1 I 5 T. B VRNEY, 

A. Fo iii Hi..' 
Ri mi ]■ 1 1 , Remsen 



CHARLES T. BARNEY, Vice-Prest. 

DIRECTORS. 

Henry W. T. Mail I -. V. Loew 



JOSEPH T. BROWN, Second Vice-Prest. 



Vnukew II. s , 
James II. Bresli.n, 

1 ,1 v i,i". J M . 
1. TOM ; ■ |: 
J. 'lis S. TlLNl v. 



Henry F. Iii\: " 

' ND, 

Chari 1 - F. \\ > 
David II. King, 

■ 1 ■ : ' 1 . ( '. , B 



FRED'K I.. ELDRIDW 



Robf 1; r M vci vi . 

C. I. VWRI \' I Pi RKINS, 

Edward Wood, . 
Wm. II Beadli ion, 
Vlfred I . White, 
1 i! vri 1 s R. Flint. 
HENRY I 1 >\\ NSEND, • tary. 



192 




ANHATTAN TRUST COMPANY, 



Corner Wall and Mr ,,, ,, rtri i/ ^,-t-t., 
Nassau Sts., NEW YORK CITY. 



CAPITAL 



$1,000,000. 




THE Company is authorized to act as Executor, Administrator, Guardian, Receiver, and Trustee : as 
Fiscal and Transfer Agent, and as a Registrar of Stocks and Bonds. The Company offers exceptional 
facilities to Executors and Trustees of Estates, and to Religious and Benevolent Institutions, for the transac- 
tion of their business. 

Deposits received subject to cheque at sight, payable through the New York Clearing House. 
Liberal Rates of Interest Paid on Balances. 



OFFICERS. 
JOHN I. WATERBURY, President. 
JOHN KHAN. |r., Vice-President. AMOS T. FRHNCH. Second Vice-President. 

R. B. GRINNF.LL. Asst. Treasurer. C. H. SMITH. Assistant Secretary. 



DIRECTORS, 1S93. 



FRANCIS ORMOND FRENCH . . . New York 

AUGUST BELMONT .... New York 

C.C.BALDWIN New York 

II. W. CANNI >\ .... New York 

T. T- COOLIDGE. Ik Boston 

R. '[. CROSS . " New Voik 

JOHN N. A. GRISWOLD .... New York 

JOHN R. FORU ... New York 

H. L. HIGGINSON Boston 



JOHN KEAN, |i 
II. (). N( IR !1H ( > IF. . 
E. I>. RANDOLPH 
A. S. ROSENBAUM 
JAMES ( '. SHELDl >\ 
SAMUEL R. SHIPLEY 
CHARLES F. TAG 
R. T. WILSON . 
JOHN 1. WATERBURY 



I- lizabeth, \ 1 

Londoi 

Ncu Yorl 

N (■'.'. Yorl 

New Yorl 
Philadelphia 
New Yorl 
Nr» Yorl 
New York 



'93 




SI 



HAT is the most important part of a watch ? It all 
depends. From the point of view of security, the 
bow (ring) is the most important. If the ring isn't 
secure, the watch isn't secure. How many are aware that on 
all watch cases, except those made by the Keystone Watch 
Case Company, the ring is held in by friction only, and liable 
at any moment to get severed from the watch ? Watches with 
the old-fashioned rings are never secure from accident by 
dropping, and are an easy prey to even the clumsiest thief. 
Have you ever heard of the Non-pull-out bow? It cant 
be pulled, twisted or wrenched from the case, and makes the 
watch thief-proof and burglar-proof. 




Here's the Idea: 

The bow has a groov : on each end. 
A collar rim^ down inside the pend- 
ant (stem) and lit'- into tl 
firmly locking 1 1 ^ ■ bow to the pend- 
ant, so that it cannot be pulled 01 
twisted 



This bow is the sole property of the Keystone Watch Case 
Company, and can be used by no other manufacturer, so that 
the only absolutely thief-proof and accident-proof watches are 
those with its cases. 

This great plant has a much larger capitalization, better 
mechanical equipment, more extensive facilities, and better 
manufacturing talent than any similar concern in the world. Its 
present capacity is seventeen hundred employees, turning out 
2,500 cases daily. It manufactures in addition to its specialty, 

Jas. Boss Filled Cases. 

Every description of case from the Finest Solid Gold to 
the cheapest nickel, and only standard goods of each grade. 

194 



BLISS, FABYAN & CO. 



32, 34 & 36 THOMAS AND 
117 & 119 DUANE STREETS, 



NEW-YORK 



BOSTON: 100 SUMMER STREET. 
PHILA.: 1 107 MARKET STREET. 



. 



■'■ mmfimm mm 



-.'■'■■ 



'95 



Q. H. Mumm & Co. 

EXTRA DRY. 



FAMOUS FOR ITS 



EXCELLKXCE, PURITY 



A X 1 > 



NATURAL 1 )RYNESS, 



h>y chemical analysis the purest and most wholesome champagne." 

—A'. Ogden Doremux, M.D., II. P.. Pi f Chemistry, N. Y. 



Custom House statistics show that the importations in 1 S92 of G. H. M U IVI M & CO'S 
EXTRA DRY reached 75,880 cases, being more than one-fifth of the entire champagne 
importation, and over 9,000 cases more than of any other brand. 



£Hfc 



FRED'K de BARY & CO., New York, 

Sole Agents, 
196 



DU VIVIER & CO'S Specialties. 



erne 





HAMPAGI^E 



I 



1NEST SELECTION 



Clarets ^Burgundies 



IN THE U.S. 



HlNCKEL^WlNCKLER 

Fr,ankfor,t a/m. 

Rhine ^Moselle 
wines. 



"Yery finest 

live Oil 



o 

V^ A.BEHBIE ,_ Bordeaux. 

Pronounced By Epicures, 

"Unsurpassed." 

DuVlVIER&CO.. 22 Warren St. NX 



Bordeaux, 





CoATES&Co!S 

ORIGINAL 
)0UBLE DISTILLED, 

UNSWEETENED. 

Purest^ Finest. 

Most Wholesome. 





KRUGON 

RYE 

ES 



KINAHAN S THE 

CREAM 



LL 



Irish Whisky. 



DUVIVIER & CO. 

22 Warren Street, N. Y. 



197 






: %PW^ X 



§^ §^<&^' (5^,f5\^ (J^^^H&x^ (5^6M 6^-> (5^0^ (5^ C^S^S^D^. 






\^^* UA^"^ UA — 1 "A 



wmK 



a <: 9'^-~/?' 



'■ 



The H. B.Claflin Company 



P\^r 



White Goods, 

Laces and Embroideries, 

Hosiery, Notions, 

Cloths, Shawls, 



Silks, 

Dress Goods, Flannels, 

Carpets, Cloaks, 

Suits and Furs. 



PRINTS AND DOMESTICS. 

CHURCH STREET, 
WORTH STREET, AND WEST BROADWAY. 

NEW-YORK. 












19s 



• 



• 



• 



Tefft, Weller & Co., 

Importers and Jobbers of 

Dry Goods, 

326, 328, 330 Broadway, 



New York. 



199 




-: .1 established !.">< A •- 




heodore Stewart. 

V\/\/V/\/V\/V\/\A/\/V\A/VV\AA/\AA/\/\A/V\/\A/\AA^ 



Importer of and Dealer in 



4 and 6 John 

and 

8 Warren Sts., 

Near liroadw a\ , 

New York. 



FINE 

IMPORTED 






ARS 



Wines, 

Brandies, 

Champagnes, 

Whiskies, 

Ales, 

etc. 



MAXIMILIAN COOK. ■ 
GEO H. A. KOHLEH. 
EUQENE HAUCK. \ 




2U0 




he House of Walter Baker & Co. 

The oldest, and at the present time one of the largest industrial establishments in 
Boston, is that of WALTER BAKER & COMPANY, Manufacturers of Breakfast Cocoa, 
and other Cocoa and Chocolate Preparations, The extensive mills belonging to this house 
are situated on the Neponset River, partly in the Dorchester district of this city and partly 
in the town of Milton. The small mill in which the business was first begun, at the same 
place, in 1 76,">, is said to be the first of its kind in the British Provinces of North America. The plant 

then established came into the possession of I>r. James Baker, in 17SO, who was sine led later by 

Walter Baker, his grandson, in whose name I he business has since been conducted. 

It is an extremely interesting fact, and one with scarcely a parallel, perhaps, in our industrial 
annals, that on the very spot where, more than a century and a quarter ago, the business of chocolate- 
making was first begun in this country, there has grown up one of the largest establishments of that, 
kind in the world— an establishment which competes successfully for prizes in all the great industrial 
exhibitions in Europe and America, whose influence is felt in the great commercial centres, ami whose 
prosperity promotes the welfare of men who labor under a tropical sun in the cultivation of one of the 
choicest fruits of the earth. 

The chocolate-plant, known to botanists as Thenbroma cacao (the first or generic word meaning "food 
of i be gods"), flourishes only in hot. climates, mostly within the fifteenth parallels of latitude. The Cacao 
beans used by the manufacturers are procured mainly from South America, some of the West India 
Islands, Ceylon, Java, and certain parts of Africa. 

The establishment of Walter Baker & Company, to which extensive additions have been made from 
time fo time during the last fifty years, now comprises Ave large mills, equipped with all the latest and 
most improved machinery for the manufacture of cocoa and chocolate in a variety of forms ami by tin* 
most approved methods. A large number of work-people are employed, and the total annual output 
reaches a very high figure. The high degree of perfection which this house has attained in its manu- 
factured products is the result of long experience combined "with an intelligent, tise of I he new forces 
which are constantly being introduced to increase the power and improve the quality of production, 
and cheapen the cost to the consumer. 

The full strength and the exquisite natural flavor of the raw material are preserved un-impaired in 
all of Walter Baker & Company's preparations; so that their products may truly he said to form I he 
standard of purity ami excellence. Their Breakfast Cocoa, in which a high degree of fineness is secured 
without any loss of brilliancy in color, can be used by students of tin- microscope ami of chemistry, as 
a perfect type of t he highest order of excellence in manufacture. They have always taken a decided 
stand against any ami all chemically treated cocoas, and they believe that (he large and increasing 
demand for their goods has proved that the consumer appreciates (his decision. 



New York Central 
and Hudson River 

Railroad Company. 



MERICA'S^^ § 

GREATEST f/ 

RAILROAD" 





Unsurpassed facilities for quick 
and direct transportation over its 
Four=Track line between New 
York and all Western points. 



AGENCIES IN ALL THE LEADING CITIES. 

NATHAN GUILFORD, Gen'l Traffic Manager. 
E. CLARK, Jr., Gen'l Freight Agent. 
W. L. KINGMAN, Ass't Gen'l Freight Agent, 
Grand Central Station, New York. 

R. L. CRAWFORD, Gen'l Eastern Freight Agent, 

413 Broadway, New York. 



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